IndusInd Platinum Aura Edge
by IndusInd Bank · Data verified 5 days ago
Mid-range card with edge rewards program
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Lifetime Free credit card with zero joining and annual fees forever
- Reward points never expire, allowing flexible long-term accumulation
- Customizable reward plans (Shop, Home, Travel, Party) to maximize points on your top spend categories
- 1% fuel surcharge waiver across petrol pumps in India
- Total Protect comprehensive fraud coverage up to credit limit
Things to Consider
- No complimentary airport lounge access
- Low base reward rate of 0.50 Reward Points per ₹100 on non-accelerated spends
- Fuel purchases excluded from reward points earning
- Standard 3.5% foreign currency markup fee
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Shopping | 1.5 pts/₹100 | 1.5 RP per ₹100 |
| Dining | 1.5 pts/₹100 | 1.5 RP per ₹100 |
| Fuel | — | No RP on fuel |
Travel Insurance
₹25L cover
Fuel Savings
₹200/mo
Lost Card Cover
₹0
Dining
- •Earn up to 4 Reward Points per ₹100 on dining transactions depending on selected reward plan (Party Plan)
Shopping
- •Customizable Reward Plans: Choose from Shop Plan, Home Plan, Travel Plan, or Party Plan with up to 4 Reward Points per ₹100 on preferred categories
- •Earn 0.5 Reward Points per ₹100 spent on all other retail transactions
- •Reward points never expire — redeem anytime for vouchers or merchandise
- •Contactless tap-and-pay enabled for transactions up to ₹5,000
Travel
- •1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across petrol pumps in India
- •International usage enabled on Visa/Mastercard networks
Special Offers & Features
- •Customizable Reward Plans tailored to your spending habits (Shop, Home, Travel, Party)
- •Reward points with zero expiration date
- •Total Protect insurance covering unauthorized transactions up to credit limit
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Platinum Aura Edge
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Platinum Aura Edge
- • Min age: 18 years
- • Salaried: ₹20,000/month min
- • Self-employed: ₹20,000/month min
- • CIBIL: 700+ recommended
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Platinum Aura Edge today and unlock amazing rewards and premium experiences.
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