Maximize every rupee you spend
Spending Optimizer
Tell us which cards you have and how much you spend. We'll tell you exactly which card to use for each category.
1 Select Your Credit Cards
Pick the cards you currently own (select 2-5 cards)
2 Your Monthly Spending
Enter approximate monthly spending per category
₹
Total Monthly Spending
✓ Your Optimized Spending Plan
Annual Rewards Value
Effective Return
Cards Used
Monthly Value
Pro Tip
Set your most-used card as default on UPI apps and keep the category-specific cards for those purchases. Consider our Card Stack Builder to find missing cards that could boost your rewards further.
Share your optimized rewards plan
Show friends how much they can save by optimizing category spends.