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Terms of Service

Last updated: October 2026

1. Acceptance of Terms

By accessing and using CardSahayak India ("the Platform"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

2. Description of Service

CardSahayak India is a credit card comparison platform that provides information about various credit cards available in India. We help users compare cards, check eligibility, and find suitable options based on their financial profile.

3. Important Disclaimers

We are not a bank or financial institution. We do not issue credit cards or make lending decisions. All credit card applications are processed by the respective banks and financial institutions.

The information provided on our platform is for general informational purposes only. While we strive to keep information accurate and up-to-date, we make no representations or warranties about the completeness, accuracy, or reliability of this information.

4. User Responsibilities

As a user of our platform, you agree to:

  • Provide accurate information when using our eligibility checker
  • Not use the platform for any unlawful purpose
  • Not attempt to gain unauthorized access to our systems
  • Not reproduce, duplicate, or resell any part of our platform

5. Eligibility Information

The eligibility checks provided on our platform are indicative only. They are based on general criteria and the information you provide. Actual eligibility will be determined by the issuing bank based on their internal policies, credit checks, and verification processes.

6. Affiliate Relationships

We may earn commissions when you apply for credit cards through links on our platform. This does not affect the price you pay or your eligibility for any credit card. Our ratings and recommendations are independent of these relationships.

7. Intellectual Property

All content on this platform, including text, graphics, logos, and software, is the property of CardSahayak India or its content suppliers and is protected by intellectual property laws.

8. Limitation of Liability

CardSahayak India shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the platform or any credit card application decisions you make based on information provided here.

9. Third-Party Links

Our platform contains links to third-party websites. We are not responsible for the content or practices of these websites. Your use of third-party websites is at your own risk.

10. Modifications

We reserve the right to modify these terms at any time. Continued use of the platform after changes constitutes acceptance of the new terms.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.

12. Contact

For any questions regarding these terms, please contact us at info@cardsahayak.com.