IndusInd Pioneer Heritage
by IndusInd Bank · Data verified 2 days ago
Ultra-premium metal card with unlimited lounge, golf, zero forex markup.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Unlimited domestic and international lounge access
- Zero forex markup (0% foreign currency fee)
- Unlimited golf games and lessons
- ITC Culinaire membership
- Air accident cover up to Rs.2.5 crore
- Metal card
Things to Consider
- High joining fee of ₹1,00,000
- ₹25,000 annual fee (waived on ₹10L annual spend)
- Pioneer banking account required
- Invite-only
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| International BONUS | 2.5 pts/₹100 | 2.5 points per ₹100 on international spends |
| Other | 1 pts/₹100 | 1 point per ₹100 on domestic spends |
Domestic Lounges
999 per year
Int'l Lounges
999 per year
Travel Insurance
₹250L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹0/mo
Purchase Protection
₹100,000 cover
Lost Card Cover
₹0
Add-On Card
Free
Movies
- •4 free movie tickets per quarter on BookMyShow (max ₹1,000 per ticket)
- •Additional ₹50 off on F&B per ticket
Dining
- •Discovery Global Cuisines with complimentary dining vouchers
Shopping
- •Welcome: Luxe gift card + Montblanc privileges + Oberoi welcome benefits
Travel
- •Personal Air Accident Insurance: Up to ₹2.5 crore
- •Lost Baggage Insurance: Up to ₹1 Lakh
- •Delayed Baggage Insurance: Up to ₹25,000
- •Loss of Passport Insurance: Up to ₹50,000
- •Lost Ticket Insurance: Up to ₹25,000
- •Missed Connection Insurance: Up to ₹25,000
- •Airport Meet & Greet immigration services
- •Visa Airport Limo Transfer Program
Partner Benefits
- •Club ITC Culinaire membership (discontinued effective Oct 5, 2025)
Special Offers & Features
- •Redemption via IndusMoments, Cash Credit, Airline Miles, or direct with merchants
- •Min redemption: 500 points, Max cash credit: 30,000 points/month
- •Club Vistara redemption discontinued Oct 2024
- •InterMiles redemption discontinued Jan 2025
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
Card Features
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Pioneer Heritage
Championship Golf Courses
Tee off at India's most prestigious golf courses. IndusInd Bank premium cardholders enjoy complimentary golf green fee rounds and professional golf lessons each quarter.
Step 2: Select preferred championship golf club and date.
Step 3: Provide card details to book complimentary green fee round or golf lesson.
Step 4: Receive confirmation SMS/email and present at golf club reception.
Available on select premium IndusInd Bank credit card variants. Cardholder must book minimum 4 business days in advance. Green fees waived; caddie fees, cart rental, and taxes payable at venue. Cancellation must be made 48 hours prior to tee time.
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Pioneer Heritage
- • Min age: 21 years
- • Salaried: ₹5,000,000/month min
- • Self-employed: ₹7,500,000/month min
- • CIBIL: 800+ recommended
- ✓ Domestic: 999 per year
- ✓ International: 999 per year
- → Unlimited domestic lounge access via IndusInd Bank Credit Card
- → Unlimited international lounge access via LoungeKey / Priority Pass
- → Guest visits chargeable at up to USD 35 per person
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Pioneer Heritage today and unlock amazing rewards and premium experiences.
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