IndusInd Crest
by IndusInd Bank · Data verified 2 days ago
Invite-only uber-premium with LoungeKey, golf, Total Protect insurance.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Super-premium luxury card with 2.5 Reward Points per ₹100 on international spends (2.5% return)
- 1 Reward Point per ₹100 on domestic retail spends (1 RP = ₹1 on select partner redemptions)
- Unlimited complimentary domestic airport lounge access for primary cardholder plus 2 guest visits per quarter
- Unlimited international airport lounge access worldwide via complimentary Priority Pass membership
- 4 complimentary golf games and 4 complimentary golf lessons every month (48 games + 48 lessons/year)
- Buy 1 Get 1 Free movie tickets on BookMyShow up to ₹700 per ticket (up to 3 free tickets per month = save ₹2,100/mo)
Things to Consider
- Extremely high joining fee of ₹1,00,000 + GST with strict super-affluent income eligibility criteria
- High annual fee waiver threshold of ₹10,00,000 annual spend
- Standard 3.5% foreign currency markup on international transactions
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| International BONUS | 2.5 pts/₹100 | 2.5 RP per Rs.100 on international spends |
| Other | 1 pts/₹100 | 1 RP per Rs.100 on domestic spends |
Domestic Lounges
8 per year
Int'l Lounges
8 per year
Travel Insurance
₹100L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹3,500/mo
Purchase Protection
₹500,000 cover
Lost Card Cover
₹0
Add-On Card
₹10,000
Movies
- •20% off on BookMyShow events and theatre bookings
- •Buy 1 Get 1 Free Movie Tickets (up to 3 free tickets/month, max ₹700/ticket)
Dining
- •Club ITC Culinaire membership
- •Mastercard Dining Offers
Shopping
- •1X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •Unlimited domestic airport lounge access with 2 free guest visits per calendar quarter
- •Unlimited international airport lounge visits worldwide via Priority Pass
- •Comprehensive travel insurance coverage including ₹5 Crore air accident cover
Partner Benefits
- •Club ITC Culinaire
- •Complimentary Golf Program
- •TPC Network
- •Crest Fiesta
- •Crest Wellness
Special Offers & Features
- •Reward redemption fee: ₹149 for cash redemption, ₹100 for other categories, 5% + GST for Twid
- •Fuel surcharge waived for transactions between Rs. 400 and Rs. 4,000
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
Reward Transfer Partners
KrisFlyer
Card Features
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Crest
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Crest
- • Min age: 21 years
- • Salaried: ₹3,000,000/month min
- • Self-employed: ₹4,500,000/month min
- • CIBIL: 800+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 8 per year
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Crest today and unlock amazing rewards and premium experiences.
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