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IndusInd Avios
87/100 · ₹10,000/yr
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IndusInd Bank
IndusInd Avios
Visa
Travel VISA Top Rated

IndusInd Avios

by IndusInd Bank · Data verified 2 days ago

Premium travel card earning Avios for Qatar/British Airways with Priority Pass.

87
Score
Based on rewards, fees, benefits & eligibility
₹10K
Fee
3
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
3 RP Earn
base reward rate
8 per year Lounges
complimentary
₹10,000/yr
card fee
87/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹10,000
Net Annual Value

You save per year!

What's Great

  • 20,000 welcome Avios
  • Up to 36,000 milestone Avios annually
  • 1.5% forex at preferred destinations
  • Priority Pass included
  • Meet and greet service

Things to Consider

  • High ₹40,000 joining fee
  • ₹10,000 annual renewal fee without waiver condition
  • Avios rewards restricted to Qatar Airways Privilege Club and British Airways Executive Club

Perfect For

Qatar Airways/British Airways flyers International travelers Avios collectors

About This Card

IndusInd Bank Avios Visa Infinite Credit Card earns Avios for Qatar Airways or British Airways. 6 Avios/Rs.200 at preferred destinations, 5 on partner airlines, 3 on other spends. 20,000 welcome Avios, Priority Pass, 1.5% forex at preferred destinations.
Annual Fee
₹10,000
Joining Fee
₹10,000

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.00% - 3.00%
Foreign Transaction Fee
Markup on international txns
1.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹0/mo
Interest-Free Period
On new purchases if paid in full
20 to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹1,000
₹350
₹1,000.01-₹10,000
₹550
₹10,000.01-₹25,000
₹800
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,300
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
3
Reward Pts
₹1.00
Point Value
0.00%
Cashback
Welcome Bonus
20,000 bonus Avios on joining fee payment

Milestone Rewards

5,000 bonus Avios on annual renewal

Reward Earning by Category

Category Reward Rate Details
Preferred Destination POS 6X 6 Avios per INR 200
Qatar/British Airways website 5X 5 Avios per INR 200
Other Domestic/International 3X 3 Avios per INR 200
Utility/Education/Govt/Insurance 1X 1 Avios per INR 200
Point Value: 1 point = ₹1.00 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

8 per year

Int'l Lounges

8 per year

Travel Insurance

₹21L cover

Concierge

24/7 assistance

Fuel Savings

₹0/mo

Lost Card Cover

Available

Add-On Card

Free

Dining

  • •Earn reward points/cashback on dining transactions

Shopping

  • •Reward points earned on all eligible purchases
  • •Contactless (tap-and-pay) enabled

Travel

  • •Priority Pass membership
  • •2 complimentary meet-and-greet services per year
  • •1.5% forex at preferred international destination
  • •Travel insurance coverage
  • •25% discount on airport fast-track immigration at 450+ destinations (Visa benefit)
  • •20% off airport limo transfers in key cities globally (Visa benefit)

Partner Benefits

  • •Gold Tier Membership with Qatar Airways Privilege Club
  • •10% off flights on qatarairways.com and Qatar Airways app

Special Offers & Features

  • •Tier fast-track for Qatar Airways Privilege Club
  • •Interest-free period: Up to 50 days
  • •Late payment: Tiered from Nil to Rs.1,300

EMI Options

  • •EMI conversion on purchases above Rs.2,500
  • •Tenure: 3, 6, 9, 12, 18, 24 months
  • •Interest rate: 12-24% p.a.

Reward Transfer Partners

Executive Club
Privilege Club

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
metal
87 out of 100

CardSahayak Score

"Apply Now" takes you to IndusInd Bank's official website.

Eligibility

Salaried ₹20,000/mo
Self-Employed ₹20,000/mo
Age 18-75 yrs
CIBIL 700+
Employment Salaried, Self-Employed
Card Variant Infinite

Scores

Rewards 67/100
Fees 83/100
Benefits 67/100
Access 92/100

⚡ Quick Compare

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6 Active Offers

Deals & Offers

Exclusive offers available on IndusInd Avios

IndusInd Avios: 5 Avios per ₹200 on British Airways + Preferred Destination Bonus

Earn 5 Avios per ₹200 on British Airways websites/apps. Up to 6 Avios per ₹200 at POS in pre-selected preferred international destination. Low 1.5% forex markup at preferred destination.

5
travel
Discount
5 Avios per ₹200 spent
Min Spend
No minimum
Max Savings
5 Avios per ₹200 spent
How to Avail
Book on ba.com or use card at POS in your preferred destination country.
Terms & Conditions

5 Avios/₹200 on BA. 6 Avios/₹200 at preferred destination POS. 1.5% forex at preferred destination. Source: indusind.com Also earn 6 Avios per INR 200 for POS transactions at preferred international destination, and 3 Avios per INR 200 for online transactions (excl utilities/education/govt/rent/insurance/fuel).

Visit Offer
BookMyShow

BookMyShow

Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.

200
Till 31 Dec 2026 entertainment
Discount
Buy 1 Get 1 Free (up to ₹200)
Min Spend
None
Max Savings
₹200
Valid Until
31 Dec 2026
How to Avail
Step 1: Open BookMyShow app and choose cinema, showtime, and seats.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Terms & Conditions

Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.

Visit Offer
Zomato

Zomato

Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.

20
Till 31 Oct 2026 INDUSIND20 dining
Discount
Up to 20% off
Min Spend
₹599
Max Savings
₹150
Valid Until
31 Oct 2026
How to Avail
Step 1: Open Zomato app and pick your favorite restaurant.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Terms & Conditions

Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.

Use Code: INDUSIND20
Visit Offer
Swiggy

Swiggy

Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.

15%
Till 31 Dec 2026 INDUS150 dining
Discount
15% up to ₹150
Min Spend
₹599
Max Savings
₹150
Valid Until
31 Dec 2026
How to Avail
Step 1: Add food items of ₹599+ on Swiggy app.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Terms & Conditions

Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.

Use Code: INDUS150
Visit Offer
MakeMyTrip

MakeMyTrip

Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.

10%
Till 31 Dec 2026 MMTINDUS travel
Discount
Flat 10% up to ₹2,000
Min Spend
₹5,000
Max Savings
₹2,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Book domestic or international flight tickets on MakeMyTrip.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Terms & Conditions

Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.

Use Code: MMTINDUS
Visit Offer
Croma

Croma

Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.

₹3,500
Till 31 Dec 2026 shopping
Discount
Up to ₹3,500 Off
Min Spend
₹20,000
Max Savings
₹3,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop at Croma stores or online at croma.com.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Terms & Conditions

Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about IndusInd Avios

To be eligible, you need:
  • • Min age: 18 years
  • • Salaried: ₹20,000/month min
  • • Self-employed: ₹20,000/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹10,000.
You earn 3 reward points per eligible transaction. Each point is worth approximately ₹1.00. Welcome bonus: 20,000 bonus Avios on joining fee payment on activation! Redeem for flights, hotels, vouchers via IndusInd Bank rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • ✓ International: 8 per year
  • → Domestic: 2 complimentary lounge visits per quarter (8 per year)
  • → International: 2 complimentary lounge visits per quarter (8 per year) via Priority Pass
  • • Instant: Pre-approved IndusInd Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for IndusInd Avios today and unlock amazing rewards and premium experiences.

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