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HSBC TravelOne
86/100 · ₹4,999/yr
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HSBC TravelOne
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Travel MASTERCARD Top Rated

HSBC TravelOne

by HSBC · Data verified 6 days ago

Premium HSBC travel card with 4 RP/Rs.100 on flights & forex, 2 RP/Rs.100 on all else (no cap), 1:1 Air Miles conversion, 6 domestic + 4 intl lounges/year, 15% off travel sites, USD 20K purchase protection. Rs.4,999 fee waived on Rs.8L.

86
Score
Based on rewards, fees, benefits & eligibility
₹5K
Fee
Waiver available on spending
2
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
6 per year Lounges
complimentary
₹4,999/yr
waiver available
86/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹4,999
Net Annual Value

You save per year!

What's Great

  • 4 RP per Rs. 100 on flights & forex — excellent accelerated travel earn rate
  • 2 RP per Rs. 100 on all other spends with no monthly cap
  • Instant 1:1 Air Miles conversion directly in app
  • 6 domestic + 4 international lounge visits annually — generous allocation
  • 15% off major travel platforms (Yatra, EaseMyTrip, Paytm Travel, ClearTrip)
  • USD 20,000 purchase protection
  • 10,000 bonus RP on Rs. 12L annual spend milestone
  • Welcome benefits worth Rs. 4,000+ on Rs. 10K spend in 30 days
  • Annual fee waived on Rs. 8L spend — achievable for frequent travellers

Things to Consider

  • High joining/annual fee of Rs. 4,999 if spend threshold not met
  • High income requirement (Rs. 6L/year salaried, Rs. 12L/year self-employed)
  • Forex markup 3.5% — not the lowest for a travel card
  • Limited city availability for new applications
  • No specific cashback — purely points-based

Perfect For

Frequent travellers International spenders Air Miles collectors Premium lifestyle seekers

About This Card

The HSBC TravelOne Credit Card is a premium travel card offering accelerated reward points on flights, travel aggregators and foreign currency spends, with instant 1:1 conversion to Air Miles. It includes 6 domestic and 4 international airport lounge visits per year, up to USD 20,000 purchase protection, travel partner discounts (15% off on Yatra, EaseMyTrip, Paytm Travel, ClearTrip), up to 20% off at select duty-free stores, and Mastercard World Platform benefits including complimentary golf. Benefits worth up to INR 1.6 lakhs per year.
Annual Fee
₹4,999
Waiver
Waived on annual spends of Rs. 8,00,000 or more
Joining Fee
₹4,999

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.75% - 3.75%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹400/mo
Interest-Free Period
On new purchases if paid in full
20 to 55 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹250
₹500.01-₹5,000
₹500
₹5,000.01-₹10,000
₹750
₹10,000.01-₹25,000
₹950
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,200
Reward Points Validity
How long your earned points remain valid
3 years
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
2
Reward Pts
₹0.50
Point Value
0.00%
Cashback
Welcome Bonus
₹1,000 cashback + ₹3,000 PostCard voucher + 3 months EazyDiner Prime (on ₹25,000 spend in first 30 days)

Milestone Rewards

3,000 bonus points on Rs. 1L spend in 90 days
10,000 bonus points on Rs. 12L annual spend

Reward Earning by Category

Category Reward Rate Details
Point Value: 1 point = ₹0.50 | Redemption Fee: ₹50 + GST per request

Domestic Lounges

6 per year

Int'l Lounges

4 per year

Travel Insurance

₹3L cover

Golf Benefits

Complimentary

Concierge

24/7 assistance

Fuel Savings

₹400/mo

Purchase Protection

₹0 cover

Lost Card Cover

₹0

Add-On Card

Free

Movies

  • •Discounts on movies and events via Zomato app

Dining

  • •3 months complimentary EazyDiner Prime Membership (welcome offer)
  • •Dining discounts via Zomato app

Shopping

  • •2 Reward Points per Rs. 100 on all retail spends — no cap
  • •Instant 1:1 Air Miles conversion in-app

Travel

  • •6 domestic + 4 international complimentary airport lounge visits per year
  • •15% off domestic and international holiday bookings at Yatra, EaseMyTrip, Paytm Travel, ClearTrip
  • •Up to 20% off at select duty-free stores in India
  • •Discounts on StayVista bookings
  • •Mastercard World Platform benefits including complimentary golf
  • •USD 20,000 purchase protection per year
  • •3,000 bonus Reward Points on Rs. 1 lakh spend in first 90 days

Partner Benefits

  • •Exclusive privileges at The Bicester Collection Villages

Reward Exclusions

  • ✕ Bail/bond payments
  • ✕ Education
  • ✕ Government
  • ✕ E-wallets
  • ✕ Financial institutions
  • ✕ Fuel
  • ✕ Insurance
  • ✕ Jewellery
  • ✕ Money transfers
  • ✕ Real estate
  • ✕ Tax
  • ✕ Utilities

Special Offers & Features

  • •Purchase protection: USD 20,000 per year
  • •3.5% forex markup (standard charge, not cashback)
  • •Air India Maharaja Club transfer partner (1:1 ratio) from April 2025

EMI Options

  • •EMI conversion on eligible purchases
  • •Tenure: 3, 6, 9, 12 months
  • •Interest rate: 15-24% p.a.

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
86 out of 100

CardSahayak Score

"Apply Now" takes you to HSBC's official website.

Eligibility

Salaried ₹50,000/mo
Self-Employed ₹100,000/mo
Age 18-65 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant World

Scores

Rewards 48/100
Fees 88/100
Benefits 79/100
Access 65/100

⚡ Quick Compare

Compare with other cards to find the best fit.

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5 Active Offers

Deals & Offers

Exclusive offers available on HSBC TravelOne

BookMyShow

BookMyShow

Experience world-class music festivals, theatrical performances, comedy shows, and live sporting spectacles with HSBC Credit Cards.Get 10% instant discount up to ₹1,000 on tickets for top events across major Indian metros.

10
Till 31 Dec 2026 entertainment
Discount
Flat 10% off
Min Spend
₹2,500
Max Savings
₹1,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit BookMyShow and browse the Live Events, Concerts, or Plays section.
Step 2: Select your tickets with total cart value of ₹2,500 or higher.
Step 3: Under Payment Offers, select HSBC Credit Card Live Events Offer.
Step 4: Pay with your HSBC Credit Card to get 10% instant discount up to ₹1,000.
Terms & Conditions

Valid exclusively on Live Events, Music Concerts, Plays, and Comedy shows on BookMyShow. Minimum booking value of ₹2,500 is required. Maximum discount is capped at ₹1,000 per cardholder per month. Offer is not applicable on regular cinema movie tickets.

Visit Offer
Yatra

Yatra

Fly to your dream international holiday destinations for less. HSBC Credit Cardholders receive a flat 10% instant discount up to ₹7,500 on international flight bookings on Yatra.Applicable on one-way and round-trip bookings across leading global airlines.

10
Till 31 Dec 2026 HSBCINT travel
Discount
Flat 10% up to ₹7,500
Min Spend
₹30,000
Max Savings
₹7,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit yatra.com or launch the Yatra mobile app.
Step 2: Search for international flights with booking value of ₹30,000 or more.
Step 3: Enter promo code HSBCINT on the flight payment review page.
Step 4: Pay using your HSBC Credit Card to save up to ₹7,500 instantly.
Terms & Conditions

Valid on international flights departing from Indian airports. Minimum booking transaction of ₹30,000 required. Maximum discount capped at ₹7,500 per booking. Valid once per quarter per cardholder. Offer applicable on base fare and airline fuel surcharges only.

Use Code: HSBCINT
Visit Offer
Yatra

Yatra

Plan your domestic weekend getaways and business trips across India. Save up to ₹3,000 on domestic flight and hotel bookings with HSBC Credit Cards on Yatra.Enjoy seamless travel reservations with top airlines and handpicked luxury resorts.

3000
Till 31 Dec 2026 HSBCDOM travel
Discount
Up to ₹3,000 off
Min Spend
₹6,000
Max Savings
₹3,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Yatra app or website and select domestic flights or hotels.
Step 2: Ensure minimum order value meets ₹6,000 threshold.
Step 3: Apply promo code HSBCDOM during checkout.
Step 4: Pay with HSBC Credit Card to get up to ₹3,000 deducted immediately.
Terms & Conditions

Minimum booking value of ₹6,000 for domestic flights and ₹4,000 for hotels. Maximum domestic flight discount is ₹1,800; hotel discount up to ₹3,000. Valid once per calendar month per cardholder. Excludes railway bookings, homestays, and bus tickets.

Use Code: HSBCDOM
Visit Offer
Zepto

Zepto

Get fresh fruits, vegetables, dairy, and household essentials delivered in 10 minutes. HSBC Credit Cardholders get flat ₹100 off on Zepto orders above ₹999.Speedy grocery delivery meets instant banking savings on all everyday essentials.

100
Till 31 Dec 2026 HSBC100 groceries
Discount
Flat ₹100 off
Min Spend
₹999
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Zepto mobile app and add groceries worth ₹999 or more.
Step 2: Click on Apply Coupon on the cart checkout page.
Step 3: Select or type coupon code HSBC100.
Step 4: Complete payment with HSBC Credit Card to get ₹100 instant discount.
Terms & Conditions

Minimum order value of ₹999 excluding handling and delivery fees. Valid twice per cardholder per calendar month. Applicable on all grocery categories across all serviceable cities. Offer valid on retail consumer credit cards only.

Use Code: HSBC100
Visit Offer
Croma

Croma

Upgrade your home entertainment, computing, and kitchen appliances. Enjoy 7.5% instant discount up to ₹3,500 at Croma retail stores and croma.com with HSBC Credit Cards.Valid on smartphones, laptops, smart TVs, refrigerators, and audio gear.

7.5
Till 31 Dec 2026 electronics
Discount
7.5% up to ₹3,500
Min Spend
₹20,000
Max Savings
₹3,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit any Croma store or shop online at croma.com.
Step 2: Add eligible consumer electronics worth ₹20,000 or more to your cart.
Step 3: Select HSBC Credit Card Bank Offer at payment stage.
Step 4: Complete transaction to receive 7.5% instant discount up to ₹3,500.
Terms & Conditions

Minimum transaction value of ₹20,000 is required. Maximum instant discount is capped at ₹3,500 per card. Valid on Full Swipe and EMI transactions. Limit of one transaction per cardholder per calendar month.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about HSBC TravelOne

To be eligible, you need:
  • • Min age: 18 years
  • • Salaried: ₹50,000/month min
  • • Self-employed: ₹100,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹4,999. The fee can be waived by Waived on annual spends of Rs. 8,00,000 or more.
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹0.50. Welcome bonus: ₹1,000 cashback + ₹3,000 PostCard voucher + 3 months EazyDiner Prime (on ₹25,000 spend in first 30 days) on activation! Redeem for flights, hotels, vouchers via HSBC rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 6 per year
  • ✓ International: 4 per year
  • • Instant: Pre-approved HSBC customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for HSBC TravelOne today and unlock amazing rewards and premium experiences.

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