HSBC Premier
by HSBC · Data verified 5 days ago
Ultra-premium HSBC card with 0.99% forex, unlimited lounge access (domestic + international + 8 guest visits), 3 RP/Rs.100, 1:1 air miles, BOGO BookMyShow, 30% EazyDiner, travel insurance. For Premier banking customers.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 0.99% forex markup — best in class for international spenders
- Unlimited domestic AND international lounge access with 8 guest visits
- 3 RP per Rs. 100 with points that never expire — excellent accumulation
- 1:1 air miles and hotel loyalty transfer — premium flexibility
- 1 point = Rs. 1 at Apple Store — effective 3% reward rate
- Up to 12X on travel bookings via portal
- 20,000 welcome reward points (worth Rs. 20,000 at Apple)
- BOGO BookMyShow any day + 30% EazyDiner
- International travel insurance included
- Luxury hotel program with 3,800+ properties worldwide
- Annual fee waived for Premier banking customers
- Lost card liability coverage up to Rs. 3 lakh
Things to Consider
- Joining fee of Rs. 12,000 — non-waivable
- Annual fee of Rs. 20,000 unless you are a Premier customer (Rs. 50L TRB or Rs. 3L salary)
- Only available to HSBC Premier banking customers — not open market
- Limited to HSBC bank relationship holders
- Mastercard World — limited compared to Visa Infinite for some lounges
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| All Spends | — | |
| Travel (Hotels, Flights, Car Rentals) via Travel with Points | — |
Domestic Lounges
999 per year
Int'l Lounges
999 per year
Travel Insurance
₹0L cover
Concierge
24/7 assistance
Fuel Savings
₹0/mo
Lost Card Cover
Available
Add-On Card
Free
Movies
- •Buy One Get One cinema tickets via District by Zomato
Dining
- •Savings on dining via District by Zomato (10% off)
- •Hotel membership offers — Marriott Bonvoy, IHG Rewards
Shopping
- •3 reward points per Rs. 100 on all spends — points never expire
- •1 point = Rs. 1 at Apple
- •6X reward points on Apple via HSBC Unicorn portal
- •VIP shopping at Bicester Collection outlets worldwide
- •Savings on premium brands via Tata CLiQ Luxury (1.5% CLiQ Perks)
Travel
- •Unlimited domestic airport lounge access
- •Unlimited international airport lounge access
- •8 complimentary international guest visits per year
- •0.99% forex markup — industry lowest
- •International travel insurance (lost luggage, delays, documents)
- •Up to 20% off on hotel bookings via Agoda
- •Free night at participating hotels with Mastercard
- •Luxury hotel upgrades, early check-in, late checkout at 3,800+ hotels via Mastercard
- •1:1 air miles conversion via HSBC Mobile Banking app
- •Up to 12X reward points on Travel with Points portal
- •Complimentary LoungeKey membership for 1,400+ airport lounges
- •1:1 conversion at selected airlines
- •Mastercard benefits at 3,800+ hotels
- •0.99% forex markup
Partner Benefits
- •District by Zomato: savings on dining and movies
Special Offers & Features
- •Complimentary Meet & Greet Services with Adani One
- •Airport transfers with premium vehicles via Avis
Reward Transfer Partners
Air Miles (Multiple Airlines)
Hotel Loyalty Points
Apple Store
Card Features
CardSahayak Score
"Apply Now" takes you to HSBC's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on HSBC Premier
Buy One Get One Offer on movie tickets and all other events on BookMyShow
Buy One Get One Offer on movie tickets and all other events (live music shows, concerts, plays, sports, activities, and workshops) on BookMyShow, valid on all days of the week for HSBC Premier Credit Cardholders. Max discount INR 750 per free ticket, up to INR 1,500 per month.
HSBC Premier Mastercard only. BOGO on movies + events. Max 2 free tickets/month, each up to Rs.750. Saturday cap Rs.250 per free ticket. Monthly cap Rs.1,500.
BookMyShow
Experience world-class music festivals, theatrical performances, comedy shows, and live sporting spectacles with HSBC Credit Cards.Get 10% instant discount up to ₹1,000 on tickets for top events across major Indian metros.
Step 2: Select your tickets with total cart value of ₹2,500 or higher.
Step 3: Under Payment Offers, select HSBC Credit Card Live Events Offer.
Step 4: Pay with your HSBC Credit Card to get 10% instant discount up to ₹1,000.
Valid exclusively on Live Events, Music Concerts, Plays, and Comedy shows on BookMyShow. Minimum booking value of ₹2,500 is required. Maximum discount is capped at ₹1,000 per cardholder per month. Offer is not applicable on regular cinema movie tickets.
Yatra
Fly to your dream international holiday destinations for less. HSBC Credit Cardholders receive a flat 10% instant discount up to ₹7,500 on international flight bookings on Yatra.Applicable on one-way and round-trip bookings across leading global airlines.
Step 2: Search for international flights with booking value of ₹30,000 or more.
Step 3: Enter promo code HSBCINT on the flight payment review page.
Step 4: Pay using your HSBC Credit Card to save up to ₹7,500 instantly.
Valid on international flights departing from Indian airports. Minimum booking transaction of ₹30,000 required. Maximum discount capped at ₹7,500 per booking. Valid once per quarter per cardholder. Offer applicable on base fare and airline fuel surcharges only.
Yatra
Plan your domestic weekend getaways and business trips across India. Save up to ₹3,000 on domestic flight and hotel bookings with HSBC Credit Cards on Yatra.Enjoy seamless travel reservations with top airlines and handpicked luxury resorts.
Step 2: Ensure minimum order value meets ₹6,000 threshold.
Step 3: Apply promo code HSBCDOM during checkout.
Step 4: Pay with HSBC Credit Card to get up to ₹3,000 deducted immediately.
Minimum booking value of ₹6,000 for domestic flights and ₹4,000 for hotels. Maximum domestic flight discount is ₹1,800; hotel discount up to ₹3,000. Valid once per calendar month per cardholder. Excludes railway bookings, homestays, and bus tickets.
Zepto
Get fresh fruits, vegetables, dairy, and household essentials delivered in 10 minutes. HSBC Credit Cardholders get flat ₹100 off on Zepto orders above ₹999.Speedy grocery delivery meets instant banking savings on all everyday essentials.
Step 2: Click on Apply Coupon on the cart checkout page.
Step 3: Select or type coupon code HSBC100.
Step 4: Complete payment with HSBC Credit Card to get ₹100 instant discount.
Minimum order value of ₹999 excluding handling and delivery fees. Valid twice per cardholder per calendar month. Applicable on all grocery categories across all serviceable cities. Offer valid on retail consumer credit cards only.
Croma
Upgrade your home entertainment, computing, and kitchen appliances. Enjoy 7.5% instant discount up to ₹3,500 at Croma retail stores and croma.com with HSBC Credit Cards.Valid on smartphones, laptops, smart TVs, refrigerators, and audio gear.
Step 2: Add eligible consumer electronics worth ₹20,000 or more to your cart.
Step 3: Select HSBC Credit Card Bank Offer at payment stage.
Step 4: Complete transaction to receive 7.5% instant discount up to ₹3,500.
Minimum transaction value of ₹20,000 is required. Maximum instant discount is capped at ₹3,500 per card. Valid on Full Swipe and EMI transactions. Limit of one transaction per cardholder per calendar month.
Frequently Asked Questions
Everything you need to know about HSBC Premier
- • Min age: 21 years
- • Salaried: ₹300,000/month min
- • Self-employed: ₹450,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 999 per year
- ✓ International: 999 per year
- → Unlimited domestic: Mastercard Priceless Specials
- → Unlimited international: LoungeKey programme
- → 8 international guest visits per year
- • Instant: Pre-approved HSBC customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for HSBC Premier today and unlock amazing rewards and premium experiences.
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