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BOBCARD Etihad Guest Premium Credit Card
85/100 · ₹5,000/yr
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CARD HOLDER
YOUR NAME
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Bank of Baroda
BOBCARD Etihad Guest Premium Credit Card
Visa
Travel VISA Top Rated

BOBCARD Etihad Guest Premium Credit Card

by Bank of Baroda · Data verified 4 days ago

Metal airline card with 0% forex markup, Etihad Gold tier upgrade, 6 miles per ₹100, and 20 domestic & international lounge visits.

85
Score
Based on rewards, fees, benefits & eligibility
₹5K
Fee
Waiver available on spending
6
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
6 RP Earn
base reward rate
12 per year Lounges
complimentary
₹5,000/yr
waiver available
85/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹5,000
Net Annual Value

You save per year!

What's Great

  • ZERO foreign exchange markup (0% Forex)
  • Solid metal card design
  • 12 domestic + 8 international airport lounge visits per year
  • Complimentary Etihad Guest Gold tier status upgrade
  • Generous 6 miles per ₹100 on Etihad bookings

Things to Consider

  • ₹5,000 annual fee with ₹5 Lakh spend waiver threshold
  • Best rewards restricted to frequent flyers of Etihad and partner airlines

Perfect For

International Travel Luxury Travel Frequent Flyers Zero Forex Spends

About This Card

Engraved in solid metal, the BOBCARD Etihad Guest Premium Credit Card offers the pinnacle of travel luxury with 0% foreign currency markup, 6 miles per ₹100 on Etihad, complimentary Gold Tier upgrade, and 20 airport lounge visits (12 domestic + 8 international) annually.
Annual Fee
₹5,000
Waiver
Spend ₹5,00,000 or more in every anniversary year
Joining Fee
₹5,000

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.25% - 3.25%
Foreign Transaction Fee
Markup on international txns
0.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹250/mo
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹500
Nil
₹501-₹5,000
₹500
₹5,001-₹10,000
₹750
₹10,001-₹25,000
₹1,000
>₹25,000
₹1,200
6
Reward Pts
₹0.85
Point Value
0.00%
Cashback
Welcome Bonus
Earn up to 15,000 Etihad Guest Miles (10,000 miles on ₹50,000 spend in 65 days + 5,000 miles on ₹1,00,000 spend) + Etihad Guest Silver to Gold Tier upgrade

Milestone Rewards

Monthly: 500 bonus miles on 4 transactions totaling ₹50,000 in a month
Quarterly: 4,000 bonus miles on ₹3,00,000 quarterly spend
Annual: Up to 24,000 annual bonus miles
Annual fee waiver on ₹5,00,000 annual spend

Reward Earning by Category

Category Reward Rate Details
Point Value: 1 point = ₹0.85

Domestic Lounges

12 per year

Int'l Lounges

8 per year

Concierge

24/7 assistance

Fuel Savings

₹250/mo

Travel

  • •0% Foreign Currency Markup (Zero forex)
  • •Complimentary Etihad Guest Gold Tier status upgrade
  • •12 domestic and 8 international airport lounge visits per year
  • •Premium solid metal card form factor

Special Offers & Features

  • •Zero 0% foreign currency markup fee on all international transactions
  • •12 complimentary domestic and 8 complimentary international airport lounge visits annually
  • •Complimentary Etihad Guest Gold tier status upon completing qualifying Etihad flight

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Metal
85 out of 100

CardSahayak Score

"Apply Now" takes you to Bank of Baroda's official website.

Eligibility

Salaried ₹1,000,000/mo
Self-Employed ₹1,200,000/mo
Age 21-60 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Infinite

Scores

Rewards 80/100
Fees 98/100
Benefits 42/100
Access 50/100

⚡ Quick Compare

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2 Active Offers

Deals & Offers

Exclusive offers available on BOBCARD Etihad Guest Premium Credit Card

Swiggy

Swiggy

Get 15% instant discount up to ₹100 on food delivery orders on Swiggy using BOBCARD with promo code BOBCARD100.

15%
Till 31 Dec 2026 BOBCARD100 dining
Discount
15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Add food items of ₹499+ on Swiggy app.
Step 2: Enter promo code BOBCARD100 on payment page.
Step 3: Pay using BOBCARD (Bank of Baroda Credit Card).
Terms & Conditions

Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid twice per month per cardholder.

Use Code: BOBCARD100
Visit Offer
Croma

Croma

Enjoy instant savings up to ₹3,000 on consumer electronics, smart TVs, and laptops at Croma using BOBCARD credit cards.

₹3,000
Till 31 Dec 2026 shopping
Discount
Up to ₹3,000 Off
Min Spend
₹15,000
Max Savings
₹3,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop for electronics at Croma stores or croma.com.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Settle payment using BOBCARD credit card.
Terms & Conditions

Valid on minimum transaction of ₹15,000. Maximum discount ₹3,000. Valid on eligible credit cards.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about BOBCARD Etihad Guest Premium Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹1,000,000/month min
  • • Self-employed: ₹1,200,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹5,000. The fee can be waived by Spend ₹5,00,000 or more in every anniversary year.
You earn 6 reward points per eligible transaction. Each point is worth approximately ₹0.85. Welcome bonus: Earn up to 15,000 Etihad Guest Miles (10,000 miles on ₹50,000 spend in 65 days + 5,000 miles on ₹1,00,000 spend) + Etihad Guest Silver to Gold Tier upgrade on activation! Redeem for flights, hotels, vouchers via Bank of Baroda rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 12 per year
  • ✓ International: 8 per year
  • → 12 complimentary domestic lounge visits per year (3 per quarter)
  • → 8 complimentary international lounge visits per year (2 per quarter)
  • • Instant: Pre-approved Bank of Baroda customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for BOBCARD Etihad Guest Premium Credit Card today and unlock amazing rewards and premium experiences.

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