SBI Card MILES PRIME
by State Bank of India · Data verified 2 days ago
Mid-tier travel credit card offering accelerated Travel Credits, 8 domestic & 4 international lounge visits, and 2.5% forex markup.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Strong earn rate of 4 Travel Credits per ₹200 on travel spends with 1:1 points transfer
- 8 domestic + 4 international lounge visits per year included out of the box
- Earn up to 12 additional domestic lounge visits through ₹1 Lakh spend milestones
- Reduced 2.50% foreign exchange markup fee for international travelers
- Welcome bonus of 3,000 Travel Credits fully offsets the ₹2,999 joining fee
Things to Consider
- Steep annual fee waiver threshold of ₹10,00,000
- Welcome bonus requires ₹60,000 spend within 60 days to unlock
- Priority Pass complimentary validity limited to first 2 years ($27 + taxes per visit thereafter)
- High finance charge of 45.0% APR on revolving balance
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|
Domestic Lounges
8 per year
Int'l Lounges
4 per year
Travel Insurance
₹25L cover
Concierge
24/7 assistance
Fuel Savings
₹250/mo
Lost Card Cover
₹250,000
Dining
- •Exclusive dining privileges and partner restaurant discounts via Mastercard / RuPay
Shopping
- •Earn 2 Travel Credits per ₹200 on retail shopping transactions
Travel
- •Earn 4 Travel Credits per ₹200 on all travel bookings (flights, hotels, aggregators)
- •1:1 conversion ratio to partner airlines and hotel loyalty programs
- •8 complimentary domestic lounge visits per calendar year (max 2 per quarter)
- •4 complimentary international airport lounge visits per calendar year outside India via Priority Pass
- •Reduced foreign currency markup fee of 2.50% on international retail spends
- •24x7 worldwide concierge service for travel bookings, dining, and hotel reservations
Partner Benefits
- •Miles transfer partnership with 20+ leading airline and hotel loyalty programs globally
Special Offers & Features
- •Air accident cover up to ₹25 Lakhs, baggage delay cover, and lost ticket assistance
Reward Transfer Partners
Air India
British Airways
Etihad Airways
Air France-KLM
Cathay Pacific
Qantas Airways
Air Canada
Qatar Airways
Emirates
Accor Live Limitless
ITC Hotels
Card Features
CardSahayak Score
"Apply Now" takes you to State Bank of India's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI Card MILES PRIME
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI Card MILES PRIME
- • Min age: 21 years
- • Salaried: ₹50,000/month min
- • Self-employed: ₹60,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 4 per year
- → 8 complimentary domestic airport lounge visits per calendar year (maximum 2 visits per quarter)
- → 4 complimentary international airport lounge visits per year (maximum 2 visits per quarter) via Priority Pass
- → Complimentary Priority Pass membership worth $99 included for the first 2 years
- → Earn 1 additional complimentary domestic lounge visit for every ₹1,00,000 spent (up to 12 additional visits per year)
- • Instant: Pre-approved State Bank of India customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI Card MILES PRIME today and unlock amazing rewards and premium experiences.
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