IndusInd Pinnacle
by IndusInd Bank · Data verified 2 days ago
Premium card with 2.5X rewards, 1 domestic lounge/quarter (on ₹1.5L spend) and 1 international lounge/quarter via Priority Pass.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 75K welcome points
- Unlimited lounges
- Excellent point value
- Metal card
Things to Consider
- High fee
- High income requirement
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| E-commerce (excl travel/airlines/utilities) BONUS | 2.5 pts/₹100 | 2.5 RP per Rs.100 on e-commerce (excluding travel, airlines, utilities) |
| E-commerce Travel/Airlines BONUS | 1.5 pts/₹100 | 1.5 RP per Rs.100 on e-commerce travel and airlines |
| POS/MoTo/IVR | 1 pts/₹100 | 1 RP per Rs.100 on POS/MoTo/IVR transactions |
| Utilities/Insurance/Govt/Education/Rent | 0.7 pts/₹100 | 0.7 RP per Rs.100 on utilities, insurance, govt, education, rent |
| Fuel | — | No reward points on fuel |
Domestic Lounges
4 per year
Int'l Lounges
4 per year
Travel Insurance
₹25L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹0/mo
Lost Card Cover
₹0
Movies
- •Buy 1 Get 1 free movie ticket worth up to ₹200 on BookMyShow (up to 3 times a month)
Dining
- •Reward points/cashback earned on dining transactions
- •Dining privileges at select partner restaurants
Shopping
- •1X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •Travel Plus Programme: Waivers on lounge usage charges outside India, VIP access to airport lounges for up to 8 visits/year (annual fee Rs.5,000)
Special Offers & Features
- •Min 500 RP for redemption (cash credit and airline miles)
- •Max 7,500 RP per month for cash credit redemption
- •USD 35 per excess lounge visit beyond complimentary quota
- •1% Fee + GST on wallet loading over Rs.20,000/statement cycle
- •1% Fee + GST on education payments via third-party apps over Rs.45,000/statement cycle
- •Lounge Key Usage Fee: Up to USD 35 per person per visit
- •Hole-in-One insurance coverage for PGA/IGU/PGTI tournaments in India
- •1% fuel surcharge waiver on transactions ₹400-₹4,000; no monthly cap
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
Reward Transfer Partners
InterMiles
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Pinnacle
IndusInd Bank Golf Programme – Complimentary Games & Lessons (Revised)
IndusInd Pinnacle cardholders now enjoy an updated golf programme with complimentary games and lessons at premium courses across India. Effective March 2026.
Updated golf benefits effective March 10, 2026. Complimentary rounds and lessons at partner courses. Source: indusind.com
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Pinnacle
- • Min age: 21 years
- • Salaried: ₹83,333/month min
- • Self-employed: ₹100,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 4 per year
- ✓ International: 4 per year
- → 1 complimentary domestic lounge visit per quarter on ₹1.5L quarterly spend via Dreamfolks
- → 1 complimentary international lounge visit per quarter via Priority Pass (4 per year)
- → Visits beyond complimentary quota chargeable at standard rate
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Pinnacle today and unlock amazing rewards and premium experiences.
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