IndusInd Bank Platinum RuPay Credit Card
by IndusInd Bank · Data verified 4 days ago
Lifetime Free RuPay credit card designed for UPI QR payments earning 2 reward points per ₹100 with cash redemption.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 100% Lifetime Free credit card with zero joining and zero renewal charges
- Accelerated 2 Reward Points per ₹100 on UPI transactions giving a 0.70% valueback on everyday QR payments
- Transparent cash redemption value of ₹0.35 per point directly against card statement balance
- Total Protect coverage safeguarding against fraudulent transactions
- Simple linking with UPI apps (BHIM, Google Pay, PhonePe, Paytm)
Things to Consider
- No complimentary domestic or international airport lounge visits
- Base reward rate on non-UPI spends is low at 0.35%
- Standard foreign transaction fee of 3.50%
- No movie ticket discounts or spend-based milestone perks
Perfect For
About This Card
Other Charges
Reward Earning by Category
| Category | Reward Rate | Details |
|---|
Fuel Savings
₹100/mo
Lost Card Cover
₹50,000
Dining
- •Discounts and offers at partner dining restaurants across India
Shopping
- •Earn 1 Reward Point per ₹100 on non-UPI online and in-store merchant purchases
Special Offers & Features
- •Total Protect insurance cover against unauthorized fraudulent transactions up to 48 hours prior to reporting
- •Direct cash credit redemption where 1 Reward Point = ₹0.35 credited to statement
Card Features
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Bank Platinum RuPay Credit Card
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Bank Platinum RuPay Credit Card
- • Min age: 21 years
- • Salaried: ₹20,000/month min
- • Self-employed: ₹25,000/month min
- • CIBIL: 750+ recommended
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Bank Platinum RuPay Credit Card today and unlock amazing rewards and premium experiences.
What Users Say
No reviews yet for IndusInd Bank Platinum RuPay Credit Card.
Be the first to share your experience!
Share your experience
Sign in to write a review, share your approval data, and help others choose the right card.
Sign in with Google