AU Zenith
by AU Small Finance Bank · Data verified 5 days ago
Super-premium AU metal card with 8 domestic lounges/year (2/quarter on ₹50k spend), 8 international lounges/year via Priority Pass, and complimentary golf.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Annual fee waived on spending ₹1/year
- Earn 4.00% reward rate on spends
- High reward point value at ₹0.50 per point
- 1 complimentary domestic lounge visits/year + 1 international
- 1% fuel surcharge waiver at all fuel stations
- Complimentary golf privileges
Things to Consider
- Smaller merchant tie-up network compared to major private sector banks
- Domestic lounge access subject to quarterly spend thresholds
- Reward point redemption catalog is limited compared to HDFC/ICICI options
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Base | — | |
| Dining/Grocery/International | — | |
| Utility/Telecom/Insurance | — |
Domestic Lounges
8 per year
Int'l Lounges
8 per year
Travel Insurance
₹0L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹1,000/mo
Purchase Protection
₹50,000 cover
Lost Card Cover
₹0
Dining
- •Earn reward points/cashback on dining transactions
Shopping
- •Reward points earned on all eligible purchases
- •Contactless (tap-and-pay) enabled
Travel
- •Low forex markup of 1.99% on international transactions
- •Complimentary travel insurance coverage
- •1% fuel surcharge waiver
- •24/7 concierge service
- •Complimentary golf sessions at select courses
Partner Benefits
- •Complimentary Taj Epicure Membership on ₹12 Lakh annual spend
Special Offers & Features
- •Complimentary domestic and international lounge access
- •3% reward rate on travel and dining
- •Golf privileges
- •Concierge services
- •1% fuel surcharge waiver
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12 months
- •Interest rate: 14-24% p.a.
Card Features
CardSahayak Score
"Apply Now" takes you to AU Small Finance Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on AU Zenith
MakeMyTrip
Explore India for less with AU Small Finance Bank and MakeMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on domestic flight bookings of ₹5,000 and above using code AUMMT.
Step 2: Choose domestic flight tickets totaling ₹5,000 or more.
Step 3: In the coupon code section, enter promo code AUMMT.
Step 4: Pay using your AU Small Finance Bank Credit Card to get an instant 12% discount up to ₹1,800.
Valid on domestic flight bookings across India on MakeMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per cardholder per calendar month.
Zomato
Feast on your favorite dishes at home. AU Bank credit cardholders get a flat 20% instant discount up to ₹150 on Zomato food delivery orders of ₹499 and above with coupon AUBANK.
Step 2: Add food items worth ₹499 or more to your cart.
Step 3: On the checkout screen, enter promo code AUBANK.
Step 4: Complete your payment with an AU Small Finance Bank Credit Card to get 20% off up to ₹150.
Valid on food delivery orders placed through the Zomato mobile app. Minimum cart value of ₹499 is required. Maximum discount is capped at ₹150. Valid once per customer per week.
BookMyShow
Catch the latest movies on the big screen with AU Bank. Get a complimentary second cinema ticket on BookMyShow up to ₹200 with your AU Small Finance Bank Credit Card.
Step 2: Go to the payment page and click on 'Unlock Offers or Apply Promocodes'.
Step 3: Select 'Credit Card' and choose 'AU Small Finance Bank BOGO Offer'.
Step 4: Enter your AU Credit Card details to receive 100% off on the second ticket up to ₹200.
Valid on purchase of minimum 2 cinema tickets. Discount of 100% on the second ticket up to ₹200. Internet handling fees are payable by customer. Valid once per cardholder per calendar month.
Swiggy
Enjoy delicious meals with 15% instant savings up to ₹100 on Swiggy using your AU Small Finance Bank Credit Card with promo code AU100.
Step 2: Enter promo code AU100 on checkout.
Step 3: Pay with AU Small Finance Bank Credit Card to get flat 15% instant savings up to ₹100.
Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid once per cardholder per month.
Croma
Save up to ₹3,000 on high-end electronics and appliances at Croma with AU Small Finance Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or above.
Step 3: Settle payment using AU Small Finance Bank Credit Card.
Valid on minimum transaction of ₹20,000. Maximum discount ₹3,000. Valid on eligible credit cards.
EaseMyTrip
Travel smarter with flat 12% instant discount up to ₹2,000 on flight bookings on EaseMyTrip using AU Bank credit cards with coupon EMTAU.
Step 2: Apply coupon code EMTAU on payment screen.
Step 3: Pay with AU Small Finance Bank Credit Card.
Valid on minimum booking of ₹5,000. Maximum discount ₹2,000. Valid once per card per month.
Frequently Asked Questions
Everything you need to know about AU Zenith
- • Min age: 21 years
- • Salaried: ₹150,000/month min
- • Self-employed: ₹225,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 8 per year
- → 2 complimentary domestic airport lounge visits per calendar quarter (8 per year) subject to ₹50,000 retail spend in previous calendar quarter
- → 2 complimentary international airport lounge visits per calendar quarter (8 per year) via Priority Pass
- • Instant: Pre-approved AU Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for AU Zenith today and unlock amazing rewards and premium experiences.
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