AU Zenith+ Credit Card
by AU Small Finance Bank · Data verified 2 days ago
Ultra-premium handcrafted metal card offering 16 domestic and 16 international airport lounges with low 0.99% forex markup.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Ultra-low 0.99% forex markup fee for international travelers
- 32 total airport lounge visits (16 domestic + 16 international)
- High reward point valuation (1 RP = ₹1.00 on travel booking portal)
- Premium handcrafted metal card design with golf privileges
Things to Consider
- Annual fee waiver threshold is high at ₹8,00,000
- Strict income eligibility of ₹25 Lakh+ annual ITR
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Dining & Restaurants | — | |
| International Spends | — | |
| Travel Bookings | — | |
| All Other Spends | — |
Domestic Lounges
16 per year
Int'l Lounges
16 per year
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹1,000/mo
Movies
- •Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹500 off, 4 times per month)
Dining
- •Complimentary Taj Epicure membership on reaching ₹12 Lakh annual spend
- •2 Reward Points per ₹100 spent at fine dining establishments
Shopping
- •Handcrafted metal card finish for distinguished luxury payments
- •Emergency card replacement worldwide
Travel
- •16 complimentary domestic airport lounge visits per year (4 per quarter)
- •16 complimentary international airport lounge visits per year via Priority Pass
- •Industry-leading ultra-low forex markup fee of just 0.99%
Partner Benefits
- •Complimentary luxury hotel privileges and Taj Epicure tier benefits
Special Offers & Features
- •Comprehensive air accident insurance cover up to ₹2 Crore
- •Overseas emergency hospitalization insurance up to ₹50 Lakh
EMI Options
- •Instant low-interest EMI conversion on all high-ticket luxury travel purchases
Card Features
CardSahayak Score
"Apply Now" takes you to AU Small Finance Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on AU Zenith+ Credit Card
AU LIT Card — Up to 10X Rewards on Chosen Categories
Choose your own reward category and earn up to 10X reward points or 5% cashback on fitness, entertainment, and lifestyle categories with AU LIT Credit Card.
Permanent card feature. Applicable on AU LIT Credit Card only. Category selection required via app. Reward rate depends on chosen category.
MakeMyTrip
Explore India for less with AU Small Finance Bank and MakeMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on domestic flight bookings of ₹5,000 and above using code AUMMT.
Step 2: Choose domestic flight tickets totaling ₹5,000 or more.
Step 3: In the coupon code section, enter promo code AUMMT.
Step 4: Pay using your AU Small Finance Bank Credit Card to get an instant 12% discount up to ₹1,800.
Valid on domestic flight bookings across India on MakeMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per cardholder per calendar month.
Zomato
Feast on your favorite dishes at home. AU Bank credit cardholders get a flat 20% instant discount up to ₹150 on Zomato food delivery orders of ₹499 and above with coupon AUBANK.
Step 2: Add food items worth ₹499 or more to your cart.
Step 3: On the checkout screen, enter promo code AUBANK.
Step 4: Complete your payment with an AU Small Finance Bank Credit Card to get 20% off up to ₹150.
Valid on food delivery orders placed through the Zomato mobile app. Minimum cart value of ₹499 is required. Maximum discount is capped at ₹150. Valid once per customer per week.
BookMyShow
Catch the latest movies on the big screen with AU Bank. Get a complimentary second cinema ticket on BookMyShow up to ₹200 with your AU Small Finance Bank Credit Card.
Step 2: Go to the payment page and click on 'Unlock Offers or Apply Promocodes'.
Step 3: Select 'Credit Card' and choose 'AU Small Finance Bank BOGO Offer'.
Step 4: Enter your AU Credit Card details to receive 100% off on the second ticket up to ₹200.
Valid on purchase of minimum 2 cinema tickets. Discount of 100% on the second ticket up to ₹200. Internet handling fees are payable by customer. Valid once per cardholder per calendar month.
Swiggy
Enjoy delicious meals with 15% instant savings up to ₹100 on Swiggy using your AU Small Finance Bank Credit Card with promo code AU100.
Step 2: Enter promo code AU100 on checkout.
Step 3: Pay with AU Small Finance Bank Credit Card to get flat 15% instant savings up to ₹100.
Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid once per cardholder per month.
Croma
Save up to ₹3,000 on high-end electronics and appliances at Croma with AU Small Finance Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or above.
Step 3: Settle payment using AU Small Finance Bank Credit Card.
Valid on minimum transaction of ₹20,000. Maximum discount ₹3,000. Valid on eligible credit cards.
EaseMyTrip
Travel smarter with flat 12% instant discount up to ₹2,000 on flight bookings on EaseMyTrip using AU Bank credit cards with coupon EMTAU.
Step 2: Apply coupon code EMTAU on payment screen.
Step 3: Pay with AU Small Finance Bank Credit Card.
Valid on minimum booking of ₹5,000. Maximum discount ₹2,000. Valid once per card per month.
Frequently Asked Questions
Everything you need to know about AU Zenith+ Credit Card
- • Min age: 21 years
- • Salaried: ₹200,000/month min
- • Self-employed: ₹250,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 16 per year
- ✓ International: 16 per year
- → 16 complimentary domestic airport lounge visits (4/quarter) + 16 complimentary international lounge visits (4/quarter) via Priority Pass
- • Instant: Pre-approved AU Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for AU Zenith+ Credit Card today and unlock amazing rewards and premium experiences.
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