ixigo AU Credit Card
by AU Small Finance Bank · Data verified 2 days ago
Lifetime free travel card: 10 RP/Rs. 200 online, 5 RP/Rs. 200 offline, zero forex, fuel surcharge waiver. UPI enabled.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Lifetime free — zero joining and renewal fee
- Zero forex markup
- 10 RP/Rs. 200 on online and UPI spends
- Up to 10% off on ixigo bookings
- Travel insurance up to Rs. 2L (RuPay)
- UPI enabled (RuPay variant)
- Fuel surcharge waiver
Things to Consider
- No airport lounge access
- Rs. 99 + GST fee per reward redemption
- Min 200 points required for redemption
- 5 RP/Rs. 200 only on FD-backed cards for online
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| E-commerce BONUS | 5 pts/₹100 | 10 Reward Points per Rs. 200 on online spends and UPI via credit card |
| Shopping | 3 pts/₹100 | 5 Reward Points per Rs. 200 on offline spends |
| Travel BONUS | 5 pts/₹100 | Up to 10% off on flights, hotels, buses via ixigo. Bonus points on Rs. 75,000 quarterly spend. |
| Fuel | — | Fuel surcharge waiver available |
Domestic Lounges
8 per year
Int'l Lounges
1 per year
Travel Insurance
₹2L cover
Concierge
24/7 assistance
Fuel Savings
₹250/mo
Lost Card Cover
₹0
Dining
- •Earn reward points/cashback on dining transactions
Shopping
- •Reward points earned on all eligible purchases
- •Contactless (tap-and-pay) enabled
Travel
- •2 complimentary domestic airport lounge visits per calendar quarter (8/year) on spending ₹10,000 in preceding quarter
- •2 complimentary railway lounge visits per calendar quarter across select major railway stations in India
- •1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 (max waiver ₹100 per statement cycle)
Special Offers & Features
- •Rs. 1,000 ixigo money on first transaction within 30 days
- •Reward redemption fee: ₹99 + GST per redemption
- •Credit Shield cover up to ₹1.5 Lakh
- •Credit Shield: ₹1.5 Lakh coverage on outstanding balance
- •Fuel surcharge waiver: 1% on transactions ₹400-₹5,000, max ₹250/month
- •8 complimentary railway lounge visits per year (2 per quarter)
EMI Options
- •Flexible EMI conversion on transactions above ₹2,000
- •Tenures ranging from 3 to 24 months with competitive interest rates
Card Features
CardSahayak Score
"Apply Now" takes you to AU Small Finance Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on ixigo AU Credit Card
MakeMyTrip
Explore India for less with AU Small Finance Bank and MakeMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on domestic flight bookings of ₹5,000 and above using code AUMMT.
Step 2: Choose domestic flight tickets totaling ₹5,000 or more.
Step 3: In the coupon code section, enter promo code AUMMT.
Step 4: Pay using your AU Small Finance Bank Credit Card to get an instant 12% discount up to ₹1,800.
Valid on domestic flight bookings across India on MakeMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per cardholder per calendar month.
Zomato
Feast on your favorite dishes at home. AU Bank credit cardholders get a flat 20% instant discount up to ₹150 on Zomato food delivery orders of ₹499 and above with coupon AUBANK.
Step 2: Add food items worth ₹499 or more to your cart.
Step 3: On the checkout screen, enter promo code AUBANK.
Step 4: Complete your payment with an AU Small Finance Bank Credit Card to get 20% off up to ₹150.
Valid on food delivery orders placed through the Zomato mobile app. Minimum cart value of ₹499 is required. Maximum discount is capped at ₹150. Valid once per customer per week.
BookMyShow
Catch the latest movies on the big screen with AU Bank. Get a complimentary second cinema ticket on BookMyShow up to ₹200 with your AU Small Finance Bank Credit Card.
Step 2: Go to the payment page and click on 'Unlock Offers or Apply Promocodes'.
Step 3: Select 'Credit Card' and choose 'AU Small Finance Bank BOGO Offer'.
Step 4: Enter your AU Credit Card details to receive 100% off on the second ticket up to ₹200.
Valid on purchase of minimum 2 cinema tickets. Discount of 100% on the second ticket up to ₹200. Internet handling fees are payable by customer. Valid once per cardholder per calendar month.
Swiggy
Enjoy delicious meals with 15% instant savings up to ₹100 on Swiggy using your AU Small Finance Bank Credit Card with promo code AU100.
Step 2: Enter promo code AU100 on checkout.
Step 3: Pay with AU Small Finance Bank Credit Card to get flat 15% instant savings up to ₹100.
Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid once per cardholder per month.
Croma
Save up to ₹3,000 on high-end electronics and appliances at Croma with AU Small Finance Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or above.
Step 3: Settle payment using AU Small Finance Bank Credit Card.
Valid on minimum transaction of ₹20,000. Maximum discount ₹3,000. Valid on eligible credit cards.
EaseMyTrip
Travel smarter with flat 12% instant discount up to ₹2,000 on flight bookings on EaseMyTrip using AU Bank credit cards with coupon EMTAU.
Step 2: Apply coupon code EMTAU on payment screen.
Step 3: Pay with AU Small Finance Bank Credit Card.
Valid on minimum booking of ₹5,000. Maximum discount ₹2,000. Valid once per card per month.
Frequently Asked Questions
Everything you need to know about ixigo AU Credit Card
- • Min age: 21 years
- • Salaried: ₹25,000/month min
- • Self-employed: ₹25,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 1 per year
- → 2 complimentary domestic airport lounge visits per quarter (8 per year) on ₹50,000 spend in previous quarter
- → 2 complimentary railway lounge visits per quarter (8 per year)
- → 1 complimentary international airport lounge visit per year via Priority Pass
- • Instant: Pre-approved AU Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for ixigo AU Credit Card today and unlock amazing rewards and premium experiences.
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