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Tata Neu Plus SBI Card
79/100 · ₹499/yr
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State Bank of India
Tata Neu Plus SBI Card
RuPay
Rewards RUPAY

Tata Neu Plus SBI Card

by State Bank of India · Data verified 2 days ago

Co-branded shopping credit card offering up to 7% value back as NeuCoins across the Tata ecosystem and 1% on UPI spends.

79
Score
Based on rewards, fees, benefits & eligibility
₹499
Fee
Waiver available on spending
2
Reward Pts
Base earn rate (per transaction slab)
2.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
4 per year Lounges
complimentary
₹499/yr
waiver available
79/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Cashback
2.00% on spends
₹
Annual Fee
Card membership
-₹499
Net Annual Value

You save per year!

What's Great

  • Up to 7% total value back across everyday Tata brands including grocery (BigBasket) and electronics (Croma)
  • RuPay network integration allows earning 1% NeuCoins on everyday UPI merchant QR payments
  • Welcome bonus of 499 NeuCoins directly recovers the ₹499 joining fee
  • 1 NeuCoin = ₹1.00 transparent redemption ratio with zero redemption fee
  • Low and achievable annual fee waiver criteria (₹1,00,000 annual spend)

Things to Consider

  • Complimentary lounge access now conditioned on ₹50,000 spend in the preceding calendar quarter
  • Non-Tata retail earn rate is limited to 1% NeuCoins
  • Standard 3.50% foreign transaction markup fee
  • NeuCoins validity expires in 365 days if no account activity occurs

Perfect For

Tata Ecosystem Shoppers UPI Payments Grocery & Electronics

About This Card

The Tata Neu Plus SBI Card is a co-branded shopping card issued by SBI Card in partnership with Tata Digital. It provides accelerated NeuCoins across Tata partner brands, seamless UPI QR payments on the RuPay network, domestic airport lounge access, and an achievable annual fee waiver.
Annual Fee
₹499
Waiver
Waived on annual spends of ₹1,00,000 or more in previous year
Joining Fee
₹499

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.75% - 3.75%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹100/mo
Interest-Free Period
On new purchases if paid in full
Up to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹1,000
₹500
₹1,000.01-₹10,000
₹750
₹10,000.01-₹25,000
₹950
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,300
2
Reward Pts
₹1.00
Point Value
2.00%
Cashback
Welcome Bonus
499 NeuCoins upon first transaction within 30 days of card issuance

Milestone Rewards

Annual renewal fee waiver of ₹499 upon spending ₹1,00,000 or more in the preceding year

Reward Earning by Category

Category Reward Rate Details
Point Value: 1 point = ₹1.00 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

4 per year

Fuel Savings

₹100/mo

Lost Card Cover

₹50,000

Dining

  • •Discounts and NeuCoins on dining orders through partner brands on the Tata Neu app

Shopping

  • •Up to 7% value back as NeuCoins on shopping across BigBasket, Croma, Westside, and Tata CLiQ
  • •1 NeuCoin = ₹1 direct redemption value across all Tata brands without any redemption fee

Travel

  • •Earn NeuCoins on Air India and Air India Express flight bookings via the Tata Neu app
  • •4 complimentary domestic airport lounge visits per year (1 per quarter on ₹50k quarterly spend)

Partner Benefits

  • •Seamless NeuCoins redemption at BigBasket, Croma, Tata 1mg, Westside, Titan, Tanishq, and Air India

Special Offers & Features

  • •Exclusive NeuPass member offers and periodic brand flash sales on the Tata Neu app

Card Features

Contactless
✓ Yes
Virtual Card
✓ Yes
International
✓ Yes
Material
Plastic
79 out of 100

CardSahayak Score

"Apply Now" takes you to State Bank of India's official website.

Eligibility

Salaried ₹25,000/mo
Self-Employed ₹30,000/mo
Age 21-70 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Plus

Scores

Rewards 45/100
Fees 92/100
Benefits 35/100
Access 77/100

⚡ Quick Compare

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5 Active Offers

Deals & Offers

Exclusive offers available on Tata Neu Plus SBI Card

Apple

Apple

Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.

15000
Till 31 Dec 2026 electronics
Discount
Up to ₹15,000 instant discount
Min Spend
₹50,000
Max Savings
₹15,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit Apple Authorized Reseller (Imagine, Aptronix, Unicorn) or shop online at apple.com/in.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Terms & Conditions

Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.

Visit Offer
MakeMyTrip

MakeMyTrip

Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.

12
Till 31 Dec 2026 SBIMMT travel
Discount
Flat 12% up to ₹1,800
Min Spend
₹5,000
Max Savings
₹1,800
Valid Until
31 Dec 2026
How to Avail
Step 1: Launch MakeMyTrip mobile app or website.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Terms & Conditions

Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.

Use Code: SBIMMT
Visit Offer
Yatra

Yatra

Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.

4000
Till 31 Dec 2026 SBIYATRA travel
Discount
Up to ₹4,000 instant discount
Min Spend
₹7,500
Max Savings
₹4,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Open yatra.com or Yatra mobile app.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Terms & Conditions

Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.

Use Code: SBIYATRA
Visit Offer
Reliance Digital

Reliance Digital

Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.

₹5,000
Till 31 Dec 2026 shopping
Discount
Up to ₹5,000 Off
Min Spend
₹15,000
Max Savings
₹5,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Purchase appliances or electronics at Reliance Digital stores or reliancedigital.in.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Terms & Conditions

Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.

Visit Offer
Croma

Croma

Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.

₹3,500
Till 31 Dec 2026 shopping
Discount
Up to ₹3,500 Off
Min Spend
₹15,000
Max Savings
₹3,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop online at croma.com or any physical Croma retail store.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Terms & Conditions

Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Tata Neu Plus SBI Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹25,000/month min
  • • Self-employed: ₹30,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹499. The fee can be waived by Waived on annual spends of ₹1,00,000 or more in previous year.
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹1.00. Welcome bonus: 499 NeuCoins upon first transaction within 30 days of card issuance on activation! Redeem for flights, hotels, vouchers via State Bank of India rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 4 per year
  • → 4 complimentary domestic airport lounge visits per year (maximum 1 visit per calendar quarter)
  • → Lounge access requires spending ₹50,000 or more in the preceding calendar quarter
  • • Instant: Pre-approved State Bank of India customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Tata Neu Plus SBI Card today and unlock amazing rewards and premium experiences.

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