Yes First Preferred
by YES Bank · Data verified 2 days ago
Entry premium YES Bank card with lounge access and golf benefits.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Low Rs.999 annual fee
- Both domestic and international lounge access
- Golf benefits at entry-level pricing
- Easy fee waiver conditions
Things to Consider
- Limited lounge visits
- Standard 3.5% forex markup
- Basic reward rate
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Other | 2 pts/₹100 | 8 RP per Rs.200 on most categories |
Domestic Lounges
8 per year
Int'l Lounges
4 per year
Golf Benefits
Complimentary
Fuel Savings
₹250/mo
Lost Card Cover
₹0
Add-On Card
Free
Movies
- •25% discount on BookMyShow (capped at ₹250/month)
Dining
- •Earn reward points/cashback on dining transactions
Shopping
- •4X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •Green fee waiver at select courses (3 waivers per year)
- •1 complimentary golf lesson per month
- •Preferential foreign exchange markup of 1.75%
Special Offers & Features
- •Utility spends capping: 300 points per statement cycle for MCC 4900
- •Air India Maharaja Points transfer: 10:1 ratio
- •Interest rate against FD: 2.49% per month
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18 months
- •Interest rate: 13-24% p.a.
Card Features
CardSahayak Score
"Apply Now" takes you to YES Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Yes First Preferred
EaseMyTrip
Travel seamlessly across India with airfare savings from YES Bank and EaseMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on bookings of ₹5,000 and above.Use promo code EMTYES on checkout for instant price cuts.
Step 2: Choose domestic flight tickets with total fare ₹5,000+.
Step 3: On the payment summary page, apply coupon code EMTYES.
Step 4: Pay with your YES Bank Credit Card to reduce your fare by up to ₹1,800 immediately.
Valid on domestic flight bookings across India on EaseMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per card per month.
Swiggy Instamart: 15% Instant Discount (up to ₹100)
Reliance Digital
Save big on the latest gadgets and appliances at Reliance Digital with your YES Bank Credit Card. Enjoy flat 7.5% instant discount up to ₹3,500 on transactions of ₹15,000 and above.
Step 2: Select eligible smartphones, laptops, audio systems, or home appliances worth ₹15,000+.
Step 3: Select YES Bank Credit Card Instant Discount at checkout.
Step 4: Instant discount of 7.5% up to ₹3,500 is applied automatically.
Valid on select electronic products. Minimum transaction value of ₹15,000 is required. Maximum instant discount is ₹3,500 per card per calendar month. Applicable on full-swipe and EMI transactions.
Frequently Asked Questions
Everything you need to know about Yes First Preferred
- • Min age: 21 years
- • Salaried: ₹200,000/month min
- • Self-employed: ₹200,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 4 per year
- → 2 complimentary domestic airport lounge visits per calendar quarter (8 per year) on spending ₹75,000 in previous calendar quarter via Mastercard
- → 4 complimentary international airport lounge visits per calendar year via Priority Pass
- • Instant: Pre-approved YES Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Yes First Preferred today and unlock amazing rewards and premium experiences.
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