YES BANK RESERV Credit Card
by YES Bank · Data verified 2 days ago
Premium lifestyle card offering 12 domestic & 6 international lounge visits, 1.75% forex markup, and 3% online rewards.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Generous lounge access: 12 domestic visits (3/quarter) and 6 international visits via Priority Pass
- Low foreign currency markup fee of 1.75% for international transactions
- Strong 3.0% return (24 points per ₹200) on online retail shopping
- Preferential lower revolving interest rate of 2.99% per month (35.88% APR)
- Complimentary golf lessons and green fee waivers at leading courses in India
- 25% discount on BookMyShow movie tickets
Things to Consider
- High income eligibility requirement of ₹1,20,000/month (₹14.4 Lakhs p.a.)
- Annual fee of ₹2,499 + GST
- Reward points exclusions apply on rent, wallet loads, fuel, and government transactions
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|
Domestic Lounges
12 per year
Int'l Lounges
6 per year
Travel Insurance
₹100L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹500/mo
Lost Card Cover
₹300,000
Movies
- •25% discount on movie ticket bookings on BookMyShow (up to ₹250 per transaction)
Dining
- •Exclusive discounts across premium fine-dining partner restaurants in major metros
Shopping
- •Accelerated 24 YES Rewardz Points per ₹200 on online retail shopping (3% return)
- •12 YES Rewardz Points per ₹200 on offline retail purchases
Travel
- •12 complimentary domestic airport lounge visits per year (3 per quarter)
- •6 complimentary international airport lounge visits per year via Priority Pass
- •Low preferential foreign currency markup fee of 1.75% on international usage
- •Air accident insurance cover of ₹1 Crore
Partner Benefits
- •Redeem YES Rewardz points for flight and hotel bookings, brand vouchers, and merchandise on the YES Rewardz portal
Special Offers & Features
- •Preferential low revolving interest rate of 2.99% per month (35.88% APR)
- •Complimentary golf rounds and golf lessons every month at premier courses across India
Card Features
CardSahayak Score
"Apply Now" takes you to YES Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on YES BANK RESERV Credit Card
EaseMyTrip
Travel seamlessly across India with airfare savings from YES Bank and EaseMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on bookings of ₹5,000 and above.Use promo code EMTYES on checkout for instant price cuts.
Step 2: Choose domestic flight tickets with total fare ₹5,000+.
Step 3: On the payment summary page, apply coupon code EMTYES.
Step 4: Pay with your YES Bank Credit Card to reduce your fare by up to ₹1,800 immediately.
Valid on domestic flight bookings across India on EaseMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per card per month.
Swiggy Instamart: 15% Instant Discount (up to ₹100)
Reliance Digital
Save big on the latest gadgets and appliances at Reliance Digital with your YES Bank Credit Card. Enjoy flat 7.5% instant discount up to ₹3,500 on transactions of ₹15,000 and above.
Step 2: Select eligible smartphones, laptops, audio systems, or home appliances worth ₹15,000+.
Step 3: Select YES Bank Credit Card Instant Discount at checkout.
Step 4: Instant discount of 7.5% up to ₹3,500 is applied automatically.
Valid on select electronic products. Minimum transaction value of ₹15,000 is required. Maximum instant discount is ₹3,500 per card per calendar month. Applicable on full-swipe and EMI transactions.
Frequently Asked Questions
Everything you need to know about YES BANK RESERV Credit Card
- • Min age: 21 years
- • Salaried: ₹120,000/month min
- • Self-employed: ₹150,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 12 per year
- ✓ International: 6 per year
- → 12 complimentary domestic airport lounge visits per calendar year (3 visits per quarter) on spending ₹35,000 in previous calendar quarter
- → 6 complimentary international airport lounge visits per calendar year outside India via Priority Pass
- → Complimentary Priority Pass membership included for primary cardmember
- • Instant: Pre-approved YES Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for YES BANK RESERV Credit Card today and unlock amazing rewards and premium experiences.
What Users Say
No reviews yet for YES BANK RESERV Credit Card.
Be the first to share your experience!
Share your experience
Sign in to write a review, share your approval data, and help others choose the right card.
Sign in with Google