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Standard Chartered EaseMyTrip
80/100 · ₹350/yr
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Standard Chartered
Standard Chartered EaseMyTrip
Visa
Travel VISA

Standard Chartered EaseMyTrip

by Standard Chartered · Data verified 2 days ago

SC-EaseMyTrip co-brand travel card with 20% off hotels, 10% off flights on EaseMyTrip, 10X RP on hotel/airline sites, 2 domestic lounges/year. Rs.350+GST fee waived on Rs.50K spend.

80
Score
Based on rewards, fees, benefits & eligibility
₹350
Fee
Waiver available on spending
1
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
1 RP Earn
base reward rate
8 per year Lounges
complimentary
₹350/yr
waiver available
80/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹350
Net Annual Value

You save per year!

What's Great

  • 20% off on hotels via EaseMyTrip — exceptional for budget travellers
  • 10% off on flights via EaseMyTrip — significant savings
  • 10X rewards on standalone hotel & airline bookings — 2.5% effective return
  • Very low annual fee of Rs. 350 + GST (waived on Rs. 50K)
  • 2 complimentary domestic lounge visits per year
  • Instant discount once per category per month — stacks up well
  • Supplementary cardholders also get lounge access and discounts
  • EMI and balance transfer options available

Things to Consider

  • EaseMyTrip bookings get only 2 RP (not 10X) since instant discount applies
  • Instant discount limited to once per category per month
  • No international lounge access (discontinued Oct 2024)
  • Priority Pass no longer provided (discontinued Oct 2024)
  • Forex markup 3.5%
  • Rs. 99 redemption fee on reward points
  • 1% processing fee on rental payments
  • Base reward rate of 1 RP per Rs. 100 is low on non-travel categories

Perfect For

Budget travellers EaseMyTrip frequent users Hotel & flight bookers Low fee card seekers

About This Card

The Standard Chartered EaseMyTrip Credit Card is a co-branded travel card offering massive discounts on EaseMyTrip bookings (20% off hotels, 10% off flights) and 10X accelerated reward points on standalone hotel and airline websites. It includes 2 complimentary domestic airport lounge visits per year, EMI conversion, and balance-on-EMI options. The card has one of the lowest annual fees at Rs. 350 + GST which is waived on Rs. 50,000 annual spend.
Annual Fee
₹350
Waiver
Annual fee of Rs. 350 + GST waived on spends of Rs. 50,000 or more in the previous year
Joining Fee
₹350

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
2.95% - 2.95%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹250/mo
Interest-Free Period
On new purchases if paid in full
20 to 52 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹5,000
₹500
₹5,000.01-₹10,000
₹700
>₹10,000
₹1,200
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
1
Reward Pts
₹0.50
Point Value
0.00%
Cashback
Welcome Bonus
Welcome gift voucher worth ₹3,000 and 300+ reward points on activation

Milestone Rewards

Annual fee waiver: Annual fee of Rs. 350 + GST waived on spends of Rs. 50,000 or more in the previous year

Reward Earning by Category

Category Reward Rate Details
All Spends 1 pts/₹100 1 point per ₹100 spent; travel benefits are instant discounts on EaseMyTrip, not accelerated points
Point Value: 1 point = ₹0.50 | Redemption Fee: ₹99 + GST per request

Domestic Lounges

8 per year

Travel Insurance

₹2L cover

Fuel Savings

₹250/mo

Lost Card Cover

₹0

Add-On Card

Free

Dining

  • •Earn reward points/cashback on dining transactions

Shopping

  • •2 reward points per ₹100 on all other retail spends
  • •Kuch Bhi on EMI for purchases above Rs. 2,000
  • •Balance-on-EMI up to Rs. 5 lakh with zero processing fee
  • •Dial-a-Loan up to Rs. 5 lakh
  • •360° Rewards catalogue for redemption

Travel

  • •Flat 20% off on domestic hotel bookings at EaseMyTrip (max Rs. 5,000/month)
  • •Flat 20% off on international hotel bookings at EaseMyTrip (max Rs. 10,000/month)
  • •Flat 10% off on domestic flights at EaseMyTrip (max Rs. 1,000/month)
  • •Flat 10% off on international flights at EaseMyTrip (max Rs. 5,000/month)
  • •Rs. 125 off on bus ticket bookings at EaseMyTrip (min Rs. 500)
  • •2 complimentary domestic airport lounge visits per year
  • •10X reward points on standalone hotel & airline websites/apps

Special Offers & Features

  • •Overdue account payment collection charge: ₹100 for authorized representative collections
  • •No capping on reward points earned per month
  • •Add-on card minimum age: 18 years
  • •Redeem points via R360 portal or Online Banking
  • •10X rewards on standalone airlines/hotels identified by Visa merchant category codes
  • •Use code EMTSCB on EaseMyTrip for instant discounts
  • •EaseMyTrip instant discount: once per month per card per category

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
80 out of 100

CardSahayak Score

"Apply Now" takes you to Standard Chartered's official website.

Eligibility

Salaried ₹20,833/mo
Self-Employed ₹31,250/mo
Age 18-70 yrs
CIBIL 700+
Employment Salaried, Self-Employed
Card Variant EaseMyTrip

Scores

Rewards 37/100
Fees 94/100
Benefits 42/100
Access 92/100

⚡ Quick Compare

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3 Active Offers

Deals & Offers

Exclusive offers available on Standard Chartered EaseMyTrip

MakeMyTrip

MakeMyTrip

Explore the world with Standard Chartered Credit Cards. Enjoy a flat 10% instant discount up to ₹5,000 on international flights on MakeMyTrip using promo code MMTSCB.

8
Till 31 Dec 2026 MMTSCB travel
Discount
Flat 10% up to ₹5,000
Min Spend
₹25,000
Max Savings
₹5,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or website.
Step 2: Select international flights with minimum booking amount ₹25,000.
Step 3: Apply promo code MMTSCB on payment page.
Step 4: Pay using Standard Chartered Credit Card to get up to ₹5,000 instant discount.
Terms & Conditions

Valid on international flight bookings originating from India. Minimum spend of ₹25,000 required. Maximum discount capped at ₹5,000 per booking. Valid once per cardholder per calendar quarter.

Use Code: MMTSCB
Visit Offer
Swiggy

Swiggy

Order delicious cuisines with Standard Chartered Credit Cards on Swiggy. Enjoy flat ₹100 off on food delivery orders of ₹499 and above.

15
Till 31 Dec 2026 SCFOOD100 dining
Discount
Flat ₹100 off
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Launch Swiggy app and add food items totaling ₹499 or more.
Step 2: Enter promo code SCFOOD100 on checkout.
Step 3: Pay using Standard Chartered Credit Card.
Step 4: Receive flat ₹100 instant discount immediately.
Terms & Conditions

Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.

Use Code: SCFOOD100
Visit Offer
Croma

Croma

Upgrade your electronics with Standard Chartered Credit Cards at Croma. Get up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.

4000
Till 31 Dec 2026 electronics
Discount
Up to ₹4,000 instant discount
Min Spend
₹20,000
Max Savings
₹4,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit Croma store or shop online at croma.com.
Step 2: Select electronic items worth ₹20,000 or more.
Step 3: Choose Standard Chartered Bank offer at payment stage.
Step 4: Receive up to ₹4,000 instant discount on full swipe or EMI.
Terms & Conditions

Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Standard Chartered EaseMyTrip

To be eligible, you need:
  • • Min age: 18 years
  • • Salaried: ₹20,833/month min
  • • Self-employed: ₹31,250/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹350. The fee can be waived by Annual fee of Rs. 350 + GST waived on spends of Rs. 50,000 or more in the previous year.
You earn 1 reward points per eligible transaction. Each point is worth approximately ₹0.50. Welcome bonus: Welcome gift voucher worth ₹3,000 and 300+ reward points on activation on activation! Redeem for flights, hotels, vouchers via Standard Chartered rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • → 2 complimentary domestic airport lounge visits per calendar quarter (8 per year)
  • • Instant: Pre-approved Standard Chartered customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Standard Chartered EaseMyTrip today and unlock amazing rewards and premium experiences.

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