SBI Card MILES
by State Bank of India · Data verified 2 days ago
Entry travel card earning Travel Credits with 1:1 air miles transfer across 20+ airline and hotel partners.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Direct 1:1 conversion of Travel Credits to 20+ international & domestic airline and hotel loyalty programs
- Welcome gift of 1,500 Travel Credits fully offsets the first-year annual fee (₹1,500 value in miles)
- 4 complimentary domestic airport lounge visits per year (1 per calendar quarter)
- Comprehensive personal air accident insurance cover
Things to Consider
- High annual spend waiver threshold (₹6,00,000) for an entry-level ₹1,499 annual fee card
- No complimentary international airport lounge visits or Priority Pass membership
- Standard foreign currency transaction markup of 3.50%
- Reward exclusions apply on fuel, rent, wallet loads, and utility bill payments
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|
Domestic Lounges
4 per year
Travel Insurance
₹10L cover
Fuel Savings
₹250/mo
Lost Card Cover
₹100,000
Dining
- •Standard dining discounts via Mastercard / RuPay merchant tie-ups
Shopping
- •Earn 1 Travel Credit per ₹200 on all eligible retail shopping spends
Travel
- •Earn 2 Travel Credits per ₹200 on airline tickets, hotel stays, and travel booking portals
- •1:1 conversion ratio to Air Miles and Hotel Points across 20+ partner loyalty programs
- •Option to redeem Travel Credits for direct flight and hotel bookings at 1 TC = ₹0.50
- •4 complimentary domestic airport lounge visits per calendar year (max 1 per quarter)
Partner Benefits
- •Transfer partners include Air India, Singapore Airlines KrisFlyer, Qatar Airways Privilege Club, Etihad Guest, IHG One Rewards, Accor Live Limitless, and Marriott Bonvoy (via intermediate/partner terms)
Special Offers & Features
- •Comprehensive travel insurance cover for personal air accident and lost luggage
Reward Transfer Partners
Air India
British Airways
Etihad Airways
Air France-KLM
Cathay Pacific
Qantas Airways
Air Canada
Qatar Airways
Emirates
Accor Live Limitless
ITC Hotels
Card Features
CardSahayak Score
"Apply Now" takes you to State Bank of India's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI Card MILES
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI Card MILES
- • Min age: 21 years
- • Salaried: ₹25,000/month min
- • Self-employed: ₹30,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 4 per year
- → 4 complimentary domestic airport lounge visits per calendar year (maximum 1 visit per quarter)
- → Valid across participating domestic airport lounges in India
- • Instant: Pre-approved State Bank of India customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI Card MILES today and unlock amazing rewards and premium experiences.
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