Equitas Bank PowerMiles Credit Card
81/100
·
₹5,000/yr
•••• •••• •••• ••••
CARD HOLDER
YOUR NAME
EXPIRES
••/••
Equitas Small Finance Bank
Equitas Bank PowerMiles Credit Card
Visa
Travel
VISA
Top Rated
Equitas Bank PowerMiles Credit Card
by Equitas Small Finance Bank · Data verified 2 days ago
Premium metal travel card with 8 PowerMiles per ₹100 on travel, 12 airport lounges, and 2% forex markup.
81
Score
Based on rewards, fees, benefits & eligibility
₹5K
Fee
Waiver available on spending
1
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
1 RP Earn
base reward rate
8 per year Lounges
complimentary
₹5,000/yr
waiver available
81/100
CardSahayak rating
Reward Calculator
How Much Can You Earn?
Calculate your potential rewards with this card
₹
/month
₹10,000
₹5,00,000
Your Annual Benefits
Reward Points
pts
₹
Annual Fee
Card membership
-₹5,000
Net Annual Value
You save per year!
What's Great
- High 4% return on flight and hotel reservations (8 PowerMiles per ₹100)
- 12 total airport lounge visits (8 domestic + 4 international Priority Pass)
- Low 2% forex markup fee for international holidays
- Generous welcome gift of 10,000 PowerMiles worth ₹5,000
Things to Consider
- Annual fee of ₹4,999 + GST
- High spend threshold of ₹6,00,000 for annual fee waiver
Perfect For
Frequent domestic and international travelers maximizing airline miles and hotel stays
About This Card
Equitas Bank PowerMiles is a metal travel card engineered for frequent flyers. Earn 8 PowerMiles per ₹100 on flights and hotel bookings, enjoy 8 domestic and 4 international airport lounges via Priority Pass, and benefit from a competitive 2% forex markup.
Annual Fee
₹5,000
Waiver
Waived on annual spends of ₹4,80,000 or more in preceding anniversary year
Joining Fee
₹5,000
Waiver
Waived on spends of ₹1,20,000 within first 90 days of card issuance
Other Charges
Interest Rate (APR)
Monthly on outstanding balance
2.99% - 3.49%
Foreign Transaction Fee
Markup on international txns
2.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹250/mo
Interest-Free Period
On new purchases if paid in full
50
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹101-₹500
₹100
₹501-₹1,000
₹350
₹1,001-₹5,000
₹500
₹5,001-₹10,000
₹750
>₹10,000
₹1,000
1
Reward Pts
₹0.50
Point Value
0.00%
Cashback
Welcome Bonus
10,000 PowerMiles (worth ₹5,000) on payment of joining fee and first retail purchase
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Flight and Hotel Bookings | 8X | |
| Other Retail Purchases | 2X |
Point Value: 1 point = ₹0.50
Domestic Lounges
8 per year
Int'l Lounges
4 per year
Concierge
24/7 assistance
Fuel Savings
₹250/mo
Dining
- •Complimentary dining privileges and accelerated miles at airport restaurants
Shopping
- •Luxurious metal card body with contactless payment capability
Travel
- •8 complimentary domestic airport lounge visits per year (2 per quarter)
- •4 complimentary international airport lounge visits per year via Priority Pass
- •Reduced 2.00% foreign exchange markup on international transactions
Partner Benefits
- •1:1 airline and hotel loyalty points transfer with participating frequent flyer programs
Special Offers & Features
- •Complimentary travel insurance including lost luggage, delayed flight, and overseas medical cover up to ₹25 Lakh
EMI Options
- •Convenient low-rate EMI conversions for flight and holiday package reservations
Card Features
Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
81
out of 100
CardSahayak Score
"Apply Now" takes you to Equitas Small Finance Bank's official website.
Eligibility
Salaried
₹125,000/mo
Self-Employed
₹150,000/mo
Age
21-65 yrs
CIBIL
750+
Employment
Salaried / Self-Employed
Card Variant
Metal Signature
Scores
Rewards
43/100
Fees
90/100
Benefits
55/100
Access
50/100
1 Active Offer
Deals & Offers
Exclusive offers available on Equitas Bank PowerMiles Credit Card
Swiggy
Get 15% instant discount up to ₹100 on dining and food deliveries on Swiggy using any Equitas Bank Credit Card.
15
Till 31 Dec 2026
EQUITAS15
dining
Discount
Flat 15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Swiggy app.
Step 2: Add items worth ₹499 or more.
Step 3: Apply code EQUITAS15.
Step 4: Pay using Equitas Bank Credit Card.
Step 2: Add items worth ₹499 or more.
Step 3: Apply code EQUITAS15.
Step 4: Pay using Equitas Bank Credit Card.
Terms & Conditions
Valid on all Equitas Small Finance Bank Credit Cards. Minimum order ₹499. Maximum discount ₹100.
Use Code:
EQUITAS15
Visit Offer
❓ FAQ
Frequently Asked Questions
Everything you need to know about Equitas Bank PowerMiles Credit Card
To be eligible, you need:
- • Min age: 21 years
- • Salaried: ₹125,000/month min
- • Self-employed: ₹150,000/month min
- • CIBIL: 750+ recommended
The annual fee is ₹5,000.
The fee can be waived by Waived on annual spends of ₹4,80,000 or more in preceding anniversary year.
You earn 1 reward points per eligible transaction. Each point is worth approximately ₹0.50.
Welcome bonus: 10,000 PowerMiles (worth ₹5,000) on payment of joining fee and first retail purchase on activation!
Redeem for flights, hotels, vouchers via Equitas Small Finance Bank rewards portal.
Yes! Complimentary lounge access:
- ✓ Domestic: 8 per year
- ✓ International: 4 per year
- → 8 complimentary domestic airport lounge visits per year (2 per quarter) + 4 complimentary international lounge visits per year via Priority Pass
- • Instant: Pre-approved Equitas Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Equitas Bank PowerMiles Credit Card today and unlock amazing rewards and premium experiences.
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