DBS Spark Credit Card
by DBS Bank · Data verified 2 days ago
Everyday rewards card from DBS Bank with Cash Points, domestic lounge access, and BOGO movie offers.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 1 complimentary domestic airport lounge access per quarter (unconditional in issuance quarter)
- 5,000 bonus Cash Points welcome gift on joining fee payment and first transaction
- Accelerated multi-X Cash Points on achieving monthly and quarterly spend milestones
- Buy One Get One free movie ticket offers on BookMyShow
- Annual renewal fee of ₹999 waived on spending ₹2,00,000/year
Things to Consider
- ₹99 + GST fee per reward redemption request
- Foreign currency transaction markup of 3.50% + GST
- No complimentary international airport lounge access
- Base reward earn rate of 2 Cash Points per ₹200 (~0.20% return)
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|
Domestic Lounges
4 per year
Fuel Savings
₹100/mo
Lost Card Cover
₹0
Add-On Card
Free
Dining
- •Earn reward points/cashback on dining transactions
Shopping
- •Buy One Get One movie ticket offers on BookMyShow
- •Redeem Cash Points through DBS Delights portal
Travel
- •1% fuel surcharge waiver
- •4 domestic lounge visits per year
- •International usage enabled
Special Offers & Features
- •Available in 3 variants: Spark5, Spark10, and Spark20
- •Buy One Get One movie tickets on BookMyShow (up to Rs.200 off)
- •Annual fee waiver on spending milestones
- •Cash Points rewards on everyday spending
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12 months
Card Features
CardSahayak Score
"Apply Now" takes you to DBS Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on DBS Spark Credit Card
MakeMyTrip & Yatra
Explore global destinations with luxury and savings. DBS Bank Credit Cardholders get flat 10% instant discount up to ₹7,500 on all international flights.Book overseas journeys on leading carriers with unmatched financial value.
Step 2: Select international flights with minimum transaction value of ₹25,000.
Step 3: Enter promo code GODBSINT at checkout.
Step 4: Pay with your DBS Bank Credit Card to save up to ₹7,500 instantly.
Valid on international flights originating in India. Minimum transaction value of ₹25,000 required. Maximum instant discount is capped at ₹7,500 per booking. Valid once per calendar quarter per cardholder. Excludes commercial DBS cards.
Luxury Stays & Resorts
Unwind in handpicked boutique hotels and 5-star luxury resorts across India. DBS Bank Credit Cardholders enjoy flat 15% instant discount up to ₹5,000 on domestic hotel bookings.Elevate your holiday escapes with premium hospitality and remarkable discounts.
Step 2: Select domestic luxury hotel or resort with minimum stay value of ₹6,000.
Step 3: Apply promo code DBSHOTEL15 on checkout.
Step 4: Complete payment with DBS Credit Card to receive 15% off up to ₹5,000.
Valid on domestic hotel reservations across India. Minimum booking value of ₹6,000 required. Maximum discount of ₹5,000 per reservation. Valid twice per cardholder per calendar year. Cannot be clubbed with hotel loyalty point redemptions.
Multi-Merchant EMI
Shop for the latest smartphones, premium electronics, and home upgrades without financial strain. DBS Bank Credit Cards offer 0% interest-free EMI for 3 and 6-month tenures.Spread large payments into affordable monthly installments with zero interest surcharge.
Step 2: Add eligible products worth ₹5,000 or more to your cart.
Step 3: At payment gateway, select EMI and choose DBS Bank.
Step 4: Select 3-month or 6-month No-Cost EMI tenure to complete order.
Minimum purchase value of ₹5,000 is required for EMI conversion. Valid for 3-month and 6-month tenures on eligible merchant partner platforms. Merchant provides upfront interest discount equal to bank interest charge. Standard one-time processing fee of ₹199 + GST applies.
Partner Hotels Global
Book domestic or international hotel reservations with DBS Bank Credit Cards. Enjoy 12% instant discount using promo code DBSESCAPE12 at checkout.
Step 2: Choose your hotel reservation.
Step 3: Enter promo code DBSESCAPE12 at checkout.
Step 4: Pay with your DBS Bank Credit Card to receive 12% instant discount immediately.
Valid on all DBS/POSB Credit or Debit Cards. 12% off capped at S$300 with promo code DBSESCAPE12.
Frequently Asked Questions
Everything you need to know about DBS Spark Credit Card
- • Min age: 18 years
- • Salaried: As per bank eligibility guidelines
- • Self-employed: ₹30,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 4 per year
- → 1 complimentary domestic airport lounge access per calendar quarter (4 visits per year)
- → Minimum spend criteria waived for the quarter of card issuance; unlocked via preceding quarter spends thereafter
- → Digital lounge access pass generated via DBS Card+ app powered by DreamFolks
- • Instant: Pre-approved DBS Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for DBS Spark Credit Card today and unlock amazing rewards and premium experiences.
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