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DBS Vantage Credit Card
89/100 · ₹10,000/yr
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DBS Bank
DBS Vantage Credit Card
VISA
PREMIUM
Super premium VISA Top Rated

DBS Vantage Credit Card

by DBS Bank · Data verified 5 days ago

Super-premium metal card with unlimited lounge access, low forex markup, golf, and premium lifestyle benefits.

89
Score
Based on rewards, fees, benefits & eligibility
₹10K
Fee
Waiver available on spending
3
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
3 RP Earn
base reward rate
999 per year Lounges
complimentary
₹10,000/yr
waiver available
89/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹10,000
Net Annual Value

You save per year!

What's Great

  • Premium card offering 4 Vantage Points per ₹100 on domestic spends (1.6% return) and 8 VP per ₹100 on international spends (3.2% return)
  • 10,000 bonus Vantage Points welcome gift (worth ₹4,000) + complimentary Taj Epicure Membership
  • Unlimited complimentary domestic airport lounge access for primary and add-on cardholders
  • 4 complimentary international airport lounge visits per year via Priority Pass
  • 50% discount on movie tickets up to ₹500 on BookMyShow
  • 4 complimentary golf rounds per calendar quarter across premier courses in India

Things to Consider

  • High joining fee of ₹50,000 + GST
  • Annual fee of ₹10,000 requires ₹5,00,000 spend to waive unless holding DBS Treasures account
  • Points redemption at 1 VP = ₹0.40 is maximized primarily on flights and hotels via DBS Travel Marketplace

About This Card

The DBS Vantage Credit Card is a super-premium metal credit card for high-net-worth individuals and frequent international travelers. It offers unlimited domestic and international lounge access via LoungeKey, 0% forex markup in Singapore, 1.75% on other international transactions, complimentary golf sessions, and a premium welcome gift.
Annual Fee
₹10,000
Waiver
Spend ₹5,00,000 or more in previous year or hold DBS Treasures account
Joining Fee
₹10,000

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.40% - 3.40%
Foreign Transaction Fee
Markup on international txns
1.75%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹200/mo
Interest-Free Period
On new purchases if paid in full
Up to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount or Rs.500, whichever is higher
Late Payment Fee
Charged if minimum due not paid on time
Tiered: up to 10% of total amount due, max Rs.1,299
Card Replacement Fee
Fee for lost or damaged card replacement
500
3
Reward Pts
₹1.00
Point Value
0.00%
Cashback
Welcome Bonus
10,000 Vantage Points + Choice of Taj Epicure/ITC Culinaire/Club Marriott

Milestone Rewards

10,000 bonus Vantage Points on achieving Rs.5 lakh quarterly spend

Reward Earning by Category

Category Reward Rate Details
Point Value: 1 point = ₹1.00 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

999 per year

Int'l Lounges

4 per year

Travel Insurance

₹0L cover

Golf Benefits

Complimentary

Concierge

24/7 assistance

Fuel Savings

₹200/mo

Lost Card Cover

₹0

Add-On Card

Free

Dining

  • •Choice of Taj Epicure or ITC Culinaire membership as welcome gift

Shopping

  • •10% cashback on duty-free store purchases
  • •Redeem Vantage Points via DBS Delights portal

Travel

  • •Unlimited domestic airport lounge access for primary and add-on cardholders
  • •4 complimentary international airport lounge visits per year via Priority Pass
  • •Taj Epicure membership with 25% dining savings and upgrade vouchers

Special Offers & Features

  • •0% forex markup on Singapore transactions
  • •Unlimited domestic and international lounge access via LoungeKey
  • •Choice of Taj Epicure, ITC Culinaire, or Club Marriott as welcome gift
  • •10% cashback on duty-free purchases
  • •Complimentary airport concierge services

EMI Options

  • •EMI conversion on purchases above Rs.2,500
  • •Tenure: 3, 6, 9, 12 months

Card Features

Contactless
✓ Yes
Virtual Card
✓ Yes
International
✓ Yes
Material
Metal
89 out of 100

CardSahayak Score

"Apply Now" takes you to DBS Bank's official website.

Eligibility

Salaried ₹0/mo
Self-Employed ₹100,000/mo
Age 21-65 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Visa Infinite

Scores

Rewards 67/100
Fees 86/100
Benefits 72/100
Access 85/100

⚡ Quick Compare

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4 Active Offers

Deals & Offers

Exclusive offers available on DBS Vantage Credit Card

MakeMyTrip & Yatra

MakeMyTrip & Yatra

Explore global destinations with luxury and savings. DBS Bank Credit Cardholders get flat 10% instant discount up to ₹7,500 on all international flights.Book overseas journeys on leading carriers with unmatched financial value.

10
Till 31 Dec 2026 GODBSINT travel
Discount
Flat 10% up to ₹7,500
Min Spend
₹25,000
Max Savings
₹7,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit flight booking partner portal or airline app.
Step 2: Select international flights with minimum transaction value of ₹25,000.
Step 3: Enter promo code GODBSINT at checkout.
Step 4: Pay with your DBS Bank Credit Card to save up to ₹7,500 instantly.
Terms & Conditions

Valid on international flights originating in India. Minimum transaction value of ₹25,000 required. Maximum instant discount is capped at ₹7,500 per booking. Valid once per calendar quarter per cardholder. Excludes commercial DBS cards.

Use Code: GODBSINT
Visit Offer
Luxury Stays & Resorts

Luxury Stays & Resorts

Unwind in handpicked boutique hotels and 5-star luxury resorts across India. DBS Bank Credit Cardholders enjoy flat 15% instant discount up to ₹5,000 on domestic hotel bookings.Elevate your holiday escapes with premium hospitality and remarkable discounts.

15
Till 31 Dec 2026 DBSHOTEL15 travel
Discount
Flat 15% up to ₹5,000
Min Spend
₹6,000
Max Savings
₹5,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit partner travel booking platform or DBS travel concierge.
Step 2: Select domestic luxury hotel or resort with minimum stay value of ₹6,000.
Step 3: Apply promo code DBSHOTEL15 on checkout.
Step 4: Complete payment with DBS Credit Card to receive 15% off up to ₹5,000.
Terms & Conditions

Valid on domestic hotel reservations across India. Minimum booking value of ₹6,000 required. Maximum discount of ₹5,000 per reservation. Valid twice per cardholder per calendar year. Cannot be clubbed with hotel loyalty point redemptions.

Use Code: DBSHOTEL15
Visit Offer
Multi-Merchant EMI

Multi-Merchant EMI

Shop for the latest smartphones, premium electronics, and home upgrades without financial strain. DBS Bank Credit Cards offer 0% interest-free EMI for 3 and 6-month tenures.Spread large payments into affordable monthly installments with zero interest surcharge.

Till 31 Dec 2026 shopping
Discount
No-Cost EMI (3 & 6 Mos)
Min Spend
₹5,000
Max Savings
Full Interest Waiver
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop online at Amazon, Flipkart, Croma, or leading partner retail stores.
Step 2: Add eligible products worth ₹5,000 or more to your cart.
Step 3: At payment gateway, select EMI and choose DBS Bank.
Step 4: Select 3-month or 6-month No-Cost EMI tenure to complete order.
Terms & Conditions

Minimum purchase value of ₹5,000 is required for EMI conversion. Valid for 3-month and 6-month tenures on eligible merchant partner platforms. Merchant provides upfront interest discount equal to bank interest charge. Standard one-time processing fee of ₹199 + GST applies.

Visit Offer
Partner Hotels Global

Partner Hotels Global

Whether exploring Indian heritage cities or vacationing in Southeast Asia, DBS Bank Credit Cards unlock 12% instant discount up to ₹3,500 on worldwide hotel reservations with promo code DBSESCAPE12.Book premium accommodations with guaranteed price savings and flexible check-ins.

12
Till 31 Dec 2026 DBSESCAPE12 travel
Discount
Flat 12% up to ₹3,500
Min Spend
₹4,000
Max Savings
S$300
Valid Until
31 Dec 2026
How to Avail
Step 1: Access DBS Travel Privileges portal or partner booking platform.
Step 2: Choose your domestic or international hotel with minimum booking value ₹4,000.
Step 3: Apply promo code DBSESCAPE12 at payment review screen.
Step 4: Pay with your DBS card to receive 12% discount up to ₹3,500 immediately.
Terms & Conditions

Valid on all DBS/POSB Credit or Debit Cards. 12% off capped at S$300 with promo code DBSESCAPE12.

Use Code: DBSESCAPE12
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about DBS Vantage Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: As per bank eligibility guidelines
  • • Self-employed: ₹100,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹10,000. The fee can be waived by Spend ₹5,00,000 or more in previous year or hold DBS Treasures account.
You earn 3 reward points per eligible transaction. Each point is worth approximately ₹1.00. Welcome bonus: 10,000 Vantage Points + Choice of Taj Epicure/ITC Culinaire/Club Marriott on activation! Redeem for flights, hotels, vouchers via DBS Bank rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 999 per year
  • ✓ International: 4 per year
  • → Domestic and international lounge access subject to quarterly spend thresholds as per DBS Lounge Access T&Cs
  • → Access via Priority Pass or Visa/Mastercard lounge program
  • • Instant: Pre-approved DBS Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for DBS Vantage Credit Card today and unlock amazing rewards and premium experiences.

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