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BOBCARD Tiara Credit Card
78/100 · ₹2,499/yr
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CARD HOLDER
YOUR NAME
EXPIRES
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Bank of Baroda
BOBCARD Tiara Credit Card
RuPay
Lifestyle RUPAY

BOBCARD Tiara Credit Card

by Bank of Baroda · Data verified 4 days ago

Exclusive women-centric premium credit card with health packages, unlimited domestic lounge access, 5X rewards, and 2% forex markup.

78
Score
Based on rewards, fees, benefits & eligibility
₹2.5K
Fee
Waiver available on spending
4
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
4 RP Earn
base reward rate
999 per year Lounges
complimentary
₹2,499/yr
waiver available
78/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹2,499
Net Annual Value

You save per year!

What's Great

  • Comprehensive women health checkup package (Pap smear, mammography)
  • Unlimited domestic lounge access
  • 3.75% rewards on dining, travel, and international transactions
  • Reduced 2% forex markup
  • RuPay UPI enabled

Things to Consider

  • 5X rewards capped at 5,000 points per billing cycle
  • No international airport lounge visits
  • ₹7.2 Lakh income requirement

Perfect For

Women Professionals Dining Travel Wellness & Shopping

About This Card

Designed for the modern woman who embodies elegance and strength, BOBCARD TIARA offers exclusive rewards on Dining, Travel, and International spends, complimentary women's health packages including Pap smear and mammography, and lifestyle membership vouchers worth up to ₹31,000.
Annual Fee
₹2,499
Waiver
Spend ₹2,50,000 in every card anniversary year
Joining Fee
₹2,499
Waiver
Spend ₹25,000 in the first 60 days of card issuance

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.25% - 3.25%
Foreign Transaction Fee
Markup on international txns
2.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹250/mo
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹500
Nil
₹501-₹5,000
₹500
₹5,001-₹10,000
₹750
₹10,001-₹25,000
₹1,000
>₹25,000
₹1,200
4
Reward Pts
₹0.25
Point Value
0.00%
Cashback
Welcome Bonus
Complimentary 12-month FITPASS PRO membership on card activation

Milestone Rewards

Spend ₹25,000 in first 60 days for joining fee waiver
Spend ₹2,50,000 in every card anniversary year for annual fee reversal

Reward Earning by Category

Category Reward Rate Details
Point Value: 1 point = ₹0.25

Domestic Lounges

999 per year

Concierge

24/7 assistance

Fuel Savings

₹250/mo

Dining

  • •5X Rewards (15 Reward Points per ₹100) on dining spends

Travel

  • •Unlimited domestic airport lounge access
  • •Reduced forex mark-up of 2% on international spends

Special Offers & Features

  • •Complimentary Women's Health Package including Pap Smear, Blood Tests, and Mammography package
  • •Complimentary memberships and vouchers from Amazon Prime, Gaana Plus, Nykaa, Myntra, Flipkart, BookMyShow, Big Basket, Swiggy One Instamart, Lakme Salon

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
78 out of 100

CardSahayak Score

"Apply Now" takes you to Bank of Baroda's official website.

Eligibility

Salaried ₹720,000/mo
Self-Employed ₹720,000/mo
Age 25-55 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Select

Scores

Rewards 48/100
Fees 92/100
Benefits 33/100
Access 50/100

⚡ Quick Compare

Compare with other cards to find the best fit.

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2 Active Offers

Deals & Offers

Exclusive offers available on BOBCARD Tiara Credit Card

Swiggy

Swiggy

Get 15% instant discount up to ₹100 on food delivery orders on Swiggy using BOBCARD with promo code BOBCARD100.

15%
Till 31 Dec 2026 BOBCARD100 dining
Discount
15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Add food items of ₹499+ on Swiggy app.
Step 2: Enter promo code BOBCARD100 on payment page.
Step 3: Pay using BOBCARD (Bank of Baroda Credit Card).
Terms & Conditions

Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid twice per month per cardholder.

Use Code: BOBCARD100
Visit Offer
Croma

Croma

Enjoy instant savings up to ₹3,000 on consumer electronics, smart TVs, and laptops at Croma using BOBCARD credit cards.

₹3,000
Till 31 Dec 2026 shopping
Discount
Up to ₹3,000 Off
Min Spend
₹15,000
Max Savings
₹3,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop for electronics at Croma stores or croma.com.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Settle payment using BOBCARD credit card.
Terms & Conditions

Valid on minimum transaction of ₹15,000. Maximum discount ₹3,000. Valid on eligible credit cards.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about BOBCARD Tiara Credit Card

To be eligible, you need:
  • • Min age: 25 years
  • • Salaried: ₹720,000/month min
  • • Self-employed: ₹720,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹2,499. The fee can be waived by Spend ₹2,50,000 in every card anniversary year.
You earn 4 reward points per eligible transaction. Each point is worth approximately ₹0.25. Welcome bonus: Complimentary 12-month FITPASS PRO membership on card activation on activation! Redeem for flights, hotels, vouchers via Bank of Baroda rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 999 per year
  • → Unlimited complimentary access at domestic airport lounges
  • → Subject to qualifying quarterly spend criteria
  • • Instant: Pre-approved Bank of Baroda customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for BOBCARD Tiara Credit Card today and unlock amazing rewards and premium experiences.

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