SBI Pulse
by SBI Card · Data verified 5 days ago
Health-focused card with complimentary health checkups
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Health checkups included
- 10X on health spends
- Gym discounts
Things to Consider
- Niche benefits
- Limited appeal
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Dining BONUS | 10 pts/₹100 | 10 RP per ₹100 on dining |
| Entertainment BONUS | 10 pts/₹100 | 10 RP per ₹100 movies/sports |
| Shopping - Pharmacy BONUS | 10 pts/₹100 | 10 RP per ₹100 chemist/pharmacy |
| Shopping | 2 pts/₹100 | 2 RP per ₹100 other |
Domestic Lounges
8 per year
Travel Insurance
₹50L cover
Fuel Savings
₹250/mo
Lost Card Cover
₹100,000
Priority Pass
Complimentary
Dining
- •Reward points/cashback earned on dining transactions
Shopping
- •2X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •Travel Insurance: Loss of baggage up to ₹72,000, baggage delay ₹7,500, loss of documents ₹12,500, flight delay ₹7,500
Partner Benefits
- •Complimentary FITPASS PRO membership
- •Complimentary Netmeds First membership
Special Offers & Features
- •Fraud Liability Cover of ₹1 Lakh for lost/stolen card
- •Complimentary Priority Pass Membership worth USD 99 for first 2 years
- •Add-on card fee: Nil
- •Reward points valid for 24 months
EMI Options
- •Flexipay EMI on purchases above Rs.2,500
- •Tenure: 6, 9, 12, 18, 24 months
- •Interest rate: 13-24% p.a.
- •No-cost EMI at select online and retail partners
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to SBI Card's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI Pulse
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI Pulse
- • Min age: 21 years
- • Salaried: ₹16,667/month min
- • Self-employed: ₹40,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 8 per year
- → 8 complimentary domestic airport lounge visits per year (max 2 per calendar quarter) via Visa
- • Instant: Pre-approved SBI Card customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI Pulse today and unlock amazing rewards and premium experiences.
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