SBI Elite
by SBI Card · Data verified 2 days ago
₹5,000 welcome e-gift voucher, ₹6,000 movie tickets/year, up to 50,000 bonus Reward Points worth ₹12,500/year. Premium lifestyle card with milestone bonuses.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Excellent movie benefits
- Club Vistara points
- Lower forex
- Trident privileges
Things to Consider
- High joining fee
- Limited international lounges
- Tough fee waiver
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Dining BONUS | 10 pts/₹100 | 10 RP per ₹100 on dining (5X) |
| Grocery BONUS | 10 pts/₹100 | 10 RP per ₹100 on grocery/department stores (5X) |
| Shopping | 2 pts/₹100 | 2 RP per ₹100 on all other spends |
| Fuel | — | 1% Fuel Surcharge Waiver across all petrol pumps (Maximum waiver of ₹250 per month, per statement cycle) |
Domestic Lounges
8 per year
Int'l Lounges
6 per year
Travel Insurance
₹50L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹250/mo
Lost Card Cover
₹0
Movies
- •Free movie tickets worth ₹6,000/year (max ₹250 per ticket, 2 tickets per month)
Dining
- •5X Reward Points on dining
Shopping
- •5X Reward Points on grocery and departmental stores
Travel
- •Club Vistara Silver membership
- •Trident privileges
- •Travel insurance coverage for lost baggage and flight delays
Partner Benefits
- •Complimentary 1-year Club ITC Silver Tier Membership
Special Offers & Features
- •Exclusive Concierge Service: flower delivery, gift delivery, online doctor consultation
- •Reward redemption fee: Rs.99 + GST per request
- •Cash advance fee: 2.5% or Rs.500, whichever is higher
- •Cash payment fee: Rs.250 + applicable taxes
- •Complimentary credit card fraud liability cover of Rs.1 Lakh
- •Domestic lounge: 2 complimentary visits per calendar quarter
- •International lounge: 6 visits/year (max 2 per quarter)
- •Complimentary Priority Pass membership worth $99, valid for 2 years
EMI Options
- •Flexipay EMI on purchases above Rs.2,500
- •Tenure: 6, 9, 12, 18, 24 months
- •Interest rate: 13-24% p.a.
- •No-cost EMI at select online and retail partners
Reward Transfer Partners
Air India Maharaja Club
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to SBI Card's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI Elite
SBI Elite: ₹2,000 Off on Taj Hotels on ₹6 Lakh Annual Spend
Earn ₹2,000 statement credit on Taj Hotels bookings (online or offline) on achieving ₹6 Lakh annual spend milestone with SBI Elite.
Card benefit — complimentary Taj Epicure Membership for SBI Elite cardholders. Verified from sbicard.com product page.
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
BookMyShow
Enjoy cinematic blockbusters on the big screen with complimentary tickets. SBI Credit Cardholders get Buy 1 Get 1 free movie ticket up to ₹250 on BookMyShow.
Step 2: On checkout, click Unlock Offers or Apply Promocode.
Step 3: Select Credit Card Offers and choose SBI Card Movie Offer.
Step 4: Pay remaining balance using your SBI Credit Card to get 2nd ticket free up to ₹250.
Valid for SBI Signature/Elite credit card customers. Up to ₹500 off per month (or 2 free tickets) on BookMyShow.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI Elite
- • Min age: 21 years
- • Salaried: ₹60,000/month min
- • Self-employed: ₹60,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 6 per year
- • Instant: Pre-approved SBI Card customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI Elite today and unlock amazing rewards and premium experiences.
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