SBI Aurum
by SBI Card · Data verified 2 days ago
SBI's flagship super-premium card with premium rewards, global lounge access, golf benefits, and concierge service. By invitation only.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Metal credit card with 40,000 welcome points (worth ₹10,000) fully offsetting the joining fee
- Unlimited international lounge access via DreamFolks with 1 complimentary guest visit per quarter
- 16 complimentary domestic airport lounge visits per year (4 per quarter)
- 4 complimentary movie tickets worth up to ₹1,000 every month via BookMyShow
- Low forex markup of 1.99% for international transactions
- Exceptional milestone rewards: ₹1,500 monthly voucher plus Taj, Apple, and Tata CLiQ Luxury vouchers up to ₹35,000+
- Complimentary Club Marriott, EazyDiner Prime, and quarterly spa sessions
Things to Consider
- Fuel cashback capped at ₹200 per month
- Phone and utility cashback capped at ₹100 per month each (min transaction ₹750)
- No complimentary airport lounge access
- Base reward rate of 1 RP per ₹150 is low
- Forex markup of 3.5%
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Shopping BONUS | 4 pts/₹100 | 4 AURUM Reward Points per ₹100 spent on retail shopping |
| Travel | 4 pts/₹100 | 4 AURUM Reward Points per ₹100 spent on flights, hotels, and travel |
| Dining | 4 pts/₹100 | 4 AURUM Reward Points per ₹100 spent on dining |
| Other | 4 pts/₹100 | 4 AURUM Reward Points per ₹100 spent on all other non-fuel retail spends |
| Fuel | — | 1% fuel surcharge waiver (₹500 - ₹4,000, max ₹250/month); no reward points |
Domestic Lounges
16 per year
Int'l Lounges
999 per year
Travel Insurance
₹100L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹250/mo
Lost Card Cover
₹0
Add-On Card
Free
Movies
- •4 complimentary movie tickets worth up to ₹1,000 every month via BookMyShow (BOGO / up to ₹250 off per ticket, max ₹500 discount per booking on 2 tickets, up to 2 bookings per month)
Dining
- •Complimentary EazyDiner Prime 1-year membership offering 25% to 50% off at over 3,000 partner restaurants
- •Club Marriott membership offering up to 20% off on food and beverage bills at participating Marriott hotels in Asia Pacific
Shopping
- •4X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •Club Vistara Gold
- •Priority Pass unlimited
Partner Benefits
- •Complimentary 1-year Club Marriott membership
- •Complimentary 1-year digital subscription to Mint and The Wall Street Journal
- •Complimentary 1-year Inflection Point Ventures (IPV) membership
Special Offers & Features
- •Complimentary Club Marriott 1-year membership with up to 20% off on dining and stays across Asia Pacific
- •Complimentary 1-year EazyDiner Prime membership with up to 50% discount at premium partner restaurants
- •1 complimentary spa session per calendar quarter via DreamFolks
- •AURUM Secretarial Access (24/7 dedicated lifestyle concierge)
- •4 complimentary golf rounds per year + 12 complimentary golf lessons per year
- •Air accident insurance cover up to ₹1 Crore
EMI Options
- •Flexipay EMI on purchases above Rs.2,500
- •Tenure: 6, 9, 12, 18, 24 months
- •Interest rate: 13-24% p.a.
- •No-cost EMI at select online and retail partners
Reward Transfer Partners
Air India
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to SBI Card's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI Aurum
SBI Aurum: 4 Free BookMyShow Movie Tickets Per Month
SBI Aurum offers 4 complimentary movie tickets per month via BookMyShow (up to ₹250 discount per ticket). Max discount ₹250 per ticket Max discount ₹500 per booking
4 tickets/month. Max ₹250 discount/ticket. Source: sbicard.com/offers Evergreen card benefit — 4 complimentary movie tickets per month for SBI Aurum cardholders.
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
BookMyShow
Enjoy cinematic blockbusters on the big screen with complimentary tickets. SBI Credit Cardholders get Buy 1 Get 1 free movie ticket up to ₹250 on BookMyShow.
Step 2: On checkout, click Unlock Offers or Apply Promocode.
Step 3: Select Credit Card Offers and choose SBI Card Movie Offer.
Step 4: Pay remaining balance using your SBI Credit Card to get 2nd ticket free up to ₹250.
Valid for SBI Signature/Elite credit card customers. Up to ₹500 off per month (or 2 free tickets) on BookMyShow.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI Aurum
- • Min age: 21 years
- • Salaried: ₹100,000/month min
- • Self-employed: ₹125,000/month min
- • CIBIL: 780+ recommended
- ✓ Domestic: 16 per year
- ✓ International: 999 per year
- → 4 complimentary domestic airport lounge visits per calendar quarter (up to 16 visits per year) across India for primary and add-on cardholders.
- → Unlimited complimentary international airport lounge access worldwide via DreamFolks membership for primary cardholder, plus 1 complimentary guest visit per calendar quarter.
- • Instant: Pre-approved SBI Card customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI Aurum today and unlock amazing rewards and premium experiences.
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