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BOBCARD Etihad Guest Credit Card
82/100 · ₹2,500/yr
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CARD HOLDER
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Bank of Baroda
BOBCARD Etihad Guest Credit Card
Visa
Travel VISA Top Rated

BOBCARD Etihad Guest Credit Card

by Bank of Baroda · Data verified 4 days ago

Co-branded airline card with 1% forex markup, Etihad Silver tier, up to 7,500 welcome miles, and 12 domestic & international lounge visits.

82
Score
Based on rewards, fees, benefits & eligibility
₹2.5K
Fee
Waiver available on spending
3
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
3 RP Earn
base reward rate
8 per year Lounges
complimentary
₹2,500/yr
waiver available
82/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹2,500
Net Annual Value

You save per year!

What's Great

  • Low 1.0% foreign exchange markup
  • Complimentary Etihad Guest Silver Tier status
  • 8 domestic + 4 international lounge visits per year
  • Regular monthly and quarterly milestone bonus miles

Things to Consider

  • Miles can only be redeemed on Etihad platform
  • High ₹3 Lakh annual spend requirement for fee waiver

Perfect For

International Travel Airline Miles Middle East Travelers

About This Card

BOBCARD Etihad Guest Credit Card turns every transaction into travel rewards with 3 Etihad Guest Miles per ₹100 on Etihad Airways, 1 Mile per ₹100 on all other spends, low 1% forex markup, complimentary Silver tier status, and 12 airport lounge visits per year.
Annual Fee
₹2,500
Waiver
Spend ₹3,00,000 or more in every anniversary year
Joining Fee
₹2,500

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.25% - 3.25%
Foreign Transaction Fee
Markup on international txns
1.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹250/mo
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹500
Nil
₹501-₹5,000
₹500
₹5,001-₹10,000
₹750
₹10,001-₹25,000
₹1,000
>₹25,000
₹1,200
3
Reward Pts
₹0.85
Point Value
0.00%
Cashback
Welcome Bonus
Earn up to 7,500 Etihad Guest Miles (5,000 joining miles on ₹25,000 spend in 65 days + 2,500 miles on ₹50,000 spend) + Etihad Guest Silver Tier

Milestone Rewards

Monthly: 250 bonus miles on 4 transactions totaling ₹25,000 in a month
Quarterly: 2,000 bonus miles on ₹2,00,000 quarterly spend
Annual: Up to 12,000 annual bonus miles
Annual fee waiver on ₹3,00,000 annual spend

Reward Earning by Category

Category Reward Rate Details
Point Value: 1 point = ₹0.85

Domestic Lounges

8 per year

Int'l Lounges

4 per year

Concierge

24/7 assistance

Fuel Savings

₹250/mo

Travel

  • •Complimentary Etihad Guest Silver Tier membership
  • •Low 1% foreign exchange markup fee
  • •8 domestic and 4 international airport lounge visits per year

Special Offers & Features

  • •Low 1.0% foreign currency markup for international bookings and spends
  • •8 complimentary domestic airport lounge visits and 4 international lounge visits annually
  • •Complimentary Etihad Guest Silver tier upgrade upon completing first flight booking

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
82 out of 100

CardSahayak Score

"Apply Now" takes you to Bank of Baroda's official website.

Eligibility

Salaried ₹500,000/mo
Self-Employed ₹500,000/mo
Age 21-60 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Signature

Scores

Rewards 61/100
Fees 98/100
Benefits 42/100
Access 50/100

⚡ Quick Compare

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2 Active Offers

Deals & Offers

Exclusive offers available on BOBCARD Etihad Guest Credit Card

Swiggy

Swiggy

Get 15% instant discount up to ₹100 on food delivery orders on Swiggy using BOBCARD with promo code BOBCARD100.

15%
Till 31 Dec 2026 BOBCARD100 dining
Discount
15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Add food items of ₹499+ on Swiggy app.
Step 2: Enter promo code BOBCARD100 on payment page.
Step 3: Pay using BOBCARD (Bank of Baroda Credit Card).
Terms & Conditions

Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid twice per month per cardholder.

Use Code: BOBCARD100
Visit Offer
Croma

Croma

Enjoy instant savings up to ₹3,000 on consumer electronics, smart TVs, and laptops at Croma using BOBCARD credit cards.

₹3,000
Till 31 Dec 2026 shopping
Discount
Up to ₹3,000 Off
Min Spend
₹15,000
Max Savings
₹3,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop for electronics at Croma stores or croma.com.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Settle payment using BOBCARD credit card.
Terms & Conditions

Valid on minimum transaction of ₹15,000. Maximum discount ₹3,000. Valid on eligible credit cards.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about BOBCARD Etihad Guest Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹500,000/month min
  • • Self-employed: ₹500,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹2,500. The fee can be waived by Spend ₹3,00,000 or more in every anniversary year.
You earn 3 reward points per eligible transaction. Each point is worth approximately ₹0.85. Welcome bonus: Earn up to 7,500 Etihad Guest Miles (5,000 joining miles on ₹25,000 spend in 65 days + 2,500 miles on ₹50,000 spend) + Etihad Guest Silver Tier on activation! Redeem for flights, hotels, vouchers via Bank of Baroda rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • ✓ International: 4 per year
  • → 8 complimentary domestic lounge visits per year (2 per quarter)
  • → 4 complimentary international lounge visits per year (1 per quarter)
  • • Instant: Pre-approved Bank of Baroda customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for BOBCARD Etihad Guest Credit Card today and unlock amazing rewards and premium experiences.

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