AU Prathama Credit Card
by AU Small Finance Bank · Data verified 2 days ago
Zero-fee first credit card for young professionals and credit builders with simple rewards.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Completely Lifetime Free with zero hidden charges
- Low minimum income requirement for easy approval
- Ideal for establishing and boosting credit score
Things to Consider
- Modest reward rate of 0.25%
- No travel or lounge benefits
Perfect For
About This Card
Other Charges
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Retail Purchases | — |
Fuel Savings
₹100/mo
Dining
- •Discounts up to 15% at AU partner restaurants
Shopping
- •Accepted globally across Visa merchant outlets and online gateways
Special Offers & Features
- •Lifetime Free card with zero annual and zero joining fee
- •Instant card issuance with virtual credit card access via AU 0101 app
- •Zero lost card liability protection upon immediate reporting
EMI Options
- •Convert transactions over ₹2,000 into flexible EMIs
Card Features
CardSahayak Score
"Apply Now" takes you to AU Small Finance Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on AU Prathama Credit Card
AU LIT Card — Up to 10X Rewards on Chosen Categories
Choose your own reward category and earn up to 10X reward points or 5% cashback on fitness, entertainment, and lifestyle categories with AU LIT Credit Card.
Permanent card feature. Applicable on AU LIT Credit Card only. Category selection required via app. Reward rate depends on chosen category.
MakeMyTrip
Explore India for less with AU Small Finance Bank and MakeMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on domestic flight bookings of ₹5,000 and above using code AUMMT.
Step 2: Choose domestic flight tickets totaling ₹5,000 or more.
Step 3: In the coupon code section, enter promo code AUMMT.
Step 4: Pay using your AU Small Finance Bank Credit Card to get an instant 12% discount up to ₹1,800.
Valid on domestic flight bookings across India on MakeMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per cardholder per calendar month.
Zomato
Feast on your favorite dishes at home. AU Bank credit cardholders get a flat 20% instant discount up to ₹150 on Zomato food delivery orders of ₹499 and above with coupon AUBANK.
Step 2: Add food items worth ₹499 or more to your cart.
Step 3: On the checkout screen, enter promo code AUBANK.
Step 4: Complete your payment with an AU Small Finance Bank Credit Card to get 20% off up to ₹150.
Valid on food delivery orders placed through the Zomato mobile app. Minimum cart value of ₹499 is required. Maximum discount is capped at ₹150. Valid once per customer per week.
BookMyShow
Catch the latest movies on the big screen with AU Bank. Get a complimentary second cinema ticket on BookMyShow up to ₹200 with your AU Small Finance Bank Credit Card.
Step 2: Go to the payment page and click on 'Unlock Offers or Apply Promocodes'.
Step 3: Select 'Credit Card' and choose 'AU Small Finance Bank BOGO Offer'.
Step 4: Enter your AU Credit Card details to receive 100% off on the second ticket up to ₹200.
Valid on purchase of minimum 2 cinema tickets. Discount of 100% on the second ticket up to ₹200. Internet handling fees are payable by customer. Valid once per cardholder per calendar month.
Swiggy
Enjoy delicious meals with 15% instant savings up to ₹100 on Swiggy using your AU Small Finance Bank Credit Card with promo code AU100.
Step 2: Enter promo code AU100 on checkout.
Step 3: Pay with AU Small Finance Bank Credit Card to get flat 15% instant savings up to ₹100.
Valid on minimum spend of ₹499. Maximum discount ₹100 per transaction. Valid once per cardholder per month.
Croma
Save up to ₹3,000 on high-end electronics and appliances at Croma with AU Small Finance Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or above.
Step 3: Settle payment using AU Small Finance Bank Credit Card.
Valid on minimum transaction of ₹20,000. Maximum discount ₹3,000. Valid on eligible credit cards.
EaseMyTrip
Travel smarter with flat 12% instant discount up to ₹2,000 on flight bookings on EaseMyTrip using AU Bank credit cards with coupon EMTAU.
Step 2: Apply coupon code EMTAU on payment screen.
Step 3: Pay with AU Small Finance Bank Credit Card.
Valid on minimum booking of ₹5,000. Maximum discount ₹2,000. Valid once per card per month.
Frequently Asked Questions
Everything you need to know about AU Prathama Credit Card
- • Min age: 21 years
- • Salaried: ₹15,000/month min
- • Self-employed: ₹20,000/month min
- • CIBIL: 680+ recommended
- • Instant: Pre-approved AU Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for AU Prathama Credit Card today and unlock amazing rewards and premium experiences.
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