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American Express Platinum Travel
84/100 · ₹5,000/yr
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American Express Platinum Travel
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American Express Platinum Travel

by American Express · Data verified 2 days ago

Travel card with 5 RP/₹50, milestone rewards cut in half (effective March 9, 2026). ₹7L needed for similar value that ₹4L gave before.

84
Score
Based on rewards, fees, benefits & eligibility
₹5K
Fee
2
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
8 per year Lounges
complimentary
₹5,000/yr
card fee
84/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹5,000
Net Annual Value

You save per year!

What's Great

  • Complimentary flight voucher
  • Unlimited domestic lounges
  • Good rewards
  • Amex offers

Things to Consider

  • Limited Amex acceptance
  • High forex markup
  • Welcome bonus reduced from 15,000 to 7,500 points for ₹1.9 Lakh spend (effective March 9, 2026)
  • Annual fee of ₹5,000 + GST

Perfect For

Travelers Amex fans Frequent flyers

About This Card

Premium travel credit card with complimentary flights and Priority Pass
Annual Fee
₹5,000
Joining Fee
₹3,500

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.49% - 3.49%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹0/mo
Interest-Free Period
On new purchases if paid in full
20 to 55 days
Cash Advance Fee
Fee for cash withdrawal from ATM
3.5% of amount (min ₹300)
Late Payment Fee
Charged if minimum due not paid on time
₹100 for TAD up to ₹500, ₹500 for ₹500.01-₹5,000, ₹750 for ₹5,000.01-₹20,000, up to ₹1,300 for >₹50,000
Reward Points Validity
How long your earned points remain valid
Points never expire (as long as account is active)
Card Replacement Fee
Fee for lost or damaged card replacement
₹300
2
Reward Pts
₹0.60
Point Value
0.00%
Cashback
Welcome Bonus
10,000 Membership Rewards Points on card activation

Milestone Rewards

10,000 bonus MR points on spending Rs. 4 Lakhs in a year
₹10,000 Taj E-Gift Card on ₹7 Lakhs annual spend

Reward Earning by Category

Category Reward Rate Details
Shopping 2 pts/₹100 1 MR per ₹50 (=2 per ₹100)
Dining 2 pts/₹100 1 MR per ₹50
Travel 2 pts/₹100 1 MR per ₹50
Fuel — No MR on fuel/insurance/utilities
Point Value: 1 point = ₹0.60 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

8 per year

Travel Insurance

₹415L cover

Golf Benefits

Complimentary

Concierge

24/7 assistance

Fuel Savings

₹0/mo

Lost Card Cover

₹0

Dining

  • •Exclusive dining offers at premium restaurants across India

Shopping

  • •Reward points earned on all eligible purchases
  • •Contactless (tap-and-pay) enabled

Travel

  • •8 complimentary domestic lounge visits per year (2 per quarter) via DreamFolks
  • •International lounge access via Global Lounge Collection
  • •Travel insurance up to USD 500,000
  • •Pay with points for travel bookings
  • •Travel insurance: up to $10,000 per trip / $20,000 per year

Special Offers & Features

  • •Various Amex Offers across travel, retail, health

Reward Transfer Partners

Singapore Airlines
Ratio: 2:1
Min: 1,000 pts
Transfer: 3-5 days
2 MR = 1 KrisFlyer mile
British Airways
Ratio: 2:1
Min: 1,000 pts
Transfer: 3-5 days
2 MR = 1 Avios
Marriott Bonvoy
Ratio: 1:1
Min: 1,000 pts
Transfer: 2-3 days
1 MR = 1 Marriott point
Hilton Honors
Ratio: 1:2
Min: 1,000 pts
Transfer: 2-3 days
1 MR = 2 Hilton points
Cathay Pacific
Ratio: 1:1
Min: 1,000 pts
Transfer: 3-5 days
1 MR = 1 Asia Mile

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic

Mobile Wallet Support

Google Pay Apple Pay Samsung Pay
84 out of 100

CardSahayak Score

"Apply Now" takes you to American Express's official website.

Eligibility

Salaried ₹50,000/mo
Self-Employed ₹50,000/mo
Age 18-60 yrs
CIBIL 720+
Employment Salaried, Self-Employed
Card Variant Platinum Travel

Scores

Rewards 54/100
Fees 78/100
Benefits 64/100
Access 72/100

⚡ Quick Compare

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3 Active Offers

Deals & Offers

Exclusive offers available on American Express Platinum Travel

Air India: 10X Rewards on Flight Bookings with Amex

Earn up to 10X Membership Rewards points on Air India flight bookings. Valid for Centurion and Platinum cardholders.

10
Till 31 Jul 2027 travel
Discount
10X Membership Rewards
Min Spend
No minimum
Max Savings
10X Membership Rewards points on flights
Valid Until
31 Jul 2027
How to Avail
Book flights on Air India and pay with your Amex Centurion or Platinum card.
Terms & Conditions

Valid for American Express Centurion and Platinum cardholders only. Points credited within 120 days.

Visit Offer
MakeMyTrip

MakeMyTrip

Experience luxury travel with American Express Cards on MakeMyTrip. Enjoy a flat 10% instant discount up to ₹3,000 on flights and luxury hotels with code AMEXMMT.

10
Till 31 Dec 2026 AMEXMMT travel
Discount
Flat 10% up to ₹3,000
Min Spend
₹10,000
Max Savings
₹3,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip app or makemytrip.com.
Step 2: Search for domestic/international flights or luxury hotels totaling ₹10,000+.
Step 3: Enter promo code AMEXMMT on payment review screen.
Step 4: Pay with American Express Card to get up to ₹3,000 instant discount.
Terms & Conditions

Valid on flight and hotel bookings across India and international routes. Minimum spend of ₹10,000 required. Maximum discount of ₹3,000 per booking. Valid once per cardholder per calendar month.

Use Code: AMEXMMT
Visit Offer
Tata CLiQ Luxury

Tata CLiQ Luxury

Indulge in designer couture, luxury watches, and fine lifestyle accessories. American Express Cardholders get flat 10% instant discount up to ₹2,500 on Tata CLiQ Luxury.

10
Till 31 Dec 2026 AMEXTATACLIQ shopping
Discount
Flat 10% up to ₹2,500
Min Spend
₹7,500
Max Savings
₹2,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit luxury.tatacliq.com or download Tata CLiQ Luxury app.
Step 2: Add designer fashion, watches, or accessories worth ₹7,500 or more.
Step 3: Enter promo code AMEXTATACLIQ at checkout.
Step 4: Pay with your American Express Card to get 10% instant discount up to ₹2,500.
Terms & Conditions

Valid on eligible luxury brands on Tata CLiQ Luxury. Minimum transaction value of ₹7,500 required. Maximum instant discount is ₹2,500 per transaction. Valid once per cardholder per calendar month.

Use Code: AMEXTATACLIQ
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about American Express Platinum Travel

To be eligible, you need:
  • • Min age: 18 years
  • • Salaried: ₹50,000/month min
  • • Self-employed: ₹50,000/month min
  • • CIBIL: 720+ recommended
The annual fee is ₹5,000.
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹0.60. Welcome bonus: 10,000 Membership Rewards Points on card activation on activation! Redeem for flights, hotels, vouchers via American Express rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • → 8 complimentary domestic airport lounge visits per calendar year (2 visits per quarter)
  • → Access valid at participating domestic airport lounges across India
  • → International lounge access is NOT complimentary on Platinum Travel card
  • • Instant: Pre-approved American Express customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for American Express Platinum Travel today and unlock amazing rewards and premium experiences.

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