Standard Chartered Rewards
by Standard Chartered · Data verified 2 days ago
SC rewards card with 4X bonus RP on monthly spends above Rs.20K, base 1 RP/Rs.150, 1 domestic lounge/quarter, fuel surcharge waiver up to Rs.400/mo. First year free, Rs.1,000+GST annual fee waived on Rs.1.5L.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- First year completely free — no joining fee
- 4X bonus rewards on monthly spends above Rs. 20K — strong for regular spenders
- Annual fee reversed on Rs. 1.5L spend — easily achievable
- 1 domestic lounge visit per quarter included
- Fuel surcharge waiver up to Rs. 400/month
- No cap on base reward points
- Kuch Bhi on EMI for purchases above Rs. 2,000
- Supplementary cards available
Things to Consider
- Bonus reward points capped at 2,000 per statement cycle
- Fuel transactions not eligible for reward points
- Rs. 99 redemption fee on reward point redemption
- Min 1,000 points required to redeem
- Bonus rewards exclude Govt & Insurance payments
- Forex markup 3.5%
- 1% processing fee on rental payments
- 4,000 RP welcome bonus only if annual fee is paid (not if waived via spend)
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Retail Purchases (Base) | 2.67 pts/₹100 | 4 reward points per ₹150 on retail spends (excluding fuel, insurance, govt) |
| Incremental Spends (>₹20K) | 5.33 pts/₹100 | Additional 4 reward points per ₹150 on monthly spends above ₹20,000 (capped at 2,000 bonus points/month) |
| Govt, Insurance & Fuel | 0.67 pts/₹100 | 1 reward point per ₹150 |
Domestic Lounges
4 per year
Fuel Savings
₹400/mo
Lost Card Cover
₹0
Add-On Card
Free
Dining
- •Earn reward points/cashback on dining transactions
Shopping
- •4X rewards on all retail spends + additional 4X above ₹20K/month
- •360° Rewards catalogue for redemption
Travel
- •1 complimentary domestic airport lounge visit per quarter
Special Offers & Features
- •Earn reward points on EMI transactions
- •Supports BharatQR, BBPS, Samsung Secure Pay
- •4,000 reward points on annual fee payment (within 60 days)
EMI Options
- •Kuch Bhi on EMI: Convert transactions of ₹2,000+ into EMIs
- •Flexible repayment tenures from 3 to 24 months
- •Instant booking via SC Mobile App and Online Banking
Card Features
CardSahayak Score
"Apply Now" takes you to Standard Chartered's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Standard Chartered Rewards
MakeMyTrip
Explore the world with Standard Chartered Credit Cards. Enjoy a flat 10% instant discount up to ₹5,000 on international flights on MakeMyTrip using promo code MMTSCB.
Step 2: Select international flights with minimum booking amount ₹25,000.
Step 3: Apply promo code MMTSCB on payment page.
Step 4: Pay using Standard Chartered Credit Card to get up to ₹5,000 instant discount.
Valid on international flight bookings originating from India. Minimum spend of ₹25,000 required. Maximum discount capped at ₹5,000 per booking. Valid once per cardholder per calendar quarter.
Swiggy
Order delicious cuisines with Standard Chartered Credit Cards on Swiggy. Enjoy flat ₹100 off on food delivery orders of ₹499 and above.
Step 2: Enter promo code SCFOOD100 on checkout.
Step 3: Pay using Standard Chartered Credit Card.
Step 4: Receive flat ₹100 instant discount immediately.
Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.
Croma
Upgrade your electronics with Standard Chartered Credit Cards at Croma. Get up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.
Step 2: Select electronic items worth ₹20,000 or more.
Step 3: Choose Standard Chartered Bank offer at payment stage.
Step 4: Receive up to ₹4,000 instant discount on full swipe or EMI.
Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.
Frequently Asked Questions
Everything you need to know about Standard Chartered Rewards
- • Min age: 18 years
- • Salaried: ₹30,000/month min
- • Self-employed: ₹30,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 4 per year
- → 1 complimentary domestic airport lounge access per calendar quarter (up to 4 visits per year)
- • Instant: Pre-approved Standard Chartered customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Standard Chartered Rewards today and unlock amazing rewards and premium experiences.
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