Standard Chartered Platinum Rewards
by Standard Chartered · Data verified 2 days ago
Lifetime free SC rewards card with 5X RP on dining & fuel per Rs.150, 1X RP on other spends, no monthly cap, free supplementary cards, Balance-on-EMI up to Rs.5L. Spend Rs.500 in 30 days to avoid Rs.250 fee.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 5X reward points on Dining and Fuel with no monthly cap
- Low joining fee of ₹250 waived on spending just ₹500 in first 30 days
- Annual renewal fee of ₹250 waived on spending ₹60,000/year
- Complimentary supplementary cards for immediate family members
- Virtual credit card available immediately upon approval
Things to Consider
- No complimentary domestic or international airport lounge access
- Reward points earned per ₹150 spend rather than ₹100 (modest ~0.17% base return)
- Foreign currency transaction markup of 3.50% + GST
- Reward redemption fee of ₹99 + GST per request
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Dining | — | |
| Fuel | — | |
| All Other Spends | — |
Fuel Savings
₹400/mo
Lost Card Cover
₹0
Add-On Card
Free
Movies
- •["25% off on Inox movie tickets on select days"]
Dining
- •5X Reward Points on all dining spends — no monthly cap
- •15% off at 850+ partner restaurants via The Good Life programme
Shopping
- •1 Reward Point per Rs. 150 on all other spends
- •Balance-on-EMI: Convert outstanding up to Rs. 5 lakh into EMIs with zero processing fee
Travel
- •1% fuel surcharge waiver
- •4 domestic lounge visits per year
- •International usage enabled
Partner Benefits
- •The Good Life programme: discounts across dining, shopping, travel
Special Offers & Features
- •100% cashback on restaurant spends up to ₹500 in first 90 days (welcome offer)
EMI Options
- •Kuch Bhi on EMI: Convert purchases of ₹2,000+ into easy EMIs
- •Repayment options from 3 to 24 months with attractive interest rates
- •Quick approval through SC Mobile App or Online Banking
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to Standard Chartered's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Standard Chartered Platinum Rewards
MakeMyTrip
Explore the world with Standard Chartered Credit Cards. Enjoy a flat 10% instant discount up to ₹5,000 on international flights on MakeMyTrip using promo code MMTSCB.
Step 2: Select international flights with minimum booking amount ₹25,000.
Step 3: Apply promo code MMTSCB on payment page.
Step 4: Pay using Standard Chartered Credit Card to get up to ₹5,000 instant discount.
Valid on international flight bookings originating from India. Minimum spend of ₹25,000 required. Maximum discount capped at ₹5,000 per booking. Valid once per cardholder per calendar quarter.
Swiggy
Order delicious cuisines with Standard Chartered Credit Cards on Swiggy. Enjoy flat ₹100 off on food delivery orders of ₹499 and above.
Step 2: Enter promo code SCFOOD100 on checkout.
Step 3: Pay using Standard Chartered Credit Card.
Step 4: Receive flat ₹100 instant discount immediately.
Minimum order value of ₹499 excluding taxes and packaging. Valid twice per cardholder per month. Applicable on food delivery orders only.
Croma
Upgrade your electronics with Standard Chartered Credit Cards at Croma. Get up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.
Step 2: Select electronic items worth ₹20,000 or more.
Step 3: Choose Standard Chartered Bank offer at payment stage.
Step 4: Receive up to ₹4,000 instant discount on full swipe or EMI.
Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.
Frequently Asked Questions
Everything you need to know about Standard Chartered Platinum Rewards
- • Min age: 21 years
- • Salaried: ₹40,000/month min
- • Self-employed: ₹40,000/month min
- • CIBIL: 700+ recommended
- • Instant: Pre-approved Standard Chartered customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Standard Chartered Platinum Rewards today and unlock amazing rewards and premium experiences.
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