SBI BPCL Octane
by SBI Card · Data verified 2 days ago
India best fuel card: 7.25% value back on BPCL fuel (25X reward points + 1% surcharge waiver), 10X points on groceries, dining & movies, 6,000 welcome points (worth ₹1,500), and 4 domestic lounge visits/year.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 7.25% valueback on BPCL fuel (25 Reward Points per ₹100 + 1% fuel surcharge waiver)
- 6,000 bonus Reward Points (worth ₹1,500) welcome gift upon payment of joining fee
- 10 Reward Points per ₹100 (2.50% return) on Groceries, Departmental Stores, Dining, and Movies
- 4 complimentary domestic airport lounge visits per calendar year (1 per calendar quarter)
- ₹2,000 e-gift voucher milestone perk from top brands on spending ₹3,00,000 annually
- Annual renewal fee of ₹1,499 waived on spending ₹2,00,000 in the anniversary year
Things to Consider
- Joining and annual fee of ₹1,499 + GST
- 25X fuel rewards capped at 2,500 points (~₹625 savings) per statement cycle
- Fuel savings strictly restricted to BPCL outlets and BharatGas booking
- ₹99 + GST fee per reward redemption request
- No complimentary international airport lounge access
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Fuel - BPCL BONUS | 25 pts/₹100 | 25 RP per ₹100 at BPCL (7.25% value-back) (Cap: 2,500/mo) |
| Dining BONUS | 10 pts/₹100 | 10 RP per ₹100 on dining (Cap: 7,500/mo) |
| Grocery BONUS | 10 pts/₹100 | 10 RP per ₹100 on grocery (Cap: 7,500/mo) |
| Departmental Stores BONUS | 10 pts/₹100 | 10 RP per ₹100 on departmental stores (Cap: 7,500/mo) |
| Movies BONUS | 10 pts/₹100 | 10 RP per ₹100 on movies (Cap: 7,500/mo) |
| Shopping | 1 pts/₹100 | 1 RP per ₹100 on all other spends |
| Fuel | — | 1% fuel surcharge waiver (max ₹100/statement cycle, transactions up to ₹4,000) |
Domestic Lounges
4 per year
Fuel Savings
₹100/mo
Lost Card Cover
₹0
Movies
- •Earn 10 Reward Points per ₹100 on movie ticket bookings (2.5% value-back, capped at 7,500 points/month combined)
Dining
- •Earn 10 Reward Points per ₹100 spent on dining (2.5% value-back, capped at 7,500 points/month combined)
Shopping
- •Reward points earned on all eligible purchases
- •Contactless (tap-and-pay) enabled
Travel
- •1% fuel surcharge waiver on fuel purchases
- •4 domestic lounge visits per year
- •Complimentary Fraud Liability cover of ₹1 Lakh
Special Offers & Features
- •Welcome bonus of 6,000 Reward Points (worth ₹1,500) upon payment of joining fee
- •7.25% value-back at BPCL petrol pumps (25 Reward Points per ₹100 = 6.25% + 1% fuel surcharge waiver)
- •10 Reward Points per ₹100 on Dining, Grocery, Departmental Stores, and Movie tickets (2.5% value-back)
- •1 complimentary domestic airport lounge visit per calendar quarter (4 per year) via Visa Lounge Program
- •Annual fee waiver on spending ₹2,00,000 or more in the preceding anniversary year
- •Instant reward point redemption for free fuel at 1,200+ select BPCL petrol pumps across India
- •Complimentary Fraud Liability cover of ₹1,00,000
EMI Options
- •Flexipay EMI on purchases above Rs.2,500
- •Tenure: 6, 9, 12, 18, 24 months
- •Interest rate: 13-24% p.a.
- •No-cost EMI at select online and retail partners
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to SBI Card's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI BPCL Octane
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI BPCL Octane
- • Min age: 21 years
- • Salaried: ₹30,000/month min
- • Self-employed: ₹40,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 4 per year
- → 4 complimentary domestic airport lounge visits per calendar year (max 1 per calendar quarter) via Visa lounge program
- → 1% fuel surcharge waiver on transactions up to ₹4,000 at BPCL petrol pumps (max waiver ₹100 per billing cycle)
- • Instant: Pre-approved SBI Card customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI BPCL Octane today and unlock amazing rewards and premium experiences.
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