Skip to main content
Kotak Air+ Prime Credit Card
83/100 · ₹3,000/yr
Apply
•••• •••• •••• ••••
CARD HOLDER
YOUR NAME
EXPIRES
••/••
Kotak Mahindra Bank
Kotak Air+ Prime Credit Card
Visa
Travel VISA Top Rated

Kotak Air+ Prime Credit Card

by Kotak Mahindra Bank · Data verified 2 days ago

Travel card with 5x Air Miles on flights/hotels and low 2% forex.

83
Score
Based on rewards, fees, benefits & eligibility
₹3K
Fee
2
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
2 RP Earn
base reward rate
4 per year Lounges
complimentary
₹3,000/yr
card fee
83/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹3,000
Net Annual Value

You save per year!

What's Great

  • 5x Air Miles on travel bookings
  • Low 2% forex markup
  • Air Miles transferable to airline partners
  • Domestic and international lounge
  • 2,500 welcome miles

Things to Consider

  • Rs.3,000 fee with no waiver
  • Limited lounge visits
  • Best value only via Kotak Unbox platform

Perfect For

Frequent travelers Airline miles collectors International travelers

About This Card

Kotak Air+ Credit Card earns 5 Air Miles per Rs.100 on flight/hotel bookings via Kotak Unbox, 2 Air Miles per Rs.100 on other spends. Air Miles redeemable 1:1 on Kotak Unbox or transferable to airlines. 2% forex, domestic and international lounge.
Annual Fee
₹3,000
Joining Fee
₹3,000

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.50% - 3.50%
Foreign Transaction Fee
Markup on international txns
2.00%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹4,500/mo
Interest-Free Period
On new purchases if paid in full
20 to 48 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹300) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹5,000
₹500
₹5,000.01-₹10,000
₹750
₹10,000.01-₹25,000
₹950
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,300
Reward Points Validity
How long your earned points remain valid
3 years from the date of accrual
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
2
Reward Pts
₹1.00
Point Value
0.00%
Cashback
Welcome Bonus
2,500 Air Miles on fee payment

Milestone Rewards

3,000 Air Miles as Welcome Benefit on joining fee payment
3,000 Air Miles as Renewal Benefit on completion of each anniversary year

Reward Earning by Category

Category Reward Rate Details
Travel BONUS 5 pts/₹100 5 Air Miles per Rs.100 on flight/hotel via Kotak Unbox
Other 2 pts/₹100 2 Air Miles per Rs.100 on other spends
Auto Dealer 5 pts/₹100 MCC 5013/5511/5521/5533, capped at 1,500 Air Miles/cycle
Insurance 2 pts/₹100 Capped at ₹25,000 insurance spends/cycle, MCC 6300
Point Value: 1 point = ₹1.00 | Redemption Fee: ₹0 + GST per request

Domestic Lounges

4 per year

Int'l Lounges

2 per year

Travel Insurance

₹10L cover

Fuel Savings

₹4,500/mo

Lost Card Cover

Available

Add-On Card

Free

Dining

  • •Earn reward points/cashback on dining transactions

Shopping

  • •Reward points earned on all eligible purchases
  • •Contactless (tap-and-pay) enabled

Travel

  • •5 Air Miles per ₹100 on flights/hotels via Kotak Unbox
  • •4 complimentary domestic lounge visits annually (capped at 2 per quarter)
  • •2 complimentary international lounge visits annually

Partner Benefits

  • •Transfer Air Miles to preferred Airline/Hotel partners at 2:1 ratio (Air Canada, Air France, British Airways, Cathay Pacific, Etihad, Air India, Qatar Airways, United Airlines, Marriott Bonvoy, Accor)

Reward Exclusions

  • ✕ Utility/Telecom
  • ✕ Insurance
  • ✕ Education & Government
  • ✕ Rent
  • ✕ Fuel
  • ✕ Wallet Loading
  • ✕ EMI
  • ✕ Online Gaming
  • ✕ Cash Advance
  • ✕ International Transactions

Special Offers & Features

  • •Min 200 Air Miles for Flight & Hotel booking on Kotak Unbox
  • •Up to 80% of booking value redeemable via Air Miles
  • •Min 1,000 Air Miles for transfer to airline/hotel partners

EMI Options

  • •Convert purchases above ₹2,500 into EMIs with flexible tenures (3-48 months)

Reward Transfer Partners

Aeroplan
Ratio: 2:1
Flying Blue
Ratio: 2:1
Executive Club
Ratio: 2:1
Asia Miles
Ratio: 2:1
Etihad Guest
Ratio: 2:1
Maharaja Club
Ratio: 2:1
Marriott Bonvoy
Ratio: 3:1

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
83 out of 100

CardSahayak Score

"Apply Now" takes you to Kotak Mahindra Bank's official website.

Eligibility

Salaried ₹400,000/mo
Self-Employed ₹600,000/mo
Age 21-60 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Prime

Scores

Rewards 56/100
Fees 80/100
Benefits 56/100
Access 50/100

⚡ Quick Compare

Compare with other cards to find the best fit.

Compare Cards
7 Active Offers

Deals & Offers

Exclusive offers available on Kotak Air+ Prime Credit Card

Bloom Hotels

Bloom Hotels

Experience vibrant, contemporary stays with Bloom Hotels across India. Kotak Credit Cardholders enjoy flat 25% instant discount up to ₹2,500 on room reservations.

25
Till 31 Dec 2026 KOTAKBLOOM travel
Discount
Flat 25% off
Min Spend
₹3,000
Max Savings
₹2,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit stayatbloom.com or open Bloom Hotels booking portal.
Step 2: Choose your destination city and stay dates with minimum booking ₹3,000.
Step 3: Enter promo code KOTAKBLOOM at payment screen.
Step 4: Pay with Kotak Mahindra Bank Credit Card to get flat 25% instant discount.
Terms & Conditions

Valid on direct bookings at stayatbloom.com only. Minimum booking value of ₹3,000 required. Maximum instant discount is ₹2,500 per booking. Subject to room availability at participating Bloom Hotel properties across India.

Use Code: KOTAKBLOOM
Visit Offer
MakeMyTrip

MakeMyTrip

Fly for less across India with Kotak Mahindra Bank and MakeMyTrip. Enjoy a flat 10% instant discount up to ₹1,500 on all domestic flight bookings of ₹5,000 and above.Book IndiGo, Air India, Akasa Air, and SpiceJet flights with code KOTAKMMT for immediate upfront savings.

10
Till 31 Dec 2026 KOTAKMMT travel
Discount
Flat 10% up to ₹1,500
Min Spend
₹5,000
Max Savings
₹1,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Open MakeMyTrip mobile app or visit makemytrip.com.
Step 2: Search for domestic flights across any Indian carrier with minimum booking amount ₹5,000.
Step 3: In the coupon code input box on the payment page, enter KOTAKMMT.
Step 4: Pay using any Kotak Mahindra Bank Credit Card to deduct up to ₹1,500 instantly.
Terms & Conditions

Valid on domestic flight bookings across India. Minimum transaction value of ₹5,000 is required excluding taxes. Maximum discount is capped at ₹1,500 per booking. Valid once per cardholder per calendar month. Not applicable on corporate or commercial cards.

Use Code: KOTAKMMT
Visit Offer
Croma

Croma

Upgrade your digital life with electronics at Croma. Kotak credit cardholders receive up to ₹4,000 instant discount on premium tech, home appliances, and audio gear.

2500
Till 31 Dec 2026 electronics
Discount
Up to ₹2,500 off
Min Spend
₹20,000
Max Savings
₹2,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit any Croma retail store or shop online at croma.com.
Step 2: Add eligible consumer electronics, televisions, or laptops worth ₹20,000+.
Step 3: Choose Kotak Bank Credit Card offer at payment checkout.
Step 4: Complete transaction to enjoy an instant discount up to ₹4,000.
Terms & Conditions

Valid on Kotak Debit Card EMI and Kotak Credit Card EMI transactions. Maximum instant discount Rs. 2,500.

Visit Offer
Zomato

Zomato

Savor gourmet cuisines and weekend dining with Zomato and Kotak Bank. Get flat 15% instant discount up to ₹150 on minimum food orders of ₹599.

15
Till 31 Dec 2026 KOTAKDINING dining
Discount
Flat 15% up to ₹150
Min Spend
₹599
Max Savings
₹150
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Zomato app and pick your favorite restaurant.
Step 2: Add dishes totaling ₹599 or more to your cart.
Step 3: Apply coupon code KOTAKDINING at the order review screen.
Step 4: Pay with any Kotak Mahindra Bank Credit Card to get 15% off up to ₹150 instantly.
Terms & Conditions

Valid on food delivery orders placed via Zomato mobile app. Minimum cart value of ₹599 is required. Maximum discount is capped at ₹150. Valid once per customer per week.

Use Code: KOTAKDINING
Visit Offer
BookMyShow

BookMyShow

Catch the newest blockbusters with Buy 1 Get 1 Free movie tickets up to ₹250 on BookMyShow using Kotak credit cards.

BOGO
Till 31 Dec 2026 entertainment
Discount
BOGO up to ₹250
Min Spend
2 tickets
Max Savings
₹250
Valid Until
31 Dec 2026
How to Avail
Step 1: Book 2 or more movie tickets on BookMyShow.
Step 2: In the payment section, select Kotak Credit Card offer under 'Unlock Offer or Apply Promocodes'.
Step 3: Settle the balance with your Kotak Credit Card.
Terms & Conditions

Valid on minimum booking of 2 tickets. Free ticket discount capped up to ₹250. Available on select Kotak credit cards (Privy, League, Zen).

Visit Offer
Swiggy

Swiggy

Order your favorite meals on Swiggy and get flat 15% instant savings up to ₹100 using Kotak credit cards with coupon KOTAK100.

15%
Till 31 Dec 2026 KOTAK100 dining
Discount
15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Order food on Swiggy app with minimum cart value of ₹499.
Step 2: Apply coupon code KOTAK100 on checkout.
Step 3: Pay using any Kotak Mahindra Bank Credit Card.
Terms & Conditions

Valid on minimum spend of ₹499. Maximum discount ₹100. Valid once per card per month on food orders.

Use Code: KOTAK100
Visit Offer
EaseMyTrip

EaseMyTrip

Enjoy up to ₹8,000 off on EaseMyTrip travel bookings with Kotak Bank Credit Card EMI using promo code KOTAKEMI (Domestic Flights: Flat 10% instant discount up to ₹1,800 on MOV ₹5,000).

10% (up to ₹1,800)
Till 31 Oct 2026 KOTAKEMI travel
Discount
Flat 10% up to ₹1,800 (Domestic Flights EMI); up to ₹8,000 on Int'l Hotels
Min Spend
₹5,000
Max Savings
₹1,800
Valid Until
31 Oct 2026
How to Avail
Step 1: Search domestic flights on EaseMyTrip.
Step 2: Enter promo code KOTAKEMI on payment page.
Step 3: Complete payment using Kotak Mahindra Bank Credit Card EMI.
Terms & Conditions

Valid on Kotak Bank Credit Cards EMI transactions on EaseMyTrip using code KOTAKEMI: Domestic Flights Flat 10% up to ₹1,800 (MOV ₹5,000), International Flights Flat 10% up to ₹5,000 (MOV ₹15,000), Domestic Hotels 15% up to ₹4,000, International Hotels 15% up to ₹8,000.

Use Code: KOTAKEMI
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Kotak Air+ Prime Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹400,000/month min
  • • Self-employed: ₹600,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹3,000.
You earn 2 reward points per eligible transaction. Each point is worth approximately ₹1.00. Welcome bonus: 2,500 Air Miles on fee payment on activation! Redeem for flights, hotels, vouchers via Kotak Mahindra Bank rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 4 per year
  • ✓ International: 2 per year
  • → 4 complimentary domestic airport lounge visits per year (max 2 per calendar quarter)
  • → 2 complimentary international airport lounge visits per year via Priority Pass
  • → 1% fuel surcharge waiver up to ₹4,500 per anniversary year
  • • Instant: Pre-approved Kotak Mahindra Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Kotak Air+ Prime Credit Card today and unlock amazing rewards and premium experiences.

Help Friends Save

Know someone considering this card?

Share this verified review so they make the right financial choice.

Community Reviews

What Users Say

💬

No reviews yet for Kotak Air+ Prime Credit Card.

Be the first to share your experience!

✍️

Share your experience

Sign in to write a review, share your approval data, and help others choose the right card.

Sign in with Google
Alternatives

Similar Cards

Compare before you decide

90
KOTAK MAHINDRA BANK
•••• •••• •••• ••••
Kotak White Reserve

Kotak White Reserve

Kotak Mahindra Bank

VISA
Fee Waiver Available
5 Reward Points
Lounge Access
Rewards
68
Fees
80
Benefits
81
Access
50
89
KOTAK MAHINDRA BANK
•••• •••• •••• ••••
Kotak Solitaire

Kotak Solitaire

Kotak Mahindra Bank

VISA
Zero Annual Fee
3 Reward Points
Lounge Access
Rewards
52
Fees
100
Benefits
84
Access
40
87
INDUSIND BANK
•••• •••• •••• ••••
IndusInd Avios

IndusInd Avios

IndusInd Bank

VISA
₹10,000/year
3 Reward Points
Lounge Access
Rewards
67
Fees
83
Benefits
67
Access
92
86
HSBC
•••• •••• •••• ••••
HSBC TravelOne

HSBC TravelOne

HSBC

MASTERCARD
Fee Waiver Available
2 Reward Points
Lounge Access
Rewards
48
Fees
88
Benefits
79
Access
65
View All Cards