IndusInd Pioneer Legacy
by IndusInd Bank · Data verified 2 days ago
Premium Pioneer card with nil annual fee and quarterly lounge access.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Nil annual fee
- Joining fee waivable on Rs.50K spend
- 8 international lounge visits per year
- 4 domestic lounge visits per year
Things to Consider
- Pioneer banking account required
- Standard 3.5% forex markup
- Domestic lounge requires Rs.1.5L quarterly spend from Apr 2026
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Weekday Spends | 1 pts/₹100 | |
| Weekend Spends | 2 pts/₹100 | |
| Utility Bills/Insurance/Government | 0.7 pts/₹100 |
Domestic Lounges
4 per year
Int'l Lounges
8 per year
Travel Insurance
₹25L cover
Golf Benefits
Complimentary
Fuel Savings
₹0/mo
Lost Card Cover
₹0
Add-On Card
Free
Dining
- •Reward points/cashback earned on dining transactions
- •Dining privileges at select partner restaurants
Shopping
- •1X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •4 domestic + 8 international lounge visits per year
- •Low forex markup of 1.8% on international transactions
- •Complimentary travel insurance coverage
- •1% fuel surcharge waiver
- •Complimentary golf sessions at select courses
Special Offers & Features
- •Total Protect: Covers unauthorized transactions up to credit limit, even 48 hours before reporting loss
- •Club Vistara redemption discontinued Oct 2024
- •InterMiles redemption discontinued Jan 2025
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
Card Features
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Pioneer Legacy
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Pioneer Legacy
- • Min age: 21 years
- • Salaried: ₹1,000,000/month min
- • Self-employed: ₹1,500,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 4 per year
- ✓ International: 8 per year
- → 1 complimentary domestic airport lounge visit per quarter on ₹1.5L spend in previous calendar quarter
- → 2 complimentary international airport lounge visits per quarter (8 per year) via Priority Pass
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Pioneer Legacy today and unlock amazing rewards and premium experiences.
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