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IndusInd Legend
80/100 · FREE
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•••• •••• •••• ••••
CARD HOLDER
YOUR NAME
EXPIRES
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IndusInd Bank
IndusInd Legend
VISA
PREMIUM
LIFETIME FREE
Premium VISA

IndusInd Legend

by IndusInd Bank · Data verified 2 days ago

Premium card with 3X rewards, weekend lounge access, golf benefits, and complimentary Zomato Gold membership.

80
Score
Based on rewards, fees, benefits & eligibility
FREE
Fee
Waiver available on spending
1
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
1 RP Earn
base reward rate
No Lounges
complimentary
Lifetime FREE
waiver available
80/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Net Annual Value

You save per year!

What's Great

  • Golf benefits
  • Good lounges
  • Lower forex

Things to Consider

  • Moderate rewards
  • Lounge access discontinued (March 2025)

Perfect For

Golfers Travelers

About This Card

Premium card with golf and travel benefits
Annual Fee
FREE
Joining Fee
FREE

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.49% - 3.83%
Foreign Transaction Fee
Markup on international txns
1.80%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹100/mo
Interest-Free Period
On new purchases if paid in full
20 to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹100.01-₹500
₹100
₹500.01-₹1,000
₹350
₹1,000.01-₹10,000
₹550
₹10,000.01-₹25,000
₹800
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,300
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹200
1
Reward Pts
₹0.75
Point Value
0.00%
Cashback
Welcome Bonus
No welcome bonus offered

Milestone Rewards

4,000 bonus reward points on spending ₹6,00,000 within an anniversary year

Reward Earning by Category

Category Reward Rate Details
Weekday Spends 1 pts/₹100 1 RP per ₹100 on weekdays
Weekend Spends 2 pts/₹100 2 RP per ₹100 on weekends
Point Value: 1 point = ₹0.75 | Redemption Fee: ₹149 + GST per request

Travel Insurance

₹25L cover

Golf Benefits

Complimentary

Fuel Savings

₹100/mo

Lost Card Cover

₹0

Movies

  • •Buy 1 Get 1 Free movie ticket on BookMyShow (up to ₹200 off per ticket, up to 3 free tickets per month)

Dining

  • •Reward points/cashback earned on dining transactions
  • •Dining privileges at select partner restaurants

Shopping

  • •1X points on eligible spends
  • •Contactless (tap-and-pay) enabled
  • •EMI conversion on purchases above Rs.2,500

Travel

  • •Low foreign currency markup of 1.8% on all international transactions
  • •Complimentary golf program: 1 complimentary golf game or lesson per quarter
  • •Comprehensive travel insurance cover including lost baggage and personal accident cover
  • •1% fuel surcharge waiver across all petrol pumps in India

Special Offers & Features

  • •Lounge access discontinued effective March 7, 2025
  • •Priority Pass usage charge: USD 35 per visit

EMI Options

  • •EMI conversion on purchases above Rs.2,500
  • •Tenure: 3, 6, 9, 12, 18, 24 months
  • •Interest rate: 12-24% p.a.

Reward Transfer Partners

British Airways
Ratio: 2:1
Min: 5,000 pts
Transfer: 5-7 days
Avios transfer
Turkish Airlines
Ratio: 2:1
Min: 5,000 pts
Transfer: 5-7 days
Miles&Smiles transfer
Qatar Airways
Ratio: 2:1
Min: 5,000 pts
Transfer: 5-7 days
Qmiles transfer

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic

Mobile Wallet Support

Google Pay Apple Pay Samsung Pay
80 out of 100

CardSahayak Score

"Apply Now" takes you to IndusInd Bank's official website.

Eligibility

Salaried ₹20,000/mo
Self-Employed ₹75,000/mo
Age 21-65 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Signature

Scores

Rewards 25/100
Fees 100/100
Benefits 47/100
Access 85/100

⚡ Quick Compare

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5 Active Offers

Deals & Offers

Exclusive offers available on IndusInd Legend

BookMyShow

BookMyShow

Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.

200
Till 31 Dec 2026 entertainment
Discount
Buy 1 Get 1 Free (up to ₹200)
Min Spend
None
Max Savings
₹200
Valid Until
31 Dec 2026
How to Avail
Step 1: Open BookMyShow app and choose cinema, showtime, and seats.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Terms & Conditions

Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.

Visit Offer
Zomato

Zomato

Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.

20
Till 31 Oct 2026 INDUSIND20 dining
Discount
Up to 20% off
Min Spend
₹599
Max Savings
₹150
Valid Until
31 Oct 2026
How to Avail
Step 1: Open Zomato app and pick your favorite restaurant.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Terms & Conditions

Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.

Use Code: INDUSIND20
Visit Offer
Swiggy

Swiggy

Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.

15%
Till 31 Dec 2026 INDUS150 dining
Discount
15% up to ₹150
Min Spend
₹599
Max Savings
₹150
Valid Until
31 Dec 2026
How to Avail
Step 1: Add food items of ₹599+ on Swiggy app.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Terms & Conditions

Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.

Use Code: INDUS150
Visit Offer
MakeMyTrip

MakeMyTrip

Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.

10%
Till 31 Dec 2026 MMTINDUS travel
Discount
Flat 10% up to ₹2,000
Min Spend
₹5,000
Max Savings
₹2,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Book domestic or international flight tickets on MakeMyTrip.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Terms & Conditions

Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.

Use Code: MMTINDUS
Visit Offer
Croma

Croma

Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.

₹3,500
Till 31 Dec 2026 shopping
Discount
Up to ₹3,500 Off
Min Spend
₹20,000
Max Savings
₹3,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Shop at Croma stores or online at croma.com.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Terms & Conditions

Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about IndusInd Legend

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹20,000/month min
  • • Self-employed: ₹75,000/month min
  • • CIBIL: 750+ recommended
IndusInd Legend comes with zero annual fee — completely free for life!
You earn 1 reward points per eligible transaction. Each point is worth approximately ₹0.75. Welcome bonus: No welcome bonus offered on activation! Redeem for flights, hotels, vouchers via IndusInd Bank rewards portal.
No complimentary lounge access. Consider a premium card for this benefit.
  • • Instant: Pre-approved IndusInd Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for IndusInd Legend today and unlock amazing rewards and premium experiences.

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