IndusInd Celesta
by IndusInd Bank · Data verified 2 days ago
Women-focused premium card with spa and wellness benefits
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Unlimited complimentary domestic airport lounge access (subject to ₹1.5L quarterly spend criteria)
- 2 complimentary international airport lounge visits per quarter (8 per year) via Priority Pass
- Buy 1 Get 1 free movie tickets on BookMyShow (up to 3 free tickets per month worth up to ₹350 each)
- Complimentary golf games and lessons every month
- Accelerated rewards on international transactions
Things to Consider
- Very high joining fee of ₹25,000 + GST
- ₹1,50,000 quarterly spend required for unlimited domestic lounge access
- High annual fee waiver threshold of ₹10 Lakhs
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| International BONUS | 3 pts/₹100 | 3 RP per Rs.100 on international spends |
| Domestic | 1 pts/₹100 | 1 RP per Rs.100 on domestic spends |
| Utilities/Bills/Insurance/Education/Rent | 0.7 pts/₹100 | 0.7 RP per Rs.100 on utility, insurance, govt, education, rent |
| Fuel | — | No reward points on fuel transactions |
Domestic Lounges
999 per year
Int'l Lounges
8 per year
Travel Insurance
₹25L cover
Golf Benefits
Complimentary
Fuel Savings
₹500/mo
Lost Card Cover
₹0
Add-On Card
Free
Movies
- •Buy 1 Get 1 free movie ticket up to ₹350 on BookMyShow (up to 3 free tickets per month)
Dining
- •Reward points/cashback earned on dining transactions
- •Dining privileges at select partner restaurants
Shopping
- •1X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •1 complimentary golf game and 1 complimentary golf lesson per month at select clubs
- •Travel insurance sub-limits: ₹1,00,000 lost baggage, ₹5,000 delayed baggage, ₹50,000 loss of passport
- •Complimentary Club Marriott membership and Tablet Plus VIP hotel privileges
Special Offers & Features
- •1% Fee + GST on wallet loading over Rs.20,000/statement cycle
- •1% Fee + GST on education payments via third-party apps over Rs.45,000/statement cycle
- •USD 35 per excess international lounge visit beyond 2/quarter
- •USD 35 per guest for lounge visits
- •Balance enquiry at non-IndusInd ATMs: Rs.25
- •Dynamic Currency Conversion (DCC) markup fee applicable from June 2026 for transactions in INR at overseas merchants
- •Rent payment: Exempt from 1% surcharge on rent transactions via third-party merchants
- •Fuel surcharge: 1% waiver on transactions Rs.400-Rs.4,000. Effective 15 June 2026, 1% Fee + GST on cumulative fuel transactions exceeding threshold per statement cycle
- •Railway booking surcharge: As applicable
- •Reward redemption fee: ₹149 for cash, ₹100 for other categories
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to IndusInd Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on IndusInd Celesta
BookMyShow
Catch latest blockbuster movies across theaters nationwide with IndusInd Bank Credit Cards. Enjoy Buy 1 Get 1 complimentary movie ticket up to ₹200 on BookMyShow.
Step 2: On payment screen, select Credit Card Offers.
Step 3: Select IndusInd Bank Credit Card Offer.
Step 4: Enter card details to get your complimentary ticket up to ₹200.
Valid on booking minimum 2 movie tickets. Maximum discount of ₹200 on the second ticket. Quotas refresh daily at 10 AM. Applicable on all cinema formats including 2D, 3D, and IMAX. Convenience charges payable by customer.
Zomato
Gourmet food delivered to your door with great savings. IndusInd cardholders get up to 20% instant discount on food delivery orders on Zomato using promo code INDUSIND20.
Step 2: Add delicacies worth ₹399 or more to your food cart.
Step 3: Apply coupon code INDUSIND20 on payment review screen.
Step 4: Pay using your IndusInd Bank Card to save up to 20% instant discount.
Up to 20% instant discount on Zomato, min order ₹399, valid thrice per month with code INDUSIND20.
Swiggy
Get flat 15% instant discount up to ₹150 on delicious food orders on Swiggy with IndusInd Bank Credit Cards using code INDUS150.
Step 2: Apply coupon code INDUS150 on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card to get 15% off.
Valid on minimum cart value of ₹599. Maximum discount ₹150. Valid twice per cardholder per month.
MakeMyTrip
Fly anywhere with 10% instant discount up to ₹2,000 on flight bookings on MakeMyTrip using your IndusInd Bank Credit Card.
Step 2: Enter promo code MMTINDUS on payment screen.
Step 3: Pay with your IndusInd Bank Credit Card.
Valid on minimum transaction of ₹5,000. Maximum discount ₹2,000. Valid on eligible credit cards once per month.
Croma
Save up to ₹3,500 on home entertainment, smartphones, and laptops at Croma using IndusInd Bank Credit Cards.
Step 2: Ensure transaction value is ₹20,000 or more.
Step 3: Pay with IndusInd Bank Credit Card to get instant discount.
Valid on minimum cart value of ₹20,000. Maximum discount ₹3,500. Valid on select electronics.
Frequently Asked Questions
Everything you need to know about IndusInd Celesta
- • Min age: 18 years
- • Salaried: ₹40,000/month min
- • Self-employed: ₹50,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 999 per year
- ✓ International: 8 per year
- → Unlimited complimentary domestic airport lounge access on spending ₹1,50,000 in previous calendar quarter via Dreamfolks
- → 2 complimentary international airport lounge visits per quarter (8 per year) via Priority Pass
- • Instant: Pre-approved IndusInd Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for IndusInd Celesta today and unlock amazing rewards and premium experiences.
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