Federal Bank Visa Signet
by Federal Bank · Data verified 2 days ago
Entry-level lifetime free Federal Bank card for young spenders. 3X on Electronics & Apparel, 2X on Entertainment, domestic lounge, Swiggy vouchers, INOX BOGO, 1% fuel waiver. Zero fees.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Completely lifetime free — zero joining and annual fees
- 3X rewards on Electronics & Apparel — great for gadget buyers
- 2X rewards on Entertainment — ideal for movie and OTT subscribers
- Industry-lowest APR starting from 1.99% per month
- Rs. 500 Amazon Pay welcome voucher on just Rs. 3,000 spend
- Swiggy vouchers as ongoing benefit
- BOGO movie tickets at INOX
- Domestic airport lounge access included
- 1% fuel surcharge waiver nationwide
- Contactless payments up to Rs. 5,000 without PIN
Things to Consider
- Forex markup of 3.5% — not ideal for international use
- Reward redemption fee of Rs. 99 per request
- No international lounge access
- Cash advance limit of only 10% of credit limit — lowest among Federal variants
- Entry-level card with fewer premium perks compared to Celesta/Imperio
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Electronics & Apparel | — | |
| Entertainment | — | |
| All Other Spends | — |
Domestic Lounges
4 per year
Concierge
24/7 assistance
Lost Card Cover
₹0
Add-On Card
₹100
Movies
- •Buy One Get One (BOGO) movie tickets at INOX once a quarter (up to ₹100 discount on second ticket)
Dining
- •Swiggy vouchers as onboarding/ongoing benefit
Shopping
- •3X rewards on Electronics & Apparel spends
- •2X rewards on Entertainment spends
- •Amazon Pay e-Voucher Rs. 500 welcome benefit on Rs. 3,000 spend in 30 days
- •EMI conversion for high-value purchases
- •Visa Deals & Offers — ongoing cashback across brands
Travel
- •1 complimentary domestic airport lounge access per quarter (unlocked on spending \u20b920,000 in preceding calendar quarter)
- •1% fuel surcharge waiver on transactions between \u20b9400 and \u20b95,000 across all fuel stations in India
Special Offers & Features
- •Lifetime free — zero joining and annual fee
- •4 complimentary domestic lounge visits per year
- •Reward points on all eligible purchases
- •1% fuel surcharge waiver
EMI Options
- •Easy EMI: Convert transactions of ₹2,500+ into EMIs directly via FedMobile app
- •Tenures available from 3, 6, 9, 12, 18 to 24 months with competitive interest rates
- •Zero documentation and instant online approval
Card Features
CardSahayak Score
"Apply Now" takes you to Federal Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Federal Bank Visa Signet
Amazon
Kickstart your card journey with shopping rewards. New Federal Bank Credit Cardholders receive Amazon Pay E-Gift Vouchers worth up to ₹600 upon completing their first spend.Redeem your voucher for Amazon shopping, bill payments, flight bookings, or utility recharges.
Step 2: Complete first retail transaction of ₹1,000+ within 30 days of card issuance.
Step 3: Receive Amazon Pay E-Voucher code via registered SMS and email within 30 days.
Step 4: Add gift card to Amazon Pay balance and enjoy shopping rewards.
Valid for newly approved Federal Bank retail credit cardholders only. Cardholder must make minimum retail spend of ₹1,000 within 30 days of card setup. Amazon Pay Gift voucher worth varies by card variant (₹200 for Celesta, ₹400 for Imperio, ₹600 for Signet). ATM cash withdrawals and wallet loads excluded from qualification.
Swiggy
Get 10% instant discount on Swiggy food orders above ₹499 using Federal Bank cards — up to ₹150 on Credit Cards and ₹100 on Debit Cards. Valid Friday to Sunday, once per card per month till 31st December 2026.
Step 2: Enter promo code FEDSWIGGY on checkout.
Step 3: Pay using Federal Bank Credit Card.
Step 4: Receive flat ₹100 instant discount on your order.
Get 10% instant discount on orders above ₹499 using Federal Bank cards - up to ₹150 on credit cards and ₹100 on debit cards. Valid Friday to Sunday, once per card per month till 31st December 2026.
EaseMyTrip
Enjoy zero convenience fee and extra savings on EaseMyTrip with Federal Bank Credit Cards. Get flat 12% instant discount up to ₹1,800 on domestic flights.
Step 2: Book domestic flight with min ticket value ₹4,500.
Step 3: Enter coupon code FEDEMT at checkout.
Step 4: Pay with Federal Bank Credit Card to get up to ₹1,800 instant discount.
Valid on domestic flight bookings across India. Minimum transaction value of ₹4,500 is required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per month.
Croma
Upgrade your digital lifestyle with Federal Bank Credit Cards at Croma. Get up to ₹3,500 instant discount on laptops, televisions, and kitchen appliances.
Step 2: Add consumer electronics worth ₹20,000 or more.
Step 3: Select Federal Bank Credit Card offer at payment checkout.
Step 4: Receive up to ₹3,500 instant discount on your order.
Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.
Frequently Asked Questions
Everything you need to know about Federal Bank Visa Signet
- • Min age: 21 years
- • Salaried: ₹25,000/month min
- • Self-employed: ₹25,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 4 per year
- → 1 complimentary domestic airport lounge access per calendar quarter, unlocked by spending ₹20,000 or more in the previous calendar quarter
- • Instant: Pre-approved Federal Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Federal Bank Visa Signet today and unlock amazing rewards and premium experiences.
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