Federal Bank Visa Imperio
by Federal Bank · Data verified 2 days ago
Lifetime free Federal Bank family card with 3X on Healthcare & Grocery, 2X on Utility bills, BigBasket vouchers on Rs.50K quarterly, domestic lounge, INOX BOGO, 15% dining at partner hotels. Zero fees.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Completely lifetime free \u2014 zero joining and annual fees
- 3X reward points on Healthcare & Grocery spends
- 2X reward points on utility bill payments (electricity, gas, mobile)
- Low dynamic APR starting from 1.99% per month (based on relationship)
- 2 complimentary domestic lounge visits per quarter (on ₹40k quarterly spend)
- Buy One Get One free movie ticket at INOX once per quarter
- BigBasket voucher milestone on ₹50,000 quarterly spend
- 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000
Things to Consider
- Standard foreign currency markup of 3.50% + GST
- ₹40,000 previous-quarter spend requirement to access airport lounges
- ₹99 redemption fee per reward redemption request
- No international lounge access
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Healthcare & Grocery | — | |
| Utility (Electricity, Gas, Mobile) | — | |
| All Other Spends | — |
Domestic Lounges
8 per year
Concierge
24/7 assistance
Fuel Savings
₹150/mo
Lost Card Cover
₹0
Add-On Card
₹100
Movies
- •Buy One Get One (BOGO) free movie ticket booked via INOX once per quarter
Dining
- •FedDelights dining program — up to 15% off at partner hotels
- •Complimentary BigBasket vouchers on quarterly spends of Rs. 50,000
Shopping
- •3X rewards on Healthcare & Grocery spends
- •2X rewards on Utility bill payments
- •Visa Deals & Offers — ongoing cashback across brands
Travel
- •2 complimentary domestic airport lounge visits per calendar quarter (unlocked on spending \u20b940,000 in preceding calendar quarter)
- •1% fuel surcharge waiver on transactions between \u20b9400 and \u20b95,000 across all fuel stations in India
Reward Exclusions
- ✕ Fuel (MCC 5541, 7983, 5172, 5542)
- ✕ Government Services (MCC 9399, 4784, 9311, 9222, 9402, 4011, 9405, 9211)
Special Offers & Features
- •Add-on card fee: ₹100 + GST per card
- •Welcome bonus: Requires min ₹5,000 spend in first 30 days
- •Eligibility: AMB of ₹2L or ₹1L+TRV ₹10L or TRV ₹25L
EMI Options
- •Easy EMI: Convert transactions of ₹2,500+ into EMIs directly via FedMobile app
- •Tenures available from 3, 6, 9, 12, 18 to 24 months with competitive interest rates
- •Zero documentation and instant online approval
Card Features
CardSahayak Score
"Apply Now" takes you to Federal Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Federal Bank Visa Imperio
Amazon
Kickstart your card journey with shopping rewards. New Federal Bank Credit Cardholders receive Amazon Pay E-Gift Vouchers worth up to ₹600 upon completing their first spend.Redeem your voucher for Amazon shopping, bill payments, flight bookings, or utility recharges.
Step 2: Complete first retail transaction of ₹1,000+ within 30 days of card issuance.
Step 3: Receive Amazon Pay E-Voucher code via registered SMS and email within 30 days.
Step 4: Add gift card to Amazon Pay balance and enjoy shopping rewards.
Valid for newly approved Federal Bank retail credit cardholders only. Cardholder must make minimum retail spend of ₹1,000 within 30 days of card setup. Amazon Pay Gift voucher worth varies by card variant (₹200 for Celesta, ₹400 for Imperio, ₹600 for Signet). ATM cash withdrawals and wallet loads excluded from qualification.
Swiggy
Get 10% instant discount on Swiggy food orders above ₹499 using Federal Bank cards — up to ₹150 on Credit Cards and ₹100 on Debit Cards. Valid Friday to Sunday, once per card per month till 31st December 2026.
Step 2: Enter promo code FEDSWIGGY on checkout.
Step 3: Pay using Federal Bank Credit Card.
Step 4: Receive flat ₹100 instant discount on your order.
Get 10% instant discount on orders above ₹499 using Federal Bank cards - up to ₹150 on credit cards and ₹100 on debit cards. Valid Friday to Sunday, once per card per month till 31st December 2026.
EaseMyTrip
Enjoy zero convenience fee and extra savings on EaseMyTrip with Federal Bank Credit Cards. Get flat 12% instant discount up to ₹1,800 on domestic flights.
Step 2: Book domestic flight with min ticket value ₹4,500.
Step 3: Enter coupon code FEDEMT at checkout.
Step 4: Pay with Federal Bank Credit Card to get up to ₹1,800 instant discount.
Valid on domestic flight bookings across India. Minimum transaction value of ₹4,500 is required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per month.
Croma
Upgrade your digital lifestyle with Federal Bank Credit Cards at Croma. Get up to ₹3,500 instant discount on laptops, televisions, and kitchen appliances.
Step 2: Add consumer electronics worth ₹20,000 or more.
Step 3: Select Federal Bank Credit Card offer at payment checkout.
Step 4: Receive up to ₹3,500 instant discount on your order.
Valid on select electronic products. Minimum spend of ₹20,000 required. Valid on Full Swipe and EMI transactions. Limit of 1 transaction per card per month.
Frequently Asked Questions
Everything you need to know about Federal Bank Visa Imperio
- • Min age: 21 years
- • Salaried: ₹30,000/month min
- • Self-employed: ₹45,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 8 per year
- → 2 complimentary domestic airport lounge visits per calendar quarter (8 visits per year), subject to spending ₹40,000 or more in the previous calendar quarter
- • Instant: Pre-approved Federal Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Federal Bank Visa Imperio today and unlock amazing rewards and premium experiences.
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