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Equitas Bank Tiga Credit Card
73/100 · ₹500/yr
Apply
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Equitas Small Finance Bank
Equitas Bank Tiga Credit Card
RuPay
Rewards RUPAY

Equitas Bank Tiga Credit Card

by Equitas Small Finance Bank · Data verified 2 days ago

Experience the Power of 3 with Lifetime Free card, 3X rewards on UPI & contactless, and auto 3-month split payments.

73
Score
Based on rewards, fees, benefits & eligibility
₹500
Fee
Waiver available on spending
0
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
0 RP Earn
base reward rate
No Lounges
complimentary
₹500/yr
waiver available
73/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹500
Net Annual Value

You save per year!

What's Great

  • 100% Lifetime Free with no joining or recurring charges
  • 3X rewards on UPI QR scans and contactless tap-and-pay
  • 0.99% p.m. promotional interest rate for the initial 3 months
  • Built-in Pay by 3 EMI flexibility for partner merchants

Things to Consider

  • No complimentary airport lounge access
  • Modest base reward point return

Perfect For

Digital spenders using UPI and contactless payments who value 3-month split purchases

About This Card

Equitas Bank Tiga embraces the number 3: Lifetime Free membership, 3X Rewards on UPI and contactless payments, 0.99% promotional APR for 3 months, and innovative 'Pay by 3' auto-conversion into 3 low-cost monthly installments.
Annual Fee
₹500
Waiver
Waived on annual spends of ₹1,20,000 in preceding year (frequently issued Lifetime Free under promotional offers)
Joining Fee
₹500

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
0.99% - 3.49%
Foreign Transaction Fee
Markup on international txns
3.49%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹100/mo
Interest-Free Period
On new purchases if paid in full
48
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹101-₹500
₹100
₹501-₹1,000
₹350
₹1,001-₹5,000
₹500
₹5,001-₹10,000
₹750
>₹10,000
₹1,000
0
Reward Pts
₹0.25
Point Value
0.00%
Cashback
Welcome Bonus
300 bonus reward points on first transaction within 30 days

Milestone Rewards

Earn 333 bonus reward points on monthly spends crossing ₹15,000

Reward Earning by Category

Category Reward Rate Details
UPI QR & Tap-and-Pay Transactions 3X
Other Retail Purchases 1X
Point Value: 1 point = ₹0.25

Fuel Savings

₹100/mo

Dining

  • •3X rewards on contactless cafe and quick-service dining payments

Shopping

  • •Pay by 3 program splits purchases into 3 convenient monthly installments with minimal interest

Partner Benefits

  • •Exclusive partner discounts across Tata Cliq, Netmeds, Skullcandy, and 1% Club

Special Offers & Features

  • •Introductory 0.99% monthly APR for first 3 months from issuance

EMI Options

  • •Automatic Pay-by-3 low-interest 3-month split options at checkout

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
73 out of 100

CardSahayak Score

"Apply Now" takes you to Equitas Small Finance Bank's official website.

Eligibility

Salaried ₹25,000/mo
Self-Employed ₹35,000/mo
Age 21-60 yrs
CIBIL 700+
Employment Salaried / Self-Employed
Card Variant RuPay Digital

Scores

Rewards 21/100
Fees 90/100
Benefits 23/100
Access 84/100

⚡ Quick Compare

Compare with other cards to find the best fit.

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1 Active Offer

Deals & Offers

Exclusive offers available on Equitas Bank Tiga Credit Card

Swiggy

Swiggy

Get 15% instant discount up to ₹100 on dining and food deliveries on Swiggy using any Equitas Bank Credit Card.

15
Till 31 Dec 2026 EQUITAS15 dining
Discount
Flat 15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Swiggy app.
Step 2: Add items worth ₹499 or more.
Step 3: Apply code EQUITAS15.
Step 4: Pay using Equitas Bank Credit Card.
Terms & Conditions

Valid on all Equitas Small Finance Bank Credit Cards. Minimum order ₹499. Maximum discount ₹100.

Use Code: EQUITAS15
Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Equitas Bank Tiga Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹25,000/month min
  • • Self-employed: ₹35,000/month min
  • • CIBIL: 700+ recommended
The annual fee is ₹500. The fee can be waived by Waived on annual spends of ₹1,20,000 in preceding year (frequently issued Lifetime Free under promotional offers).
You earn 0 reward points per eligible transaction. Each point is worth approximately ₹0.25. Welcome bonus: 300 bonus reward points on first transaction within 30 days on activation! Redeem for flights, hotels, vouchers via Equitas Small Finance Bank rewards portal.
No complimentary lounge access. Consider a premium card for this benefit.
  • • Instant: Pre-approved Equitas Small Finance Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Equitas Bank Tiga Credit Card today and unlock amazing rewards and premium experiences.

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