Equitas Bank Selfe Credit Card
76/100
·
₹1,000/yr
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CARD HOLDER
YOUR NAME
EXPIRES
••/••
Equitas Small Finance Bank
Equitas Bank Selfe Credit Card
Visa
Rewards
VISA
Equitas Bank Selfe Credit Card
by Equitas Small Finance Bank · Data verified 2 days ago
Customizable rewards card offering 5X rewards on your choice of 2 lifestyle categories and OTT brand memberships.
76
Score
Based on rewards, fees, benefits & eligibility
₹1K
Fee
Waiver available on spending
0
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
0 RP Earn
base reward rate
4 per year Lounges
complimentary
₹1,000/yr
waiver available
76/100
CardSahayak rating
Reward Calculator
How Much Can You Earn?
Calculate your potential rewards with this card
₹
/month
₹10,000
₹5,00,000
Your Annual Benefits
Reward Points
pts
₹
Annual Fee
Card membership
-₹1,000
Net Annual Value
You save per year!
What's Great
- Customizable 5X rewards on 2 categories tailored to your personal spend habits
- Welcome perk includes choice of 2 premium brand subscriptions (Amazon Prime, etc.)
- Quarterly domestic airport lounge access
- Low annual spend of ₹75,000 for annual fee waiver
Things to Consider
- Category selection is locked after setup
- Lounge visit requires ₹20,000 quarterly spend qualification
Perfect For
Customizers who want high rewards on specific spending categories and free streaming subscriptions
About This Card
Equitas Bank Selfe puts you in control with personalized rewards. Select 2 preferred categories (Apparel, Dining, Grocery, Utility, or Commute) to earn 5X points, receive 2 complimentary OTT/subscription memberships, and enjoy domestic lounge access.
Annual Fee
₹1,000
Waiver
Waived on annual spends of ₹2,40,000 in preceding anniversary year
Joining Fee
₹1,000
Waiver
Waived on spending ₹15,000 in first 90 days
Other Charges
Interest Rate (APR)
Monthly on outstanding balance
3.49% - 3.49%
Foreign Transaction Fee
Markup on international txns
3.49%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹150/mo
Interest-Free Period
On new purchases if paid in full
48
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹250) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹101-₹500
₹100
₹501-₹1,000
₹350
₹1,001-₹5,000
₹500
₹5,001-₹10,000
₹750
>₹10,000
₹1,000
0
Reward Pts
₹0.25
Point Value
0.00%
Cashback
Welcome Bonus
Choice of 2 complimentary brand memberships (Amazon Prime, SonyLIV, Zee5, etc.) on first spend in 30 days
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Two Chosen Preferred Spend Categories | 5X | |
| General Everyday Purchases | 1X |
Point Value: 1 point = ₹0.25
Domestic Lounges
4 per year
Fuel Savings
₹150/mo
Dining
- •Option to select Dining as 5X category to earn 2.5% effective reward rate
Shopping
- •Choose Apparel or Grocery as your dedicated 5X rewards accelerator
Travel
- •1 complimentary domestic airport lounge visit per quarter across major Indian airports
Partner Benefits
- •Complimentary OTT subscriptions including Amazon Prime, SonyLIV, or Zee5 upon activation
Special Offers & Features
- •Personalized card design selection during online application
EMI Options
- •Split retail transactions above ₹2,000 into flexible EMIs via Equitas Mobile Banking
Card Features
Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
76
out of 100
CardSahayak Score
"Apply Now" takes you to Equitas Small Finance Bank's official website.
Eligibility
Salaried
₹30,000/mo
Self-Employed
₹40,000/mo
Age
21-60 yrs
CIBIL
720+
Employment
Salaried / Self-Employed
Card Variant
Platinum
Scores
Rewards
25/100
Fees
92/100
Benefits
35/100
Access
84/100
1 Active Offer
Deals & Offers
Exclusive offers available on Equitas Bank Selfe Credit Card
Swiggy
Get 15% instant discount up to ₹100 on dining and food deliveries on Swiggy using any Equitas Bank Credit Card.
15
Till 31 Dec 2026
EQUITAS15
dining
Discount
Flat 15% up to ₹100
Min Spend
₹499
Max Savings
₹100
Valid Until
31 Dec 2026
How to Avail
Step 1: Open Swiggy app.
Step 2: Add items worth ₹499 or more.
Step 3: Apply code EQUITAS15.
Step 4: Pay using Equitas Bank Credit Card.
Step 2: Add items worth ₹499 or more.
Step 3: Apply code EQUITAS15.
Step 4: Pay using Equitas Bank Credit Card.
Terms & Conditions
Valid on all Equitas Small Finance Bank Credit Cards. Minimum order ₹499. Maximum discount ₹100.
Use Code:
EQUITAS15
Visit Offer
❓ FAQ
Frequently Asked Questions
Everything you need to know about Equitas Bank Selfe Credit Card
To be eligible, you need:
- • Min age: 21 years
- • Salaried: ₹30,000/month min
- • Self-employed: ₹40,000/month min
- • CIBIL: 720+ recommended
The annual fee is ₹1,000.
The fee can be waived by Waived on annual spends of ₹2,40,000 in preceding anniversary year.
You earn 0 reward points per eligible transaction. Each point is worth approximately ₹0.25.
Welcome bonus: Choice of 2 complimentary brand memberships (Amazon Prime, SonyLIV, Zee5, etc.) on first spend in 30 days on activation!
Redeem for flights, hotels, vouchers via Equitas Small Finance Bank rewards portal.
Yes! Complimentary lounge access:
- ✓ Domestic: 4 per year
- → 1 complimentary domestic airport lounge visit per calendar quarter (4/year) on spending ₹20,000 in previous quarter
- • Instant: Pre-approved Equitas Small Finance Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Equitas Bank Selfe Credit Card today and unlock amazing rewards and premium experiences.
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