Axis Rewards
by Axis Bank · Data verified 2 days ago
Entry rewards card with milestone benefits and entertainment offers.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Annual fee waived on spending ₹2 lakh/year
- Earn 1.00% reward rate on spends
- Welcome bonus: ₹150 Swiggy discount
- 1% fuel surcharge waiver at all fuel stations
Things to Consider
- Low base reward rate of 2 EDGE points per ₹125 spent (~0.32% effective return)
- Accelerated 10X on apparel/department stores capped at 1,000 EDGE points per month
- High ₹2 Lakh annual spend required to waive the ₹1,000 + GST annual fee
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Apparel & Departmental Stores BONUS | 8 pts/₹100 | 10 EDGE REWARD Points per ₹125 at apparel & departmental stores (capped at 1,008 points/month) (Cap: 1,008 points) |
| Other | 1.6 pts/₹100 | 2 EDGE REWARD Points per ₹125 on all other eligible spends |
Domestic Lounges
8 per year
Travel Insurance
₹0L cover
Fuel Savings
₹400/mo
Purchase Protection
₹100,000 cover
Lost Card Cover
₹0
Dining
- •15% off at partner restaurants via Dining Delights Program
Shopping
- •10X EDGE REWARD Points (10 points per ₹125) on apparel & departmental stores
- •Monthly cap of 1,008 accelerated points on shopping category
Travel
- •2 complimentary domestic lounge visits per quarter (requires ₹50,000 spend in preceding 3 months)
- •Baggage delay cover up to USD 300
- •Loss of check-in baggage cover up to USD 500
- •Lost travel documents cover up to USD 300
- •1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Special Offers & Features
- •30% off on Swiggy orders (max ₹150, min order ₹200, twice per calendar month, code AXIS30)
- •Credit Shield cover of up to ₹1,00,000
- •GST charged on fuel surcharge is non-refundable
- •Add-on card fee: Nil
- •Eligibility: Resident Indian with stable income
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
- •No-cost EMI at partner merchants
Card Features
CardSahayak Score
"Apply Now" takes you to Axis Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Axis Rewards
Flipkart
Unlock major savings on your online shopping with Flipkart and Axis Bank. Enjoy a flat 10% instant discount up to ₹1,500 on minimum spends of ₹4,999 across electronics, fashion, beauty, and home essentials.Save on leading smartphone brands, headphones, smartwatches, and wardrobe updates with instant price drops at checkout.
Step 2: Add eligible smartphones, electronics, appliances, or apparel worth ₹4,999+ to your shopping cart.
Step 3: Proceed to the payment page and choose Axis Bank Credit Card.
Step 4: The 10% instant discount up to ₹1,500 is calculated and deducted automatically before OTP verification.
Valid on eligible purchases across Flipkart marketplace. Minimum transaction value of ₹4,999 is required. Maximum instant discount is capped at ₹1,500 per card during promotional sales windows. Applicable on both Full Swipe and EMI transactions on retail Axis Bank Credit Cards. Excludes Flipkart Axis Bank Credit Card on categories where card gives 5% base cashback.
Swiggy
Dine in style with exclusive Axis Bank food perks. Get flat ₹125 off on every Swiggy food delivery order above ₹499 with your Axis Bank Credit Card.Use coupon code AXIS125 on checkout to enjoy double savings on weekday lunches and weekend family feasts.
Step 2: Add dishes totaling ₹499 or more from partner restaurants to your bag.
Step 3: In the promo code box, enter coupon AXIS125.
Step 4: Pay using your Axis Bank Credit Card to get an instant ₹125 price cut.
Valid twice per customer per calendar month. Minimum food order amount of ₹499 excluding delivery charges and GST. Valid only on food delivery orders placed via Swiggy mobile application. Not applicable on Instamart or Dineout payments.
EaseMyTrip
Fly anywhere across India with premium flight savings on EaseMyTrip. Axis Bank credit cardholders unlock a flat 12% instant discount up to ₹2,000 on bookings of ₹5,000 and above.Book IndiGo, Air India, Akasa Air, and SpiceJet flights with code EMTAXIS for guaranteed upfront airfare savings.
Step 2: Choose your flight tickets with total booking amount of ₹5,000+.
Step 3: Enter promo code EMTAXIS at the payment summary stage.
Step 4: Pay with your Axis Bank Credit Card to reduce your fare by up to ₹2,000 instantly.
Valid on domestic flight ticket bookings across all Indian airports. Minimum booking value of ₹5,000 is required. Maximum discount is ₹2,000 per booking. Limit of one redemption per cardholder per calendar month. Excludes corporate and prepaid cards.
EazyDiner
Indulge in 5-star buffets and fine dining across top Indian metros. EazyDiner and Axis Bank offer an extra 15% instant discount up to ₹500 on restaurant bills settled via PayEazy.Stack this discount with existing 20-50% restaurant offers to enjoy premium culinary experiences at unbeatable rates.
Step 2: Enjoy your meal at the venue.
Step 3: Inform the staff you are settling the bill via PayEazy on the EazyDiner app.
Step 4: Select Axis Bank Credit Card to apply an automatic 15% extra discount up to ₹500 on the final bill.
Valid on PayEazy transactions at participating restaurants on EazyDiner. Minimum bill amount of ₹1,500 is required. Maximum instant discount is ₹500. Valid once per customer per calendar week. Stackable on top of restaurant table discounts.
Myntra
Revamp your wardrobe with top international and domestic fashion labels. Get flat 10% instant discount up to ₹750 on Myntra orders of ₹2,999 and above with Axis Bank Credit Cards.Use code AXISMYNTRA on checkout to enjoy instant fashion savings.
Step 2: Select eligible clothing, footwear, accessories, or cosmetics worth ₹2,999+.
Step 3: On the checkout screen, enter coupon AXISMYNTRA.
Step 4: Pay using your Axis Bank Credit Card to get an instant 10% discount up to ₹750.
Applicable on select catalogue products on Myntra platforms. Minimum cart value of ₹2,999 is required. Maximum discount capped at ₹750 per order. Valid once per user per calendar month.
BookMyShow
Unlock Buy 1 Get 1 Free movie tickets and entertainment passes on BookMyShow using your eligible Axis Bank Credit Card.
Step 2: On payment page, click 'Unlock Offer or Apply Promocodes' and choose Axis Bank.
Step 3: Enter your Axis Bank Credit Card details to receive complimentary 2nd ticket.
Buy 1 Get 1 Free capped at ₹300-₹500 per ticket depending on card tier (Select, Olympus, Reserve, Burgundy Private). 10% off up to ₹100 on Neo.
Zomato Dining
Axis Bank Dining Delights: Savor extraordinary culinary savings with flat 15% off up to ₹500 at premier partner restaurants via Zomato Dining.
Step 2: Select Axis Bank Credit Card at checkout to unlock flat 15% instant savings up to ₹500.
Valid on minimum bill value of ₹2,000. Maximum discount ₹500 per transaction. Axis Dining Delights program applies across 10,000+ restaurants.
Croma
Get up to ₹3,500 instant discount on electronics, home appliances, and smart gadgets at Croma with your Axis Bank Credit Card.
Step 2: Minimum cart threshold ₹20,000.
Step 3: Pay with your Axis Bank Credit Card or Card EMI to receive instant discount.
Valid on minimum purchase of ₹20,000. Maximum discount ₹3,500. Valid on eligible credit cards.
Frequently Asked Questions
Everything you need to know about Axis Rewards
- • Min age: 18 years
- • Salaried: ₹15,000/month min
- • Self-employed: ₹25,000/month min
- • CIBIL: 700+ recommended
- ✓ Domestic: 8 per year
- → 2 complimentary domestic airport lounge visits per calendar quarter (8 per year), subject to minimum spend of ₹50,000 in the preceding 3 calendar months (waived for newly issued cards in the month of issuance plus next 3 months)
- • Instant: Pre-approved Axis Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Axis Rewards today and unlock amazing rewards and premium experiences.
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