Axis Reserve
by Axis Bank · Data verified 2 days ago
Indias most exclusive card with 15,000 EDGE REWARD Points welcome, ITC Culinaire + Accor Plus + Club Marriott memberships (Accor/Marriott removed April 2, 2026), 50 golf rounds/year, airport concierge. Ultra-premium lifestyle card.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 15 EDGE Reward Points per ₹200 on domestic retail spends (7.5 RP/₹100)
- 2X accelerated rewards: 30 EDGE Reward Points per ₹200 on international spends
- Unlimited domestic and international airport lounge access for primary and add-on cardholders
- 12 complimentary guest visits per year for both domestic and international lounges
- Ultra-low 1.5% forex markup fee on international transactions
- 8 complimentary airport VIP concierge meet-and-assist services per year
- Complimentary luxury memberships: Accor Plus, Club Marriott, and ITC Culinaire
- 50 complimentary golf rounds per year at premier golf destinations
- Buy 1 Get 1 Free on BookMyShow (up to 5 movie tickets and 5 non-movie event tickets per month)
- 15,000 EDGE Reward Points upon card activation and first spend within 30 days
- Annual fee waiver on ₹35 Lakh annual spend
Things to Consider
- High annual fee of ₹50,000 + GST
- Available strictly by invitation or premium banking relationship
- High annual fee waiver spend threshold of ₹35 Lakh
- Chauffeured luxury airport transfers discontinued (April 2024)
- Oberoi Hotels & Resorts partnership discontinued
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Travel BONUS | 15 pts/₹100 | 30 EDGE per ₹200 on international spends (15/₹100); up to credit limit |
| Shopping | 7.5 pts/₹100 | 15 EDGE per ₹200 on domestic spends (7.5/₹100) |
| Dining | 7.5 pts/₹100 | 15 EDGE per ₹200 on domestic spends (7.5/₹100) |
| Fuel | — | No RP on fuel/utilities/rent/wallet/govt/insurance |
Domestic Lounges
999 per year
Int'l Lounges
999 per year
Travel Insurance
₹250L cover
Golf Benefits
Complimentary
Concierge
24/7 assistance
Fuel Savings
₹400/mo
Purchase Protection
₹200,000 cover
Lost Card Cover
₹0
Movies
- •Buy 1 Get 1 Free on BookMyShow Movies: Up to ₹500 discount per ticket, up to 5 free tickets per month
- •Buy 1 Get 1 Free on BookMyShow Events/Non-Movies: Up to ₹1,000 discount per ticket, up to 5 times per month
Dining
- •ITC Culinaire membership
- •EazyDiner Prime membership
- •Postcard & Oberoi hotel offers
Shopping
- •15X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •Priority Pass: Unlimited international airport lounge access for primary & add-on cardholders + 12 guest visits/year
- •Unlimited domestic airport lounge access for primary & add-on cardholders + 12 guest visits/year
- •8 complimentary airport concierge meet-and-assist services per year
- •Club ITC Culinaire, Accor Plus, and Club Marriott Asia Pacific memberships
- •15% savings and stay perks at The Postcard Hotels
- •50 complimentary golf rounds per year at premier courses
- •Comprehensive travel insurance cover including ₹4.5 Crore air accident cover
Special Offers & Features
- •15,000 EDGE Reward Points activation benefit on first transaction within 30 days
- •Unlimited domestic and international airport lounge access with 12 guest visits each per year
- •Airport concierge services: 8 complimentary meet-and-assist services per year
- •50 complimentary golf rounds or lessons per year at premier courses in India and abroad
- •Luxury hospitality memberships: Accor Plus, Club Marriott Asia Pacific, and Club ITC Culinaire
- •15% savings at Postcard Hotels with complimentary upgrade and welcome drink
- •Comprehensive travel insurance cover of ₹4.5 Crore for air accident and medical emergency cover
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
- •No-cost EMI at partner merchants
Reward Transfer Partners
Singapore Airlines
Air India
British Airways
Etihad Airways
Marriott Bonvoy
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to Axis Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Axis Reserve
Axis Reserve: ₹10,000 Taj Hotels Credit on ₹20 Lakh Annual Spend
Earn ₹10,000 statement credit on Taj Hotels bookings (online or offline) on achieving ₹20 Lakh annual spend with Axis Reserve.
₹10,000 credit on ₹20L annual Taj Hotels spend. Milestone credited within 90 days.
Flipkart
Unlock major savings on your online shopping with Flipkart and Axis Bank. Enjoy a flat 10% instant discount up to ₹1,500 on minimum spends of ₹4,999 across electronics, fashion, beauty, and home essentials.Save on leading smartphone brands, headphones, smartwatches, and wardrobe updates with instant price drops at checkout.
Step 2: Add eligible smartphones, electronics, appliances, or apparel worth ₹4,999+ to your shopping cart.
Step 3: Proceed to the payment page and choose Axis Bank Credit Card.
Step 4: The 10% instant discount up to ₹1,500 is calculated and deducted automatically before OTP verification.
Valid on eligible purchases across Flipkart marketplace. Minimum transaction value of ₹4,999 is required. Maximum instant discount is capped at ₹1,500 per card during promotional sales windows. Applicable on both Full Swipe and EMI transactions on retail Axis Bank Credit Cards. Excludes Flipkart Axis Bank Credit Card on categories where card gives 5% base cashback.
Swiggy
Dine in style with exclusive Axis Bank food perks. Get flat ₹125 off on every Swiggy food delivery order above ₹499 with your Axis Bank Credit Card.Use coupon code AXIS125 on checkout to enjoy double savings on weekday lunches and weekend family feasts.
Step 2: Add dishes totaling ₹499 or more from partner restaurants to your bag.
Step 3: In the promo code box, enter coupon AXIS125.
Step 4: Pay using your Axis Bank Credit Card to get an instant ₹125 price cut.
Valid twice per customer per calendar month. Minimum food order amount of ₹499 excluding delivery charges and GST. Valid only on food delivery orders placed via Swiggy mobile application. Not applicable on Instamart or Dineout payments.
EaseMyTrip
Fly anywhere across India with premium flight savings on EaseMyTrip. Axis Bank credit cardholders unlock a flat 12% instant discount up to ₹2,000 on bookings of ₹5,000 and above.Book IndiGo, Air India, Akasa Air, and SpiceJet flights with code EMTAXIS for guaranteed upfront airfare savings.
Step 2: Choose your flight tickets with total booking amount of ₹5,000+.
Step 3: Enter promo code EMTAXIS at the payment summary stage.
Step 4: Pay with your Axis Bank Credit Card to reduce your fare by up to ₹2,000 instantly.
Valid on domestic flight ticket bookings across all Indian airports. Minimum booking value of ₹5,000 is required. Maximum discount is ₹2,000 per booking. Limit of one redemption per cardholder per calendar month. Excludes corporate and prepaid cards.
EazyDiner
Indulge in 5-star buffets and fine dining across top Indian metros. EazyDiner and Axis Bank offer an extra 15% instant discount up to ₹500 on restaurant bills settled via PayEazy.Stack this discount with existing 20-50% restaurant offers to enjoy premium culinary experiences at unbeatable rates.
Step 2: Enjoy your meal at the venue.
Step 3: Inform the staff you are settling the bill via PayEazy on the EazyDiner app.
Step 4: Select Axis Bank Credit Card to apply an automatic 15% extra discount up to ₹500 on the final bill.
Valid on PayEazy transactions at participating restaurants on EazyDiner. Minimum bill amount of ₹1,500 is required. Maximum instant discount is ₹500. Valid once per customer per calendar week. Stackable on top of restaurant table discounts.
Myntra
Revamp your wardrobe with top international and domestic fashion labels. Get flat 10% instant discount up to ₹750 on Myntra orders of ₹2,999 and above with Axis Bank Credit Cards.Use code AXISMYNTRA on checkout to enjoy instant fashion savings.
Step 2: Select eligible clothing, footwear, accessories, or cosmetics worth ₹2,999+.
Step 3: On the checkout screen, enter coupon AXISMYNTRA.
Step 4: Pay using your Axis Bank Credit Card to get an instant 10% discount up to ₹750.
Applicable on select catalogue products on Myntra platforms. Minimum cart value of ₹2,999 is required. Maximum discount capped at ₹750 per order. Valid once per user per calendar month.
BookMyShow
Unlock Buy 1 Get 1 Free movie tickets and entertainment passes on BookMyShow using your eligible Axis Bank Credit Card.
Step 2: On payment page, click 'Unlock Offer or Apply Promocodes' and choose Axis Bank.
Step 3: Enter your Axis Bank Credit Card details to receive complimentary 2nd ticket.
Buy 1 Get 1 Free capped at ₹300-₹500 per ticket depending on card tier (Select, Olympus, Reserve, Burgundy Private). 10% off up to ₹100 on Neo.
Zomato Dining
Axis Bank Dining Delights: Savor extraordinary culinary savings with flat 15% off up to ₹500 at premier partner restaurants via Zomato Dining.
Step 2: Select Axis Bank Credit Card at checkout to unlock flat 15% instant savings up to ₹500.
Valid on minimum bill value of ₹2,000. Maximum discount ₹500 per transaction. Axis Dining Delights program applies across 10,000+ restaurants.
Croma
Get up to ₹3,500 instant discount on electronics, home appliances, and smart gadgets at Croma with your Axis Bank Credit Card.
Step 2: Minimum cart threshold ₹20,000.
Step 3: Pay with your Axis Bank Credit Card or Card EMI to receive instant discount.
Valid on minimum purchase of ₹20,000. Maximum discount ₹3,500. Valid on eligible credit cards.
Frequently Asked Questions
Everything you need to know about Axis Reserve
- • Min age: 21 years
- • Salaried: ₹300,000/month min
- • Self-employed: ₹500,000/month min
- • CIBIL: 800+ recommended
- ✓ Domestic: 999 per year
- ✓ International: 999 per year
- → Unlimited complimentary international airport lounge access via Priority Pass for primary & add-on cardholders, plus 12 complimentary guest visits per year.
- → Unlimited complimentary domestic airport lounge access for primary & add-on cardholders, plus 12 complimentary guest visits per year (no quarterly spend threshold).
- • Instant: Pre-approved Axis Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Axis Reserve today and unlock amazing rewards and premium experiences.
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