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Axis SELECT
86/100 · ₹3,000/yr
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CARD HOLDER
YOUR NAME
EXPIRES
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Axis Bank
Axis SELECT
Visa
PREMIUM
Premium VISA Top Rated

Axis SELECT

by Axis Bank · Data verified 2 days ago

Comprehensive premium card with lifestyle benefits

86
Score
Based on rewards, fees, benefits & eligibility
₹3K
Fee
Waiver available on spending
5
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
5 RP Earn
base reward rate
8 per year Lounges
complimentary
₹3,000/yr
waiver available
86/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹3,000
Net Annual Value

You save per year!

What's Great

  • 10,000 EDGE REWARD Points welcome gift (worth ₹2,000) partially offsetting the ₹3,000 joining fee
  • 8 complimentary domestic lounge visits per year (2/quarter) on meeting ₹50K quarterly spend
  • 6 complimentary international lounge visits per year via Priority Pass (expandable to 12 visits)
  • Buy 1 Get 1 free on movie tickets via District app (save up to ₹500/month)
  • 6 complimentary golf rounds per year (expandable to 12 rounds on ₹3L spend)
  • 2X points (10% return in EDGE points) on Axis Travel EDGE portal
  • Fee waived for Burgundy and Priority account holders

Things to Consider

  • ₹50,000 quarterly spend required to unlock domestic lounge visits
  • Base reward rate of 1.0% (5 points per ₹100 at ₹0.20/point) is modest
  • High ₹8 Lakh annual spend required for fee waiver
  • Standard foreign transaction fee of 3.50% + GST

Perfect For

Axis Priority & Burgundy Banking Customers Domestic & Occasional International Travelers Movie Lovers Using District App Golf Players Seeking Included Rounds

About This Card

Comprehensive premium card with lifestyle benefits
Annual Fee
₹3,000
Waiver
Spend ₹8 Lakhs annually to get annual renewal fee waived (nil for Burgundy clients)
Joining Fee
₹3,000

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.49% - 3.60%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹400/mo
Interest-Free Period
On new purchases if paid in full
20 to 50 days
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount (min ₹500) + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹500
Nil
₹500.01-₹5,000
₹500
₹5,000.01-₹10,000
₹700
₹10,000.01-₹25,000
₹900
₹25,000.01-₹50,000
₹1,100
>₹50,000
₹1,300
Reward Points Validity
How long your earned points remain valid
2 years from earning date
Card Replacement Fee
Fee for lost or damaged card replacement
₹100
5
Reward Pts
₹0.20
Point Value
0.00%
Cashback
Welcome Bonus
10,000 EDGE REWARD Points (worth ₹2,000) upon first card transaction within 30 days

Milestone Rewards

Annual fee waiver: Spend ₹8,00,000 or more in an anniversary year to get the ₹3,000 annual fee waived
Spends milestone: Spend ₹3,00,000 in a year to receive 5,000 EDGE REWARDS points, Priority Pass renewal, and 6 additional lounge visits & golf rounds

Reward Earning by Category

Category Reward Rate Details
Travel BONUS 10 pts/₹100 20 EDGE REWARD Points per ₹200 (10 pts/₹100 = 2% return) on Axis Travel EDGE portal
Shopping 5 pts/₹100 10 EDGE REWARD Points per ₹200 (5 pts/₹100 = 1% return) on retail shopping (Cap: 20,000/mo)
Dining 5 pts/₹100 10 EDGE REWARD Points per ₹200 on dining transactions
Other 5 pts/₹100 10 EDGE REWARD Points per ₹200 on all other eligible retail transactions
Fuel — 1% fuel surcharge waiver (₹400 - ₹4,000, max ₹400/cycle); no reward points
Point Value: 1 point = ₹0.20 | Redemption Fee: ₹99 + GST per request

Domestic Lounges

8 per year

Int'l Lounges

6 per year

Travel Insurance

₹100L cover

Golf Benefits

Complimentary

Fuel Savings

₹400/mo

Lost Card Cover

₹0

Movies

  • •Buy 1 Get 1 free on movie tickets via District app (up to ₹250 off on 2nd ticket, twice a month; save up to ₹500/month)

Dining

  • •Dining privileges with Axis Dining Delights: Flat 15% to 20% off at partner restaurants via EazyDiner and Zomato Dining

Shopping

  • •5X points on eligible spends
  • •Contactless (tap-and-pay) enabled
  • •EMI conversion on purchases above Rs.2,500

Travel

  • •Air accident cover up to ₹1 Crore
  • •6 complimentary golf rounds per year + 6 more on ₹3 Lakh annual spend

Special Offers & Features

  • •10,000 EDGE REWARD Points (worth ₹2,000) welcome bonus upon first transaction within 30 days
  • •6 complimentary golf rounds per year (+ 6 additional rounds on ₹3 Lakh annual spend)
  • •Air accident insurance cover up to ₹1 Crore and purchase protection up to ₹1 Lakh
  • •1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 (capped at ₹400 per statement cycle)

EMI Options

  • •EMI conversion on purchases above Rs.2,500
  • •Tenure: 3, 6, 9, 12, 18, 24 months
  • •Interest rate: 12-24% p.a.
  • •No-cost EMI at partner merchants

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic

Mobile Wallet Support

Google Pay Apple Pay Samsung Pay
86 out of 100

CardSahayak Score

"Apply Now" takes you to Axis Bank's official website.

Eligibility

Salaried ₹50,000/mo
Self-Employed ₹60,000/mo
Age 18-70 yrs
CIBIL 750+
Employment Salaried, Self-Employed
Card Variant Select

Scores

Rewards 44/100
Fees 92/100
Benefits 70/100
Access 65/100

⚡ Quick Compare

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8 Active Offers

Deals & Offers

Exclusive offers available on Axis SELECT

Flipkart

Flipkart

Unlock major savings on your online shopping with Flipkart and Axis Bank. Enjoy a flat 10% instant discount up to ₹1,500 on minimum spends of ₹4,999 across electronics, fashion, beauty, and home essentials.Save on leading smartphone brands, headphones, smartwatches, and wardrobe updates with instant price drops at checkout.

10
Till 31 Dec 2026 shopping
Discount
Flat 10% up to ₹1,500
Min Spend
₹4,999
Max Savings
₹1,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Open the Flipkart app or visit flipkart.com.
Step 2: Add eligible smartphones, electronics, appliances, or apparel worth ₹4,999+ to your shopping cart.
Step 3: Proceed to the payment page and choose Axis Bank Credit Card.
Step 4: The 10% instant discount up to ₹1,500 is calculated and deducted automatically before OTP verification.
Terms & Conditions

Valid on eligible purchases across Flipkart marketplace. Minimum transaction value of ₹4,999 is required. Maximum instant discount is capped at ₹1,500 per card during promotional sales windows. Applicable on both Full Swipe and EMI transactions on retail Axis Bank Credit Cards. Excludes Flipkart Axis Bank Credit Card on categories where card gives 5% base cashback.

Visit Offer
Swiggy

Swiggy

Dine in style with exclusive Axis Bank food perks. Get flat ₹125 off on every Swiggy food delivery order above ₹499 with your Axis Bank Credit Card.Use coupon code AXIS125 on checkout to enjoy double savings on weekday lunches and weekend family feasts.

125
Till 31 Dec 2026 AXIS125 dining
Discount
Flat ₹125 off
Min Spend
₹499
Max Savings
₹125
Valid Until
31 Dec 2026
How to Avail
Step 1: Launch the Swiggy mobile app and select your city delivery location.
Step 2: Add dishes totaling ₹499 or more from partner restaurants to your bag.
Step 3: In the promo code box, enter coupon AXIS125.
Step 4: Pay using your Axis Bank Credit Card to get an instant ₹125 price cut.
Terms & Conditions

Valid twice per customer per calendar month. Minimum food order amount of ₹499 excluding delivery charges and GST. Valid only on food delivery orders placed via Swiggy mobile application. Not applicable on Instamart or Dineout payments.

Use Code: AXIS125
Visit Offer
EaseMyTrip

EaseMyTrip

Fly anywhere across India with premium flight savings on EaseMyTrip. Axis Bank credit cardholders unlock a flat 12% instant discount up to ₹2,000 on bookings of ₹5,000 and above.Book IndiGo, Air India, Akasa Air, and SpiceJet flights with code EMTAXIS for guaranteed upfront airfare savings.

12
Till 31 Dec 2026 EMTAXIS travel
Discount
Flat 12% up to ₹2,000
Min Spend
₹5,000
Max Savings
₹2,000
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit EaseMyTrip app or easemytrip.com and select your domestic travel itinerary.
Step 2: Choose your flight tickets with total booking amount of ₹5,000+.
Step 3: Enter promo code EMTAXIS at the payment summary stage.
Step 4: Pay with your Axis Bank Credit Card to reduce your fare by up to ₹2,000 instantly.
Terms & Conditions

Valid on domestic flight ticket bookings across all Indian airports. Minimum booking value of ₹5,000 is required. Maximum discount is ₹2,000 per booking. Limit of one redemption per cardholder per calendar month. Excludes corporate and prepaid cards.

Use Code: EMTAXIS
Visit Offer
EazyDiner

EazyDiner

Indulge in 5-star buffets and fine dining across top Indian metros. EazyDiner and Axis Bank offer an extra 15% instant discount up to ₹500 on restaurant bills settled via PayEazy.Stack this discount with existing 20-50% restaurant offers to enjoy premium culinary experiences at unbeatable rates.

15
Till 31 Dec 2026 dining
Discount
Extra 15% up to ₹500
Min Spend
₹1,500
Max Savings
₹500
Valid Until
31 Dec 2026
How to Avail
Step 1: Open EazyDiner app and book a table at any partner restaurant.
Step 2: Enjoy your meal at the venue.
Step 3: Inform the staff you are settling the bill via PayEazy on the EazyDiner app.
Step 4: Select Axis Bank Credit Card to apply an automatic 15% extra discount up to ₹500 on the final bill.
Terms & Conditions

Valid on PayEazy transactions at participating restaurants on EazyDiner. Minimum bill amount of ₹1,500 is required. Maximum instant discount is ₹500. Valid once per customer per calendar week. Stackable on top of restaurant table discounts.

Visit Offer
Myntra

Myntra

Revamp your wardrobe with top international and domestic fashion labels. Get flat 10% instant discount up to ₹750 on Myntra orders of ₹2,999 and above with Axis Bank Credit Cards.Use code AXISMYNTRA on checkout to enjoy instant fashion savings.

10
Till 31 Dec 2026 AXISMYNTRA shopping
Discount
Flat 10% up to ₹750
Min Spend
₹2,999
Max Savings
₹750
Valid Until
31 Dec 2026
How to Avail
Step 1: Open the Myntra app or website.
Step 2: Select eligible clothing, footwear, accessories, or cosmetics worth ₹2,999+.
Step 3: On the checkout screen, enter coupon AXISMYNTRA.
Step 4: Pay using your Axis Bank Credit Card to get an instant 10% discount up to ₹750.
Terms & Conditions

Applicable on select catalogue products on Myntra platforms. Minimum cart value of ₹2,999 is required. Maximum discount capped at ₹750 per order. Valid once per user per calendar month.

Use Code: AXISMYNTRA
Visit Offer
BookMyShow

BookMyShow

Unlock Buy 1 Get 1 Free movie tickets and entertainment passes on BookMyShow using your eligible Axis Bank Credit Card.

BOGO
Till 31 Dec 2026 entertainment
Discount
BOGO (Up to ₹500)
Min Spend
2 tickets
Max Savings
₹500
Valid Until
31 Dec 2026
How to Avail
Step 1: Choose at least 2 movie or concert tickets on BookMyShow.
Step 2: On payment page, click 'Unlock Offer or Apply Promocodes' and choose Axis Bank.
Step 3: Enter your Axis Bank Credit Card details to receive complimentary 2nd ticket.
Terms & Conditions

Buy 1 Get 1 Free capped at ₹300-₹500 per ticket depending on card tier (Select, Olympus, Reserve, Burgundy Private). 10% off up to ₹100 on Neo.

Visit Offer
Zomato Dining

Zomato Dining

Axis Bank Dining Delights: Savor extraordinary culinary savings with flat 15% off up to ₹500 at premier partner restaurants via Zomato Dining.

15%
Till 31 Dec 2026 dining
Discount
Flat 15% up to ₹500
Min Spend
₹2,000
Max Savings
₹500
Valid Until
31 Dec 2026
How to Avail
Step 1: Dine at participating restaurants and pay bill using Zomato Dining.
Step 2: Select Axis Bank Credit Card at checkout to unlock flat 15% instant savings up to ₹500.
Terms & Conditions

Valid on minimum bill value of ₹2,000. Maximum discount ₹500 per transaction. Axis Dining Delights program applies across 10,000+ restaurants.

Visit Offer
Croma

Croma

Get up to ₹3,500 instant discount on electronics, home appliances, and smart gadgets at Croma with your Axis Bank Credit Card.

₹3,500
Till 31 Dec 2026 shopping
Discount
Up to ₹3,500 Off
Min Spend
₹20,000
Max Savings
₹3,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Purchase appliances or tech products at Croma stores or croma.com.
Step 2: Minimum cart threshold ₹20,000.
Step 3: Pay with your Axis Bank Credit Card or Card EMI to receive instant discount.
Terms & Conditions

Valid on minimum purchase of ₹20,000. Maximum discount ₹3,500. Valid on eligible credit cards.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about Axis SELECT

To be eligible, you need:
  • • Min age: 18 years
  • • Salaried: ₹50,000/month min
  • • Self-employed: ₹60,000/month min
  • • CIBIL: 750+ recommended
The annual fee is ₹3,000. The fee can be waived by Spend ₹8 Lakhs annually to get annual renewal fee waived (nil for Burgundy clients).
You earn 5 reward points per eligible transaction. Each point is worth approximately ₹0.20. Welcome bonus: 10,000 EDGE REWARD Points (worth ₹2,000) upon first card transaction within 30 days on activation! Redeem for flights, hotels, vouchers via Axis Bank rewards portal.
Yes! Complimentary lounge access:
  • ✓ Domestic: 8 per year
  • ✓ International: 6 per year
  • → 2 complimentary domestic airport lounge visits per calendar quarter (up to 8 visits/year) across India, subject to spending ₹50,000 in previous 3 calendar months.
  • → 6 complimentary international airport lounge visits per calendar year via Priority Pass for primary cardholder. Unlock 6 additional visits on spending ₹3 Lakh annually.
  • • Instant: Pre-approved Axis Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for Axis SELECT today and unlock amazing rewards and premium experiences.

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