Axis Atlas
by Axis Bank · Data verified 5 days ago
Premium travel card with 5X Miles on travel and 1:2 partner transfer.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 5 EDGE Miles per ₹100 spent directly on airline and hotel bookings (up to ₹2 Lakh spend per month)
- 2 EDGE Miles per ₹100 on all other eligible retail spends
- 1:2 transfer ratio to airline & hotel partners (1 EDGE Mile = 2 Partner Points/Miles)
- Generous lounge access: 8 to 18 domestic visits and 4 to 12 international visits per year based on Tier (Silver/Gold/Platinum), with guest access allowed
- 5,000 EDGE Miles welcome bonus (= 10,000 partner miles) on 1st transaction within 30 days
Things to Consider
- High 3.5% foreign currency transaction markup fee despite being positioned as a premium travel card
- Steep joining and annual fee of ₹5,000 + GST with no spend-based annual fee waiver option
- Excludes rent, wallet loads, fuel, and government payments from milestone spend calculations
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Travel BONUS | 5 pts/₹100 | 5 EDGE per ₹100 on travel (cap ₹2L/month, drops to 2 EDGE/₹100 above cap). Excluded: gold, rent, wallet, govt, insurance, fuel, utilities, telecom (Cap: 200,000/mo) |
| Other | 2 pts/₹100 | 2X EDGE Miles per ₹100 on other spends |
Domestic Lounges
8 per year
Int'l Lounges
4 per year
Travel Insurance
₹0L cover
Fuel Savings
₹500/mo
Lost Card Cover
₹0
Dining
- •Axis Dining Delights: Up to 15% instant discount (up to ₹500) at 10,000+ partner restaurants via EazyDiner / Zomato
Shopping
- •Reward points earned on all eligible purchases
- •Contactless (tap-and-pay) enabled
Travel
- •8 domestic + 4 international lounge visits per year
- •3.5% forex markup on international transactions
- •Complimentary travel insurance coverage
- •1% fuel surcharge waiver
Special Offers & Features
- •Redemption fee: ₹99 EDGE portal, ₹199 partner transfer
- •Credit shield up to outstanding limit on accidental death
EMI Options
- •EMI conversion on purchases above Rs.2,500
- •Tenure: 3, 6, 9, 12, 18, 24 months
- •Interest rate: 12-24% p.a.
- •No-cost EMI at partner merchants
Reward Transfer Partners
Air India Flying Returns
Singapore Airlines KrisFlyer
British Airways Avios
Etihad Guest
Card Features
CardSahayak Score
"Apply Now" takes you to Axis Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on Axis Atlas
Flipkart
Unlock major savings on your online shopping with Flipkart and Axis Bank. Enjoy a flat 10% instant discount up to ₹1,500 on minimum spends of ₹4,999 across electronics, fashion, beauty, and home essentials.Save on leading smartphone brands, headphones, smartwatches, and wardrobe updates with instant price drops at checkout.
Step 2: Add eligible smartphones, electronics, appliances, or apparel worth ₹4,999+ to your shopping cart.
Step 3: Proceed to the payment page and choose Axis Bank Credit Card.
Step 4: The 10% instant discount up to ₹1,500 is calculated and deducted automatically before OTP verification.
Valid on eligible purchases across Flipkart marketplace. Minimum transaction value of ₹4,999 is required. Maximum instant discount is capped at ₹1,500 per card during promotional sales windows. Applicable on both Full Swipe and EMI transactions on retail Axis Bank Credit Cards. Excludes Flipkart Axis Bank Credit Card on categories where card gives 5% base cashback.
Swiggy
Dine in style with exclusive Axis Bank food perks. Get flat ₹125 off on every Swiggy food delivery order above ₹499 with your Axis Bank Credit Card.Use coupon code AXIS125 on checkout to enjoy double savings on weekday lunches and weekend family feasts.
Step 2: Add dishes totaling ₹499 or more from partner restaurants to your bag.
Step 3: In the promo code box, enter coupon AXIS125.
Step 4: Pay using your Axis Bank Credit Card to get an instant ₹125 price cut.
Valid twice per customer per calendar month. Minimum food order amount of ₹499 excluding delivery charges and GST. Valid only on food delivery orders placed via Swiggy mobile application. Not applicable on Instamart or Dineout payments.
EaseMyTrip
Fly anywhere across India with premium flight savings on EaseMyTrip. Axis Bank credit cardholders unlock a flat 12% instant discount up to ₹2,000 on bookings of ₹5,000 and above.Book IndiGo, Air India, Akasa Air, and SpiceJet flights with code EMTAXIS for guaranteed upfront airfare savings.
Step 2: Choose your flight tickets with total booking amount of ₹5,000+.
Step 3: Enter promo code EMTAXIS at the payment summary stage.
Step 4: Pay with your Axis Bank Credit Card to reduce your fare by up to ₹2,000 instantly.
Valid on domestic flight ticket bookings across all Indian airports. Minimum booking value of ₹5,000 is required. Maximum discount is ₹2,000 per booking. Limit of one redemption per cardholder per calendar month. Excludes corporate and prepaid cards.
EazyDiner
Indulge in 5-star buffets and fine dining across top Indian metros. EazyDiner and Axis Bank offer an extra 15% instant discount up to ₹500 on restaurant bills settled via PayEazy.Stack this discount with existing 20-50% restaurant offers to enjoy premium culinary experiences at unbeatable rates.
Step 2: Enjoy your meal at the venue.
Step 3: Inform the staff you are settling the bill via PayEazy on the EazyDiner app.
Step 4: Select Axis Bank Credit Card to apply an automatic 15% extra discount up to ₹500 on the final bill.
Valid on PayEazy transactions at participating restaurants on EazyDiner. Minimum bill amount of ₹1,500 is required. Maximum instant discount is ₹500. Valid once per customer per calendar week. Stackable on top of restaurant table discounts.
Myntra
Revamp your wardrobe with top international and domestic fashion labels. Get flat 10% instant discount up to ₹750 on Myntra orders of ₹2,999 and above with Axis Bank Credit Cards.Use code AXISMYNTRA on checkout to enjoy instant fashion savings.
Step 2: Select eligible clothing, footwear, accessories, or cosmetics worth ₹2,999+.
Step 3: On the checkout screen, enter coupon AXISMYNTRA.
Step 4: Pay using your Axis Bank Credit Card to get an instant 10% discount up to ₹750.
Applicable on select catalogue products on Myntra platforms. Minimum cart value of ₹2,999 is required. Maximum discount capped at ₹750 per order. Valid once per user per calendar month.
BookMyShow
Unlock Buy 1 Get 1 Free movie tickets and entertainment passes on BookMyShow using your eligible Axis Bank Credit Card.
Step 2: On payment page, click 'Unlock Offer or Apply Promocodes' and choose Axis Bank.
Step 3: Enter your Axis Bank Credit Card details to receive complimentary 2nd ticket.
Buy 1 Get 1 Free capped at ₹300-₹500 per ticket depending on card tier (Select, Olympus, Reserve, Burgundy Private). 10% off up to ₹100 on Neo.
Zomato Dining
Axis Bank Dining Delights: Savor extraordinary culinary savings with flat 15% off up to ₹500 at premier partner restaurants via Zomato Dining.
Step 2: Select Axis Bank Credit Card at checkout to unlock flat 15% instant savings up to ₹500.
Valid on minimum bill value of ₹2,000. Maximum discount ₹500 per transaction. Axis Dining Delights program applies across 10,000+ restaurants.
Croma
Get up to ₹3,500 instant discount on electronics, home appliances, and smart gadgets at Croma with your Axis Bank Credit Card.
Step 2: Minimum cart threshold ₹20,000.
Step 3: Pay with your Axis Bank Credit Card or Card EMI to receive instant discount.
Valid on minimum purchase of ₹20,000. Maximum discount ₹3,500. Valid on eligible credit cards.
Frequently Asked Questions
Everything you need to know about Axis Atlas
- • Min age: 18 years
- • Salaried: ₹100,000/month min
- • Self-employed: ₹125,000/month min
- • CIBIL: 750+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 4 per year
- → Silver tier: 8 domestic + 4 international
- → Gold tier: 12 domestic + 6 international
- → Platinum tier: 18 domestic + 12 international
- • Instant: Pre-approved Axis Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for Axis Atlas today and unlock amazing rewards and premium experiences.
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