YES BANK Zagg Credit Card
by YES Bank · Data verified 4 days ago
YES BANK Zagg Credit Card issued by YES Bank in partnership with Zagg (zagg.money / Rivpe Technologies).
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 100% Lifetime Free credit card with zero recurring charges
- 8 complimentary domestic airport lounge visits per year (2 per quarter on ₹50k spend)
- RuPay integration enables UPI scan-and-pay for daily merchant purchases
- Integrated spend tracking and category budgeting on Zagg app
Things to Consider
- Quarterly lounge visits require ₹50,000 spend hurdle
- Base reward rate of 0.75% is modest
Perfect For
About This Card
Other Charges
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Zaggle Partner Merchants | — | |
| Other Spends | — |
Domestic Lounges
8 per year
Fuel Savings
₹250/mo
Shopping
- •Lifetime Free UPI RuPay Credit Card with zero joining and zero renewal fee
- •Earn 3 Zagg Coins per ₹100 spent (4 Zagg Coins = ₹1, giving 0.75% value-back)
- •Seamless RuPay UPI scan-and-pay capability via zagg.money, Google Pay, PhonePe, and CRED
- •Direct redemption of Zagg Coins into statement credit / cashback or gift vouchers
- •2 complimentary domestic airport lounge visits per calendar quarter upon spending ₹50,000 in previous quarter
- •1% fuel surcharge waiver for fuel spends between ₹400 and ₹5,000 across India
Travel
- •8 complimentary domestic airport lounge visits per year
Partner Benefits
- •Exclusive co-branded rewards and deals on Zagg (zagg.money / Rivpe Technologies) platform
EMI Options
- •Flexible EMI conversion available for retail purchases over ₹2,000
Card Features
CardSahayak Score
"Apply Now" takes you to YES Bank's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on YES BANK Zagg Credit Card
EaseMyTrip
Travel seamlessly across India with airfare savings from YES Bank and EaseMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on bookings of ₹5,000 and above.Use promo code EMTYES on checkout for instant price cuts.
Step 2: Choose domestic flight tickets with total fare ₹5,000+.
Step 3: On the payment summary page, apply coupon code EMTYES.
Step 4: Pay with your YES Bank Credit Card to reduce your fare by up to ₹1,800 immediately.
Valid on domestic flight bookings across India on EaseMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per card per month.
Swiggy Instamart: 15% Instant Discount (up to ₹100)
Reliance Digital
Save big on the latest gadgets and appliances at Reliance Digital with your YES Bank Credit Card. Enjoy flat 7.5% instant discount up to ₹3,500 on transactions of ₹15,000 and above.
Step 2: Select eligible smartphones, laptops, audio systems, or home appliances worth ₹15,000+.
Step 3: Select YES Bank Credit Card Instant Discount at checkout.
Step 4: Instant discount of 7.5% up to ₹3,500 is applied automatically.
Valid on select electronic products. Minimum transaction value of ₹15,000 is required. Maximum instant discount is ₹3,500 per card per calendar month. Applicable on full-swipe and EMI transactions.
Frequently Asked Questions
Everything you need to know about YES BANK Zagg Credit Card
- • Min age: 21 years
- • Salaried: ₹25,000/month min
- • Self-employed: ₹750,000/month min
- • CIBIL: 720+ recommended
- ✓ Domestic: 8 per year
- → 2 complimentary domestic airport lounge visits per calendar quarter.
- → Eligibility unlocked on spending ₹50,000 or more in the previous calendar quarter.
- → Standard ₹2 swipe authorization charge applicable.
- • Instant: Pre-approved YES Bank customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for YES BANK Zagg Credit Card today and unlock amazing rewards and premium experiences.
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