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YES BANK POP-CLUB Credit Card
78/100 · ₹399/yr
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YES Bank
YES BANK POP-CLUB Credit Card
RuPay
Co-branded Credit Card RUPAY

YES BANK POP-CLUB Credit Card

by YES Bank · Data verified 4 days ago

YES BANK POP-CLUB Credit Card issued by YES Bank in partnership with POP Club (popclub.co).

78
Score
Based on rewards, fees, benefits & eligibility
₹399
Fee
Waiver available on spending
10
Reward Pts
Base earn rate (per transaction slab)
0.00%
Cashback
On eligible transactions
10 RP Earn
base reward rate
No Lounges
complimentary
₹399/yr
waiver available
78/100
CardSahayak rating
Reward Calculator

How Much Can You Earn?

Calculate your potential rewards with this card

₹ /month
₹10,000 ₹5,00,000

Your Annual Benefits

Reward Points
pts
₹
Annual Fee
Card membership
-₹399
Net Annual Value

You save per year!

What's Great

  • Accelerated POPcoins on 500+ top D2C Indian brands (up to 10% valueback)
  • Zero joining fee with easy spend-based waiver on annual fee
  • RuPay card enabled for instant UPI QR payments at neighborhood merchants
  • Redeem POPcoins across fashion, beauty, electronics, and food deliveries

Things to Consider

  • No complimentary airport lounge access
  • Best value locked to POP Club merchant network

Perfect For

Active users of POP Club (popclub.co) and digital shoppers

About This Card

YES BANK POP-CLUB Credit Card is a next-generation co-branded card offering tailored benefits on POP Club (popclub.co) and nationwide merchant networks.
Annual Fee
₹399
Waiver
Waived on annual spends of ₹1,50,000 in preceding year (frequently issued Lifetime Free under promotional campaigns)
Joining Fee
FREE
Zero joining fee under standard digital onboarding

Other Charges

Interest Rate (APR)
Monthly on outstanding balance
3.99% - 3.99%
Foreign Transaction Fee
Markup on international txns
3.50%
Fuel Surcharge Waiver
Save on fuel transactions
Up to ₹300/mo
Interest-Free Period
On new purchases if paid in full
50
Cash Advance Fee
Fee for cash withdrawal from ATM
2.5% of amount or ₹650, whichever is higher + GST
Late Payment Fee
Charged if minimum due not paid on time
Outstanding Due
Penalty
≤₹100
Nil
₹101-₹500
₹100
₹501-₹5,000
₹500
₹5,001-₹10,000
₹750
₹10,001-₹20,000
₹900
>₹20,000
₹1,000
10
Reward Pts
₹1.00
Point Value
0.00%
Cashback

Reward Earning by Category

Category Reward Rate Details
POP Club Brands & E-commerce —
Online Spends —
All Other Spends —
Point Value: 1 point = ₹1.00

Fuel Savings

₹300/mo

Shopping

  • •Earn 10 POPcoins per ₹100 spent on online shopping and e-commerce platforms
  • •Earn 2 POPcoins per ₹100 spent on all general transactions, including RuPay UPI scan & pay
  • •1 POPcoin = up to ₹1 redemption value across 500+ D2C partner brands and curated vouchers on POP App
  • •Milestone Bonus: 1,500 POPcoins on spending ₹1,50,000 in an anniversary year
  • •1% fuel surcharge waiver for transactions between ₹400 and ₹5,000 (capped at ₹300 per month)
  • •RuPay Credit-on-UPI enabled for scanning QR codes with any UPI app

Partner Benefits

  • •Exclusive co-branded rewards and deals on POP Club (popclub.co) platform

EMI Options

  • •Flexible EMI conversion available for retail purchases over ₹2,000

Card Features

Contactless
✓ Yes
Virtual Card
✗ No
International
✓ Yes
Material
Plastic
78 out of 100

CardSahayak Score

"Apply Now" takes you to YES Bank's official website.

Eligibility

Salaried ₹25,000/mo
Self-Employed ₹750,000/mo
Age 21-60 yrs
CIBIL 720+
Employment Salaried / Self-Employed
Card Variant E-commerce & Lifestyle

Scores

Rewards 55/100
Fees 90/100
Benefits 14/100
Access 84/100

⚡ Quick Compare

Compare with other cards to find the best fit.

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3 Active Offers

Deals & Offers

Exclusive offers available on YES BANK POP-CLUB Credit Card

EaseMyTrip

EaseMyTrip

Travel seamlessly across India with airfare savings from YES Bank and EaseMyTrip. Enjoy a flat 12% instant discount up to ₹1,800 on bookings of ₹5,000 and above.Use promo code EMTYES on checkout for instant price cuts.

12
Till 31 Dec 2026 EMTYES travel
Discount
Flat 12% up to ₹1,800
Min Spend
₹5,000
Max Savings
₹1,800
Valid Until
31 Dec 2026
How to Avail
Step 1: Open the EaseMyTrip app or visit easemytrip.com.
Step 2: Choose domestic flight tickets with total fare ₹5,000+.
Step 3: On the payment summary page, apply coupon code EMTYES.
Step 4: Pay with your YES Bank Credit Card to reduce your fare by up to ₹1,800 immediately.
Terms & Conditions

Valid on domestic flight bookings across India on EaseMyTrip platforms. Minimum booking amount is ₹5,000. Maximum instant discount is capped at ₹1,800. Valid once per card per month.

Use Code: EMTYES
Visit Offer

Swiggy Instamart: 15% Instant Discount (up to ₹100)

15
Till 31 Dec 2026 YESCCINSTA
Discount
15
Min Spend
499
Valid Until
31 Dec 2026
How to Avail
Apply promo code YESCCINSTA at checkout on Swiggy Instamart with YES Bank credit card.
Use Code: YESCCINSTA
Reliance Digital

Reliance Digital

Save big on the latest gadgets and appliances at Reliance Digital with your YES Bank Credit Card. Enjoy flat 7.5% instant discount up to ₹3,500 on transactions of ₹15,000 and above.

7.5
Till 31 Dec 2026 electronics
Discount
Flat 7.5% up to ₹3,500
Min Spend
₹15,000
Max Savings
₹3,500
Valid Until
31 Dec 2026
How to Avail
Step 1: Visit any Reliance Digital retail store or reliancedigital.in.
Step 2: Select eligible smartphones, laptops, audio systems, or home appliances worth ₹15,000+.
Step 3: Select YES Bank Credit Card Instant Discount at checkout.
Step 4: Instant discount of 7.5% up to ₹3,500 is applied automatically.
Terms & Conditions

Valid on select electronic products. Minimum transaction value of ₹15,000 is required. Maximum instant discount is ₹3,500 per card per calendar month. Applicable on full-swipe and EMI transactions.

Visit Offer
❓ FAQ

Frequently Asked Questions

Everything you need to know about YES BANK POP-CLUB Credit Card

To be eligible, you need:
  • • Min age: 21 years
  • • Salaried: ₹25,000/month min
  • • Self-employed: ₹750,000/month min
  • • CIBIL: 720+ recommended
The annual fee is ₹399. The fee can be waived by Waived on annual spends of ₹1,50,000 in preceding year (frequently issued Lifetime Free under promotional campaigns).
You earn 10 reward points per eligible transaction. Each point is worth approximately ₹1.00. Redeem for flights, hotels, vouchers via YES Bank rewards portal.
No complimentary lounge access. Consider a premium card for this benefit.
  • • Instant: Pre-approved YES Bank customers
  • • 24-48 hrs: New customers with documents
  • • Delivery: 7-10 working days

Ready to Get Started?

Apply for YES BANK POP-CLUB Credit Card today and unlock amazing rewards and premium experiences.

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