SBI Card ELITE Advantage
by SBI Card · Data verified 2 days ago
₹5,000 welcome e-gift voucher, ₹6,000 free movie tickets/year, up to 50,000 bonus Reward Points worth ₹12,500/year. Enhanced version of SBI ELITE.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- 5X reward points on select categories
- 8 domestic lounge visits per year
- Milestone benefits on annual spending
- Lower FTF (1.99%) compared to basic SBI cards
Things to Consider
- High annual fee of ₹4,999
- RPV of ₹0.25 reduces effective reward value
- No golf or concierge benefits
- No travel insurance
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Dining | — | |
| Grocery | — | |
| Departmental Stores | — | |
| All other spends | — |
Domestic Lounges
8 per year
Int'l Lounges
6 per year
Fuel Savings
₹250/mo
Lost Card Cover
₹100,000
Priority Pass
Complimentary
Movies
- •Complimentary movie tickets worth up to ₹6,000 every year (Up to ₹250 off on 2 tickets per month via BookMyShow)
Dining
- •5X Reward Points on dining, departmental stores and grocery spends
Shopping
- •5X Reward Points on departmental stores and grocery spends
Travel
- •Complimentary Priority Pass Program worth $99
- •6 complimentary international airport lounge visits per calendar year
- •Complimentary Club Vistara Silver Tier membership
- •Complimentary Trident Privilege Red Tier membership
Partner Benefits
- •Welcome gift vouchers from partner brands: Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, Shoppers Stop worth ₹5,000
Reward Exclusions
- ✕ Balance transfers
- ✕ Financial charges
- ✕ Disputed transactions
- ✕ Cash advances
- ✕ Purchases at petrol pumps
Special Offers & Features
- •Fuel surcharge waiver: 1% on transactions ₹500-₹3,000
- •Complimentary Priority Pass membership valued at $99
- •Free credit card fraud liability cover up to ₹1 Lakh
- •Complimentary Trident Privilege Red Tier membership
- •After complimentary visits, Priority Pass usage fee: $27 + taxes per visit
- •Priority Pass and complimentary membership valid for 2 years
- •Reward redemption: 4 RP = Re. 1 (gift vouchers or bill payment)
- •Lounge: 2 domestic per quarter, 6 international per year (total 14)
EMI Options
- •Flexipay: Convert transactions over ₹2,500 into EMIs
Card Features
CardSahayak Score
"Apply Now" takes you to SBI Card's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on SBI Card ELITE Advantage
Apple
Elevate your tech setup with cutting-edge Apple innovation. SBI Credit Cardholders get up to ₹15,000 instant discount on the latest iPhone 16 series, MacBook Air/Pro, iPad Pro, and Apple Watch models.Valid at official Apple Retail Stores, Apple Online Store India, and authorized Apple premium resellers nationwide.
Step 2: Select eligible iPhone 16, MacBook Air/Pro, iPad Pro, or Apple Watch models.
Step 3: Proceed to billing and select SBI Credit Card full swipe or Instant EMI.
Step 4: Instant discount of up to ₹15,000 is automatically deducted at checkout.
Valid on SBI Credit Cards and SBI Credit Card EMI transactions. Minimum transaction value varies by product category (minimum ₹50,000 for top-tier discounts). Offer valid across all authorized Apple channels in India. Maximum 1 device purchase per cardholder during the promotional period. Not valid on corporate or commercial credit cards.
MakeMyTrip
Fly anywhere across India with substantial airfare savings. SBI Credit Cardholders enjoy flat 12% instant discount up to ₹1,800 on all domestic flights on MakeMyTrip.Book IndiGo, Air India, Akasa Air, and SpiceJet with code SBIMMT.
Step 2: Search and select domestic flights totaling ₹5,000 or more.
Step 3: Enter coupon code SBIMMT in the promo code field.
Step 4: Pay using your SBI Credit Card to save up to ₹1,800 instantly.
Valid on domestic flight bookings across all major Indian airlines. Minimum transaction value of ₹5,000 required. Maximum discount capped at ₹1,800 per booking. Valid once per cardholder per calendar month. Corporate cards excluded.
Yatra
Discover magnificent holiday destinations across India with SBI Card and Yatra. Enjoy instant discounts up to ₹4,000 on domestic flights, hotels, and holiday packages.
Step 2: Select holiday packages or flights with minimum cart value ₹7,500.
Step 3: Apply promo code SBIYATRA at the checkout screen.
Step 4: Pay using your SBI Credit Card to enjoy up to ₹4,000 instant discount.
Minimum transaction of ₹7,500 on flights and ₹15,000 on holidays required. Maximum discount up to ₹4,000. Valid once per calendar month per cardholder. Excludes railway and bus bookings.
BookMyShow
Enjoy cinematic blockbusters on the big screen with complimentary tickets. SBI Credit Cardholders get Buy 1 Get 1 free movie ticket up to ₹250 on BookMyShow.
Step 2: On checkout, click Unlock Offers or Apply Promocode.
Step 3: Select Credit Card Offers and choose SBI Card Movie Offer.
Step 4: Pay remaining balance using your SBI Credit Card to get 2nd ticket free up to ₹250.
Valid for SBI Signature/Elite credit card customers. Up to ₹500 off per month (or 2 free tickets) on BookMyShow.
Reliance Digital
Upgrade your gadgets with up to ₹5,000 instant discount on electronics, laptops, and home appliances at Reliance Digital using SBI Credit Cards.
Step 2: Ensure transaction value is ₹15,000 or above.
Step 3: Checkout with eligible SBI Credit Card.
Valid on minimum transaction of ₹15,000. Maximum discount ₹5,000. Excludes Corporate Cards, Paytm SBI Cards, and Cashback SBI Cards.
Croma
Enjoy instant discounts up to ₹3,500 on electronics, audio equipment, and home appliances at Croma using SBI Credit Cards.
Step 2: Cart value ₹15,000 or more.
Step 3: Pay using your SBI Credit Card to avail instant discount.
Valid on minimum transaction of ₹15,000. Maximum discount ₹3,500. Excludes Corporate Cards and Paytm SBI Cards.
Frequently Asked Questions
Everything you need to know about SBI Card ELITE Advantage
- • Min age: 21 years
- • Salaried: ₹50,000/month min
- • Self-employed: ₹50,000/month min
- • CIBIL: 725+ recommended
- ✓ Domestic: 8 per year
- ✓ International: 6 per year
- → 8 domestic lounge visits per year (max 2 per quarter)
- → 6 international lounge visits per year
- • Instant: Pre-approved SBI Card customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for SBI Card ELITE Advantage today and unlock amazing rewards and premium experiences.
What Users Say
No reviews yet for SBI Card ELITE Advantage.
Be the first to share your experience!
Share your experience
Sign in to write a review, share your approval data, and help others choose the right card.
Sign in with Google