HSBC Visa Platinum
by HSBC · Data verified 2 days ago
HSBC entry card with zero joining and annual fee, air miles conversion (Air India/Etihad/BA/Singapore Airlines), fuel surcharge waiver, contactless tap-and-pay cashback, Visa Signature perks. 2,000 RP welcome on ₹5K spend.
How Much Can You Earn?
Calculate your potential rewards with this card
Your Annual Benefits
You save per year!
What's Great
- Lifetime Free: Zero joining fee and zero annual renewal fee
- Buy 1 Get 1 free movie ticket on BookMyShow (up to ₹250 discount on Saturdays)
- 2 reward points per ₹150 spent, scaling up to 5X rewards on annual spends exceeding ₹4 Lakhs
- Complimentary golf games/lessons at select premier courses across India
- 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 (up to ₹250/month)
Things to Consider
- No complimentary airport lounge access
- 3.5% foreign currency markup fee on international transactions
- Base reward rate is modest (approx. 0.53% return) without crossing annual milestone thresholds
Perfect For
About This Card
Other Charges
Milestone Rewards
Reward Earning by Category
| Category | Reward Rate | Details |
|---|---|---|
| Shopping | 2 pts/₹100 | 2 RP per ₹100 on all eligible spends |
| E-commerce | 2 pts/₹100 | 2 RP per ₹100 on online spends |
| Fuel | — | 1% fuel surcharge waiver |
Travel Insurance
₹25L cover
Golf Benefits
Complimentary
Fuel Savings
₹250/mo
Lost Card Cover
₹0
Movies
- •Buy 1 Get 1 free movie ticket on BookMyShow (discount capped at ₹250), valid on Saturday screenings once a month
Dining
- •HSBC Dining Privileges: Up to 15% discount at partner restaurants in major cities across India
Shopping
- •2X points on eligible spends
- •Contactless (tap-and-pay) enabled
- •EMI conversion on purchases above Rs.2,500
Travel
- •3.5% forex markup on international transactions
- •Complimentary travel insurance coverage
- •1% fuel surcharge waiver
- •Complimentary golf sessions at select courses
Partner Benefits
- •Complimentary 12-month Times Prime subscription
- •15% cashback on MakeMyTrip hotel stays using code VISASIGNATURE
Special Offers & Features
- •Buy 1 Get 1 on BookMyShow on Saturdays
EMI Options
- •EMI conversion on eligible purchases
- •Tenure: 3, 6, 9, 12 months
- •Interest rate: 15-24% p.a.
Card Features
Mobile Wallet Support
CardSahayak Score
"Apply Now" takes you to HSBC's official website.
Eligibility
Scores
Deals & Offers
Exclusive offers available on HSBC Visa Platinum
BookMyShow
Experience world-class music festivals, theatrical performances, comedy shows, and live sporting spectacles with HSBC Credit Cards.Get 10% instant discount up to ₹1,000 on tickets for top events across major Indian metros.
Step 2: Select your tickets with total cart value of ₹2,500 or higher.
Step 3: Under Payment Offers, select HSBC Credit Card Live Events Offer.
Step 4: Pay with your HSBC Credit Card to get 10% instant discount up to ₹1,000.
Valid exclusively on Live Events, Music Concerts, Plays, and Comedy shows on BookMyShow. Minimum booking value of ₹2,500 is required. Maximum discount is capped at ₹1,000 per cardholder per month. Offer is not applicable on regular cinema movie tickets.
Yatra
Fly to your dream international holiday destinations for less. HSBC Credit Cardholders receive a flat 10% instant discount up to ₹7,500 on international flight bookings on Yatra.Applicable on one-way and round-trip bookings across leading global airlines.
Step 2: Search for international flights with booking value of ₹30,000 or more.
Step 3: Enter promo code HSBCINT on the flight payment review page.
Step 4: Pay using your HSBC Credit Card to save up to ₹7,500 instantly.
Valid on international flights departing from Indian airports. Minimum booking transaction of ₹30,000 required. Maximum discount capped at ₹7,500 per booking. Valid once per quarter per cardholder. Offer applicable on base fare and airline fuel surcharges only.
Yatra
Plan your domestic weekend getaways and business trips across India. Save up to ₹3,000 on domestic flight and hotel bookings with HSBC Credit Cards on Yatra.Enjoy seamless travel reservations with top airlines and handpicked luxury resorts.
Step 2: Ensure minimum order value meets ₹6,000 threshold.
Step 3: Apply promo code HSBCDOM during checkout.
Step 4: Pay with HSBC Credit Card to get up to ₹3,000 deducted immediately.
Minimum booking value of ₹6,000 for domestic flights and ₹4,000 for hotels. Maximum domestic flight discount is ₹1,800; hotel discount up to ₹3,000. Valid once per calendar month per cardholder. Excludes railway bookings, homestays, and bus tickets.
Zepto
Get fresh fruits, vegetables, dairy, and household essentials delivered in 10 minutes. HSBC Credit Cardholders get flat ₹100 off on Zepto orders above ₹999.Speedy grocery delivery meets instant banking savings on all everyday essentials.
Step 2: Click on Apply Coupon on the cart checkout page.
Step 3: Select or type coupon code HSBC100.
Step 4: Complete payment with HSBC Credit Card to get ₹100 instant discount.
Minimum order value of ₹999 excluding handling and delivery fees. Valid twice per cardholder per calendar month. Applicable on all grocery categories across all serviceable cities. Offer valid on retail consumer credit cards only.
Croma
Upgrade your home entertainment, computing, and kitchen appliances. Enjoy 7.5% instant discount up to ₹3,500 at Croma retail stores and croma.com with HSBC Credit Cards.Valid on smartphones, laptops, smart TVs, refrigerators, and audio gear.
Step 2: Add eligible consumer electronics worth ₹20,000 or more to your cart.
Step 3: Select HSBC Credit Card Bank Offer at payment stage.
Step 4: Complete transaction to receive 7.5% instant discount up to ₹3,500.
Minimum transaction value of ₹20,000 is required. Maximum instant discount is capped at ₹3,500 per card. Valid on Full Swipe and EMI transactions. Limit of one transaction per cardholder per calendar month.
Frequently Asked Questions
Everything you need to know about HSBC Visa Platinum
- • Min age: 18 years
- • Salaried: ₹50,000/month min
- • Self-employed: ₹100,000/month min
- • CIBIL: 720+ recommended
- • Instant: Pre-approved HSBC customers
- • 24-48 hrs: New customers with documents
- • Delivery: 7-10 working days
Ready to Get Started?
Apply for HSBC Visa Platinum today and unlock amazing rewards and premium experiences.
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