Disclaimer
Last updated: October 2026
Please read this disclaimer carefully before using CardSahayak India.
Not Financial Advice
The information provided on CardSahayak India is for general informational and educational purposes only. It should not be considered as financial, investment, or professional advice. Before making any financial decisions, including applying for a credit card, you should consult with a qualified financial advisor.
Not a Credit Card Issuer
CardSahayak India is an independent comparison platform. We are not a bank, financial institution, or credit card issuer. We do not make lending decisions, approve credit card applications, or guarantee approval for any credit card product.
Accuracy of Information
While we strive to provide accurate and up-to-date information about credit cards, we cannot guarantee that all information is complete, current, or error-free. Credit card terms, rates, fees, and benefits are subject to change by the issuing banks without notice. Always verify the current terms directly with the card issuer before applying.
Eligibility Estimates
Our eligibility checker provides estimated results based on general criteria and the information you provide. These estimates are indicative only and do not guarantee approval. Actual eligibility is determined by the issuing bank based on their internal credit assessment, verification processes, and policies which may differ from our estimates.
Card Ratings and Scores
Our card ratings and scores are based on our proprietary algorithm and editorial analysis. They represent our opinion based on publicly available information and are meant to help users compare options. These ratings should not be the sole factor in your decision-making process.
Affiliate Relationships
CardSahayak India may receive compensation when you apply for credit cards through links on our platform. While this helps support our service, it does not influence our ratings or the order in which products appear (unless specifically marked as "sponsored" or "promoted"). We maintain editorial independence in our reviews and recommendations.
Third-Party Links
Our platform contains links to third-party websites, including bank and credit card issuer websites. We are not responsible for the content, accuracy, or practices of these external sites. Inclusion of any link does not imply endorsement of the linked site.
Credit Score Impact
Using our eligibility checker does not affect your credit score. However, when you apply for a credit card through the issuing bank, they will likely perform a credit inquiry which may temporarily impact your credit score.
Limitation of Liability
CardSahayak India, its owners, employees, and affiliates shall not be liable for any losses, damages, or claims arising from:
- Use of information provided on this platform
- Decisions made based on our ratings, reviews, or eligibility estimates
- Credit card applications that are rejected
- Errors or omissions in the information provided
- Unavailability of the platform or technical issues
Your Responsibility
You are solely responsible for your financial decisions. We encourage you to:
- Read all terms and conditions before applying for any credit card
- Compare offers from multiple sources
- Understand the fees, interest rates, and charges associated with any card
- Consider your ability to repay before using credit
- Consult with a financial advisor if needed
Contact Us
If you have any questions about this disclaimer, please contact us at info@cardsahayak.com.